Est. of Egenious Coles v. Zucker, Goldberg & Ackerman, 658 F. App'x 108 (3rd Cir. 2016). · Go Syfert
Est. of Egenious Coles v. Zucker, Goldberg & Ackerman, 658 F. App'x 108 (3rd Cir. 2016). Cases Citing This Book View Copy Cite
62 citation events (62 in the last 25 years) across 5 distinct courts.
Strongest positive: Timothy Ryan v. R. Robinson, et al. (njd, 2026-02-27)
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discussed Cited as authority (verbatim quote) Timothy Ryan v. R. Robinson, et al.
D.N.J. · 2026 · signal: see · quote attribution · 1 verbatim quote · confidence high
e cannot fault the district court for failing to intuit the necessary factual allegations from one of the many exhibits appended to the complaint.
discussed Cited as authority (verbatim quote) Bernard Evans v. Department of Military and Veterans Affairs, et al.
E.D. Pa. · 2026 · signal: see · quote attribution · 1 verbatim quote · confidence high
e cannot fault the district court for failing to intuit the necessary factual allegations from one of the many exhibits appended to the complaint.
discussed Cited as authority (verbatim quote) Aisha Bradley v. City of Philadelphia, et al.
E.D. Pa. · 2026 · quote attribution · 1 verbatim quote · confidence high
e cannot fault the district court for failing to intuit the necessary factual allegations from one of the many exhibits appended to the complaint.
discussed Cited as authority (verbatim quote) Kenneth Govan v. Pennsylvania Human Relations Commission, et al.
E.D. Pa. · 2025 · signal: see · quote attribution · 1 verbatim quote · confidence high
e cannot fault the district court for failing to intuit the necessary factual allegations from one of the many exhibits appended to the complaint.
discussed Cited as authority (verbatim quote) Mariah Coates v. Chimes/Holcomb Behavioral Health
E.D. Pa. · 2025 · signal: see · quote attribution · 1 verbatim quote · confidence high
e cannot fault the district court for failing to intuit the necessary factual allegations from one of the many exhibits appended to the complaint.
discussed Cited as authority (verbatim quote) Joshua Keziah v. Joseph Terra, et al.
E.D. Pa. · 2025 · signal: see · quote attribution · 1 verbatim quote · confidence high
e cannot fault the district court for failing to intuit the necessary factual allegations from one of the many exhibits appended to the complaint.
discussed Cited as authority (verbatim quote) MENKINS v. LETIZIO
E.D. Pa. · 2025 · signal: see · quote attribution · 1 verbatim quote · confidence high
e cannot fault the district court for failing to intuit the necessary factual allegations from one of the many exhibits appended to the complaint.
discussed Cited as authority (verbatim quote) D'ANGELO v. THE SCHOOL DISTRICT OF PHILADELPHIA
E.D. Pa. · 2025 · signal: see · quote attribution · 1 verbatim quote · confidence high
e cannot fault the district court for failing to intuit the necessary factual allegations from one of the many exhibits appended to the complaint.
discussed Cited as authority (verbatim quote) CLARK v. SOFI
E.D. Pa. · 2025 · quote attribution · 1 verbatim quote · confidence high
e cannot fault the district court for failing to intuit the necessary factual allegations from one of the many exhibits appended to the complaint.
discussed Cited as authority (verbatim quote) BETHEA-SPEAS v. URBAN AFFAIRS COALITION (UAC)
E.D. Pa. · 2025 · signal: see also · quote attribution · 1 verbatim quote · confidence high
e cannot fault the district court for failing to intuit the necessary factual allegations from one of the many exhibits appended to the complaint.
discussed Cited as authority (verbatim quote) MOSES v. M&M MANAGEMENT
E.D. Pa. · 2025 · signal: see · quote attribution · 1 verbatim quote · confidence high
e cannot fault the district court for failing to intuit the necessary factual allegations from one of the many exhibits appended to the complaint.
