Every employer except the state shall secure the payment of compensation in one or more of the following ways:
(a)By being insured against liability to pay compensation by one or more insurers duly authorized to write compensation insurance in this state.
(b)By securing from the Director of Industrial Relations a certificate of consent to self-insure either as an individual employer, or as one employer in a group of employers, which may be given upon furnishing proof satisfactory to the Director of Industrial Relations of ability to self-insure and to pay any compensation that may become due to his or her employees.
(c)For any county, city, city and county, municipal corporation, public district, public agency, or any political subdivision of the state, including each member of a pooling arrangement under a joint exercise of powers agreement (but not the state itself), by securing from the Director of Industrial Relations a certificate of consent to self-insure against workers’ compensation claims, which certificate may be given upon furnishing proof satisfactory to the director of ability to administer workers’ compensation claims properly, and to pay workers’ compensation claims that may become due to its employees. On or before March 31, 1979, a political subdivision of the state which, on December 31, 1978, was uninsured for its liability to pay compensation, shall file a properly completed and executed application for a certificate of consent to self-insure against workers’ compensation claims. The certificate shall be issued and be subject to the provisions of Section 3702.
For purposes of this section, “state” shall include the superior courts of California.
Notes of Decisions
Travelers Cas. & Sur. Co. of Am. v. Pac. Gas & Elec. Co., 549 U.S. 443 (2007).
“1 California law required PG&E to provide workers’ compensation benefits for its employees by either (1) purchasing workers’ compensation insurance from a licensed provider of such insurance or (2) adopting a plan, with the State’s approval, to self-insure. PG&E chose the latter…”
Gonzalez v. Mathis, 493 P.3d 212 (Cal. 2021).
“Gonzalez was legally required to obtain workers’ compensation coverage for his employees (Lab. Code, § 3700) and he had the option of obtaining coverage for himself (Ins.”
Starving Students, Inc. v. Dep't of Indus. Relations, 2005 Cal. Daily Op. Serv. 676 (Cal. Ct. App. 2005).
· cites it 5× “FACTS AND PROCEDURAL BACKGROUND Employer is a moving company with approximately 300 employees in California. Labor Code section 3700 requires employers to obtain workers’ compensation insurance through an insurance company that is authorized to write compensation insurance in…”
Denny's Inc. v. Workers' Comp. Appeals Bd., 2003 Cal. Daily Op. Serv. 173 (Cal. Ct. App. 2003).
· cites it 2× “(Lab. Code, § 3700; see 1 Hanna, Cal. Law of Employee Injuries and Workers’ Compensation, supra, Liability Insurance, §2.”
Doney v. Tambouratgis, 587 P.2d 1160 (Cal. 1979).
· cites it 2× “Moreover, state law requires every employer to secure such coverage (Lab. Code, § 3700). Furthermore, every licensee such as defendant is required both to designate in his license application the name of his workers' compensation insurer and to acknowledge his *102 awareness of…”
La Jolla Beach & Tennis Club, Inc. v. Indus. Indem. Co., 884 P.2d 1048 (Cal. 1994).
“) “The terms of workers’ compensation policies issued in California are strictly governed by statute, and each policy is conclusively presumed to contain all the provisions required by law.”
Luxor Cabs, Inc. v. Applied Underwriters Captive Risk Assurance Co., 242 Cal. Rptr. 3d 87 (Cal. Ct. App. 5th 2018).
“) In response, the Legislature has created a comprehensive regulatory scheme, requiring California employers to purchase workers' compensation insurance ( Lab. Code, § 3700 ) and dictating the permissible terms for such insurance (§§ 11650 et seq.”
Barker v. Pick N Pull Auto Dismantlers, Inc., 819 F. Supp. 889 (E.D. Cal. 1993).
· cites it 4× “Cal.Lab. Code § 3700 (West 1989). As to the first method, all workers’ compensation insurance policies issued by insurance companies in California must be pre-approved by the Policy Approval Bureau of the California Department of Insurance.”
— Cal. Labor Code § 3700(a) — 1 case
Barker v. Pick N Pull Auto Dismantlers, Inc., 819 F. Supp. 889 (E.D. Cal. 1993).
“Cal.Lab. Code § 3700 (West 1989). As to the first method, all workers’ compensation insurance policies issued by insurance companies in California must be pre-approved by the Policy Approval Bureau of the California Department of Insurance.”
— Cal. Labor Code § 3700(b) — 2 cases
Barker v. Pick N Pull Auto Dismantlers, Inc., 819 F. Supp. 889 (E.D. Cal. 1993).
“Cal.Lab. Code § 3700 (West 1989). As to the first method, all workers’ compensation insurance policies issued by insurance companies in California must be pre-approved by the Policy Approval Bureau of the California Department of Insurance.”
— Cal. Labor Code § 3700(c) — 1 case
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