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Cal. Civil Code § 2923 (2026)

✓ current as of May 2026
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The lien of a mortgage is special, unless otherwise expressly agreed, and is independent of possession.

Notes of Decisions
Cited in 7 cases (3 in the last 5 years), 2013–2025 · leading case: Rockridge Trust v. Wells Fargo, N.A., 985 F. Supp. 2d 1110 (N.D. Cal. 2013).
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Rockridge Trust v. Wells Fargo, N.A., 985 F. Supp. 2d 1110 (N.D. Cal. 2013). · cites it 2× “Plaintiffs assert violations of California Civil Code § 2923(c)-(d), (f).”
In re: Christopher Michael Marino & Valerie Margaret Marino, 577 B.R. 772 (9th Cir. BAP 2017). “While we note that California state law requires the creditor to attempt to contact the debtor concerning the default, see Cal. Civ. Code § 2923 ,5, the only evidence in the record about the content of the phone calls is the' Marinos' and Ms.”
Penermon v. Wells Fargo Bank, N.A., 47 F. Supp. 3d 982 (N.D. Cal. 2014). “California Civil Code § 2923;7 Plaintiffs fourth cause of action is titled “Violation of California Civil Code § 2923.”
(PS) Brown v. Wells Fargo Home Mortg. (E.D. Cal. 2019). “12, 2009) (taking judicial notice of recorded documents 28 related to a foreclosure sale, including grant deed and deed of trust, as they were “part of the 1 her Homeowners Bill of Rights (“HBOR”) claim––that Defendant failed to establish a single 2 point of contact as required…”
Choudhuri v. Specialized Loan Servicing (N.D. Cal. 2024). “§ 2605(e)(l)(A); and HBOR, Cal. Civ. Code §§ 2923 , 2924 14 against all Defendants in Count I.”
Choudhuri v. Specialized Loan Servicing (N.D. Cal. 2024). “§ 2605(e)(l)(A); and 17 HBOR, Cal. Civ. Code §§ 2923 , 2924 against all Defendants in Count I.”
Reif (E.D. Cal. 2025). “17 July 14, 2016) (citing Cal. Civ. Code § 2923 .b(6)). The statute provides in relevant part that: 18 If a borrower submits a complete application for a first lien loan modification offered by, or through, the borrower's mortgage 19 servicer at least five business days before a…”
— Cal. Civil Code § 2923(c) — 1 case
Rockridge Trust v. Wells Fargo, N.A., 985 F. Supp. 2d 1110 (N.D. Cal. 2013). “Plaintiffs assert violations of California Civil Code § 2923(c)-(d), (f).”
— Cal. Civil Code § 2923(i) — 1 case
Rockridge Trust v. Wells Fargo, N.A., 985 F. Supp. 2d 1110 (N.D. Cal. 2013). “Plaintiffs assert violations of California Civil Code § 2923(c)-(d), (f).”
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