discussed Cited as authority (verbatim quote) CLARK v. NAVY FEDERAL CREDIT UNION
E.D. Pa. · 2025 · signal: see · quote attribution · 1 verbatim quote · confidence high
e cannot fault the district court for failing to intuit the necessary factual allegations from one of the many exhibits appended to the complaint.
discussed Cited as authority (verbatim quote) BOWEN v. LEHIGH COUNTY JAIL
E.D. Pa. · 2025 · signal: see also · quote attribution · 1 verbatim quote · confidence high
e cannot fault the district court for failing to intuit the necessary factual allegations from one of the many exhibits appended to the complaint.
discussed Cited as authority (verbatim quote) THOMPSON v. PHILADELPHIA POLICE DEPT
E.D. Pa. · 2025 · signal: see also · quote attribution · 1 verbatim quote · confidence high
e cannot fault the district court for failing to intuit the necessary factual allegations from one of the many exhibits appended to the complaint.
discussed Cited as authority (verbatim quote) RYAN v. ROBINSON
D.N.J. · 2024 · signal: see · quote attribution · 1 verbatim quote · confidence high
e cannot fault the district court for failing to intuit the necessary factual allegations from one of the many exhibits appended to the complaint.
discussed Cited as authority (verbatim quote) THOMPSON v. PHILADELPHIA POLICE DEPT
E.D. Pa. · 2024 · signal: see also · quote attribution · 1 verbatim quote · confidence high
e cannot fault the district court for failing to intuit the necessary factual allegations from one of the many exhibits appended to the complaint.
discussed Cited as authority (verbatim quote) RAWLING v. THE SCHOOL DISTRICT OF PHILADELPHIA
E.D. Pa. · 2024 · signal: see also · quote attribution · 1 verbatim quote · confidence high
e cannot fault the district court for failing to intuit the necessary factual allegations from one of the many exhibits appended to the complaint.
examined Cited as authority (verbatim quote) LEWIS v. BRANTLEY
E.D. Pa. · 2024 · signal: see · quote attribution · 1 verbatim quote · confidence high
e cannot fault the district court for failing to intuit the necessary factual allegations from one of the many exhibits appended to the complaint. judges are not like pigs, hunting for truffles buried in the record.
discussed Cited as authority (verbatim quote) CALLOWAY v. AMERICAN EXPRESS NATIONAL BANK
E.D. Pa. · 2024 · signal: see · quote attribution · 1 verbatim quote · confidence high
e cannot fault the district court for failing to intuit the necessary factual allegations from one of the many exhibits appended to the complaint.
discussed Cited as authority (verbatim quote) LEE v. TRUMARK FINANCIAL CREDIT UNION
E.D. Pa. · 2024 · signal: see also · quote attribution · 1 verbatim quote · confidence high
e cannot fault the district court for failing to intuit the necessary factual allegations from one of the many exhibits appended to the complaint.
discussed Cited as authority (verbatim quote) IN RE: LEOSUN ISHINE MU'UR EL-BEY
E.D. Pa. · 2024 · signal: see · quote attribution · 1 verbatim quote · confidence high
e cannot fault the district court for failing to intuit the necessary factual allegations from one of the many exhibits appended to the complaint.
discussed Cited as authority (verbatim quote) SCRUGGS
E.D. Pa. · 2024 · signal: see · quote attribution · 1 verbatim quote · confidence high
e cannot fault the district court for failing to intuit the necessary factual allegations from one of the many exhibits appended to the complaint.
discussed Cited as authority (verbatim quote) SEGREAVES v. HAINES
E.D. Pa. · 2024 · signal: see · quote attribution · 1 verbatim quote · confidence high
e cannot fault the district court for failing to intuit the necessary factual allegations from one of the many exhibits appended to the complaint.
examined Cited as authority (verbatim quote) VALENTINE SHABAZZ v. SOVEREIGN SWEETS
E.D. Pa. · 2024 · signal: see · quote attribution · 1 verbatim quote · confidence high
e cannot fault the district court for failing to intuit the necessary factual allegations from one of the many exhibits appended to the complaint. judges are not like pigs, hunting for truffles buried in the record.
examined Cited as authority (verbatim quote) JACOBY JAMES v. HICKS
E.D. Pa. · 2024 · signal: see · quote attribution · 1 verbatim quote · confidence high
e cannot fault the district court for failing to intuit the necessary factual allegations from one of the many exhibits appended to the complaint. judges are not like pigs, hunting for truffles buried in the record.
discussed Cited as authority (verbatim quote) KANE v. CONCILIO
E.D. Pa. · 2024 · signal: see also · quote attribution · 1 verbatim quote · confidence high
e cannot fault the district court for failing to intuit the necessary factual allegations from one of the many exhibits appended to the complaint.
discussed Cited as authority (verbatim quote) O'CONNOR v. REIFF
E.D. Pa. · 2024 · signal: see · quote attribution · 1 verbatim quote · confidence high
e cannot fault the district court for failing to intuit the necessary factual allegations from one of the many exhibits appended to the complaint.
examined Cited as authority (verbatim quote) GRIMES v. THE DETENTION CENTER
E.D. Pa. · 2024 · signal: see · quote attribution · 1 verbatim quote · confidence high
e cannot fault the district court for failing to intuit the necessary factual allegations from one of the many exhibits appended to the complaint. judges are not like pigs, hunting for truffles buried in the record.
examined Cited as authority (verbatim quote) MURSE v. MURSE
E.D. Pa. · 2024 · signal: see · quote attribution · 1 verbatim quote · confidence high
e cannot fault the district court for failing to intuit the necessary factual allegations from one of the many exhibits appended to the complaint. judges are not like pigs, hunting for truffles buried in the record.
examined Cited as authority (verbatim quote) WISSMAN v. PGM REAL ESTATE LLC, PROPERTY MANAGEMENT
E.D. Pa. · 2023 · signal: see · quote attribution · 1 verbatim quote · confidence high
e cannot fault the district court for failing to intuit the necessary factual allegations from one of the many exhibits appended to the complaint. judges are not like pigs, hunting for truffles buried in the record.
discussed Cited as authority (verbatim quote) COE v. BRIDGECREST/DRIVETIME (2×) also: Cited "see"
E.D. Pa. · 2023 · signal: see · quote attribution · 1 verbatim quote · confidence high
e cannot fault the district court for failing to intuit the necessary factual allegations from one of the many exhibits appended to the complaint.
discussed Cited as authority (verbatim quote) SCOTT v. CITY OF PHILADELPHIA PARKING AUTHORITY PARKING VIOLATIONS BRANCH (2×) also: Cited "see"
E.D. Pa. · 2023 · signal: see · quote attribution · 1 verbatim quote · confidence high
e cannot fault the district court for failing to intuit the necessary factual allegations from one of the many exhibits appended to the complaint.
examined Cited as authority (verbatim quote) WOODS v. SEPTA
E.D. Pa. · 2023 · signal: see · quote attribution · 1 verbatim quote · confidence high
e cannot fault the district court for failing to intuit the necessary factual allegations from one of the many exhibits appended to the complaint. judges are not like pigs, hunting for truffles buried in the record.
discussed Cited as authority (verbatim quote) BROWN v. CHASE AUTO - JPMORGAN CHASE BANK (2×) also: Cited "see, e.g."
E.D. Pa. · 2023 · signal: see · quote attribution · 1 verbatim quote · confidence high
e cannot fault the district court for failing to intuit the necessary factual allegations from one of the many exhibits appended to the complaint.
discussed Cited as authority (verbatim quote) BROWN v. CHASE AUTO - JPMORGAN CHASE BANK (2×) also: Cited "see, e.g."
E.D. Pa. · 2023 · signal: see · quote attribution · 1 verbatim quote · confidence high
e cannot fault the district court for failing to intuit the necessary factual allegations from one of the many exhibits appended to the complaint.
examined Cited as authority (verbatim quote) HALL v. SEPTA
E.D. Pa. · 2022 · signal: see · quote attribution · 1 verbatim quote · confidence high
e cannot fault the district court for failing to intuit the necessary factual allegations from one of the many exhibits appended to the complaint. judges are not like pigs, hunting for truffles buried in the record.
discussed Cited as authority (quoted) WALKER v. CENLAR, FSB
E.D. Pa. · 2023 · quote attribution · 1 verbatim quote · confidence low
allegations of communications sent to plaintiff alone are insufficient to demonstrate that national city is a 'debt collector' because they fail to meet the 'regularity' requirement.
discussed Cited as authority (rule) Adela Mendoza v. Dietz & Watson, Inc.
E.D. Pa. · 2026 · confidence medium
Even assuming Ms. Mendoza can establish a prima facie case of sexual-orientation discrimination, though, she cannot show that Dietz’s proffered nondiscriminatory reason is pretext. 5 Put more creatively, “Judges are not like pigs, hunting for truffles buried in the record.” Estate of Egenious Coles v. Zucker, Goldberg, & Ackerman, 658 F. App’x 108, 111 (3d Cir. 2016). 12 2.
discussed Cited as authority (rule) Wilkinson v. Olympia Development of Michigan LLC
E.D. Mich. · 2022 · confidence medium
See Montgomery, 346 F.3d at 695 ; Walker v. Pitnell, 860 F. App’x 210 , 212 (2d Cir. 2021) (“In addition, any claim against HSBC based on the November 2018 affirmation was properly dismissed because Walker failed to allege that HSBC was a debt collector within the meaning of the FDCPA.”); Estate of Egenious Coles v. Zucker, Goldberg & Ackerman, 658 F. App’x 108, 111 (3d Cir. 2016) (affirming district court dismissal because “the complaint alleges, in a conclusory fashion, that the law firm is a ‘debt collector’ by quoting the relevant definition from the FDCPA”); Davidson v. Ca…
discussed Cited as authority (rule) ALEJANDRO v. FREEDOM MORTGAGE CORPORATION
E.D. Pa. · 2022 · confidence medium
See Bright v. Westmoreland County, 380 F.3d 729, 733 (3d Cir. 2004) (A court “should reject … ‘sweeping legal conclusions in the form of factual allegations’”); Estate of Egenious Coles v. Zucker, Goldberg & Ackerman, 2015 WL 4578479 , (D.N.J., July 29, 2015), affirmed 658 F. App’x 108, 111 (3d Cir. 2016).
cited Cited as authority (rule) Todd Bates v. Green Farms Condominium Ass'n
6th Cir. · 2020 · confidence medium
LLC, 771 F. App’x 965 , 968 (11th Cir. 2019); Estate of Egenious Coles v. Zucker, Goldberg & Ackerman, 658 F. App’x 108, 111 (3d Cir. 2016).
discussed Cited "see" Yazzmine Gallimore v. Merakey, et al.
E.D. Pa. · 2026 · signal: see · confidence high
See Estate of Egenious Coles, Estate of Egenious Coles v. Zucker, Goldberg & Ackerman, 658 F. App’x 108 , 111 Gd Cir. 2016) cannot fault the District Court for failing to intuit the necessary factual allegations from one of the many exhibits appended to the complaint.”); see also Berkery v. Credit Collection Servs., No. 21-3809, 2021 WL 4060454 , at *2 (E.D.
discussed Cited "see" Deborah Lee Roseboro v. Executive Office of the United States Department of Justice, et al.
E.D. Pa. · 2026 · signal: see · confidence high
See Estate of Egenious Coles, Estate of Egenious Coles v. Zucker, Goldberg & Ackerman, 658 F. App’x 108, 111 (3d Cir. 2016); see also Berkery v. Credit Collection Servs., No. 21-3809, 2021 WL 4060454 , at *2 (E.D.
discussed Cited "see" GILBERT v. CAPITAL ONE, N.A.
E.D. Pa. · 2025 · signal: see · confidence high
See Est. of Egenious Coles v. Zucker, Goldberg & Ackerman, 658 F. App’x 108, 111 (3d Cir. 2016) (affirming dismissal of FDCPA claim where “the complaint alleges, in a conclusory fashion, that the [defendant] is a ‘debt collector’ by quoting the relevant definition from the FDCPA” but “provides no factual allegations that suggest [the defendant] regularly collects or attempts to collect debts owed to another”).
discussed Cited "see" WOODLIN v. DEPARTMENT OF THE NAVY
E.D. Pa. · 2025 · signal: see · confidence high
See Estate of Egenious Coles v. Zucker, Goldberg & Ackerman, 658 F. App’x 108, 111 (3d Cir. 2016) (“[W]e cannot fault the District Court for failing to intuit the necessary factual allegations from one of the many exhibits appended to the complaint.” (citations and quotations omitted)); see also Berkery v. Credit Collection Servs., No. 21-3809, 2021 WL 4060454 , at *2 (E.D.
discussed Cited "see" GRAY v. CAPITAL ONE FINANCIAL CORPORATION
E.D. Pa. · 2025 · signal: see · confidence high
See Est. of Egenious Coles v. Zucker, Goldberg & Ackerman, 658 F. App’x 108, 111 (3d Cir. 2016) (“As to Ballard Spahr, the complaint alleges, in a conclusory fashion, that the law firm is a ‘debt collector’ by quoting the relevant definition from the FDCPA.
discussed Cited "see" RIOTTO v. FAY SERVICING, LLC
D.N.J. · 2024 · signal: see · confidence high
See Estate of Coles v. Zucker, Goldberg, & Ackerman, 658 F. App’x 108, 111 (3d Cir. 2016) (holding that the allegation --- which the Court here pulls from the amended complaint --- that the defendant “is a debt collector law firm as defined by FDCPA at Section 1692a(6) which states that ‘any person who uses any instrumentality of interstate commerce or the mails in any business the principal purpose of which is the collection of any debts, or who regularly collects or attempts to collect, directly or indirectly, debts owed or due or asserted to be owed or due another’” was insufficie…
discussed Cited "see" MACDOUGALL v. RHULING
E.D. Pa. · 2024 · signal: see · confidence high
See Estate of Egenious Coles v. Zucker, Goldberg & Ackerman, 658 F. App’x 108, 111 (3d Cir. 2016) (“[W]e cannot fault the District Court for failing to intuit the necessary factual allegations from one of the many exhibits appended to the complaint.
discussed Cited "see" MURRAY v. OSTROWSKI (2×)
D.N.J. · 2023 · signal: see · confidence high
See Estate of Coles v. Zucker, Goldberg & Ackerman, 658 F. App’x 108, 110-11 (3d Cir. 2016) (finding the District Court did not err in “failing to intuit the necessary factual allegations” to conclude a mortgager was a debt collector for purposes of a claim under the Fair Debt Collection Practices Act, recognizing “the complaint does not allege [this], even in a conclusory fashion . . . ”) (quoting Doeblers’ Pa. Hybrids, Inc. v. Doebler, 442 F.3d 812 , 820 n.8 (3d Cir. 2006)); James v. Superior Court of N.J., Civil Action No. 21-16769, 2023 U.S. Dist.
discussed Cited "see" WOODS v. SEPTA
E.D. Pa. · 2023 · signal: see · confidence high
See Estate of Egenious Coles v. Zucker, Goldberg & Ackerman, 658 F. App’x 108 , 111 Gd Cir. 2016) (“[W]e cannot fault the District Court for failing to intuit the necessary factual allegations from one of the many exhibits appended to the complaint.
Retrieving the full opinion text from the archive…
ESTATE OF EGENIOUS COLES, by and Through Frederick Coles, III, Executor, Appellant
v.
ZUCKER, GOLDBERG & ACKERMAN; National City Mortgage Co., D/B/A Eastern Mortgage Services; PNC Mortgage, the Successor in Interest to National City Mortgage Co. Dba Eastern Mortgage Services; Ballard Spahr, LLP
15-3104.
Court of Appeals for the Third Circuit.
Jul 12, 2016.
658 F. App'x 108
Frederick Coles, III, Esq., Warren, NJ, for Plaintiff-Appellant, Michael R. Carroll, Esq., Ballard Spahr, Cherry Hill, NJ, for Defendants-Appellees
Fisher, Greenaway, Roth.
Cited by 51 opinions  |  Unpublished
1 passage pin-cited by 1 case
Pinpoint authority: bottom 78%
Citer courts: E.D. Pennsylvania (1)

OPINION *

GREENAWAY, JR., Circuit Judge.

Plaintiff-Appellant Frederick Coles, III, as executor of the estate of Egenious Coles (“Coles”), appeals the District Court’s judgment dismissing a complaint against Defendants-Appellees PNC Mortgage, successor in interest to National City Mortgage Co. (“National City”) d/b/a/ Eastern Mortgage Services, and Ballard Spahr LLP (“Ballard Spahr”). [1] For the following reasons, we will affirm the District Court’s judgment.

1. Background [2]

In December 2004, Coles obtained a mortgage issued by National City, which was secured by real estate in Plainfield, New Jersey. Coles made timely payments on the mortgage until March 2009 and, one month later, National City declared the mortgage in default. Pursuant to the default, in May 2009, National City sent Coles a Notice of Intention to Foreclose designating itself as the lender on the mortgage. Several months later, in August 2009, National City engaged law firm Zucker Goldberg to file a Foreclosure Complaint on National City’s behalf with the Superior Court of New Jersey. National City later retained Ballard Spahr to replace Zucker Goldberg as counsel in the matter.

Throughout the foreclosure litigation, National City represented to Coles through its counsel that it was the lender[*110] on her mortgage and that it had not assigned the mortgage. However, Coles later learned that, contrary to National City’s representations, it had executed an Assignment of Mortgage dated June 2013 in favor of Wilmington Trust Company. Coles contended that the Assignment of Mortgage document was a sham and that the mortgage was, in fact, assigned to Wilmington Trust Company before May 2005—well before National City commenced its foreclosure action against Coles. According to Coles, the foreclosure action brought by National City in its own name in August 2009 was a fraud because National City no longer owned Coles’s mortgage.

Based on National City’s alleged misrepresentations, Coles filed a federal complaint against, inter alia, PNC Mortgage, successor in interest to National City, and its counsel Ballard Spahr, alleging several violations of the Fair Debt Collection Practices Act (“FDCPA” or the “Act”), 15 U.S.C. §§ 1692f(1), 1692g(b), 1692d. The District Court dismissed the complaint without prejudice against both defendants, concluding that Coles had not sufficiently pled that the defendants were “debt collectors” within the meaning of the FDCPA— a prerequisite to suit under the Act. Appellant filed this timely appeal.

II. Jurisdiction and Standard of Review

The District Court had jurisdiction pursuant to 28 U.S.C. § 1331. We have appellate jurisdiction pursuant to 28 U.S.C. § 1291. Although we ordinarily do not have jurisdiction over a district court’s dismissal of a complaint without prejudice, Appellant has indicated an intention to “ ‘stand’ on the dismissed complaint” rather than re-file it and so the District Court’s judgment is final. S.B. v. Kinder-Care Learning Ctrs., LLC, 815 F.3d 150, 152 & n.1 (3d Cir. 2016).

We exercise plenary review over the District Court’s dismissal of the complaint. Connelly v. Lane Constr. Corp., 809 F.3d 780, 786 n.2 (3d Cir. 2016). “[W]e must accept all well-pled allegations in the complaint as true and draw all reasonable inferences in favor of’ the plaintiff. Pearson v. See’y Dep’t of Corr., 775 F.3d 598, 604 (3d Cir. 2015) (internal quotation marks omitted) (quoting Brown v. Card Serv. Ctr., 464 F.3d 450, 452 (3d Cir. 2006)). “To survive a motion to dismiss, a complaint must contain sufficient factual matter, accepted as true, to state a claim to relief that is plausible on its face.” Id. (internal quotation marks omitted) (quoting Ashcroft v. Iqbal, 556 U.S. 662, 678, 129 S.Ct. 1937, 173 L.Ed.2d 868 (2009)).

III. Analysis

“To prevail on an FDCPA claim, a plaintiff must prove that (1) she is a consumer, (2) the defendant is a debt collector, (3) the defendant’s challenged practice involves an attempt to collect a ‘debt’ as the Act defines it, and (4) the defendant has violated a provision of the FDCPA in attempting to collect the debt.” Douglass v. Convergent Outsourcing, 765 F.3d 299, 303 (3d Cir. 2014). The issue in this appeal is whether the complaint has sufficiently pled that PNC Mortgage and Ballard Spahr are “debt collectors.” The FDCPA provides that a “debt collector” is “any person who uses any instrumentality of interstate commerce or the mails in any business the principal purpose of which is the collection of any debts, or who regularly collects or attempts to collect, directly or indirectly, debts owed or due or asserted to be owed or due another.” 15 U.S.C. § 1692a(6).

Here, the complaint does not allege, even in a conclusory fashion, that PNC Mortgage is a “debt collector.” Appellant nonetheless argues that the District Court[*111] erred in dismissing the complaint because an exhibit appended to the complaint (Exhibit B) demonstrates that PNC Mortgage regularly collects or attempts to collect debts owed to another. [3] However, the complaint does not contain any reference to Exhibit B in this' context and Appellant made no such argument before the District Court. “It is axiomatic that arguments asserted for the first time on appeal are deemed to be -waived.... ” In re Diet Drugs (Phentemnine/Fenfluramine/Dexfenfluramine) Prod. Liab. Litig., 706 F.3d 217, 226 (3d Cir. 2013) (internal quotation marks omitted) (quoting Tri-M Grp., LLC v. Sharp, 638 F.3d 406, 416 (3d Cir. 2011)). In any event, we cannot fault the District Court for failing to intuit the necessary factual allegations from one of the many exhibits appended to the complaint. “Judges are not like pigs, hunting for truffles buried in the record.” Doeblers’ Pa. Hybrids, Inc. v. Doebler, 442 F.3d 812, 820 n.8 (3d Cir. 2006) (internal quotation marks omitted) (quoting Albrechtsen v. Bd. of Regents Univ. of Wis. Sys., 309 F.3d 433, 436 (7th Cir. 2002)).

Moreover, the FDCPA exempts from the definition of “debt collector,” inter alia, “any person collecting or attempting to collect any debt owed or due or asserted to be owed or due another to the extent such activity ... concerns a debt which was originated by such person.” 15 U.S.C. § 1692a(6)(F)(ii) (emphasis added). As the complaint itself acknowledges, PNC Mortgage (as successor in interest to National City) was the originator of the mortgage at issue. See J.A. 28 ¶ 7. Appellant provides no argument as to why the originator exemption does not apply in this case. Therefore, the District Court correctly dismissed the complaint with respect to PNC Mortgage.

As to Ballard Spahr, the complaint alleges, in a conclusory fashion, that the law firm is a “debt collector” by quoting the relevant definition from the FDCPA. However, beyond this legal conclusion, the complaint provides no factual allegations that suggest Ballard Spahr regularly collects or attempts to collect debts owed to another. See Connelly, 809 F.3d at 790. And Appellant provides no further argument on appeal other than to again recite the statutory definition of “debt collector.” “[M]ere ‘[tjhreadbare recitals of the elements of a cause of action, supported by conclusory statements’ are insufficient to survive a motion to dismiss.” Pearson, 775 F.3d at 604 (second alteration in original) (quoting Iqbal, 556 U.S. at 678, 129 S.Ct. 1937). Accordingly, the District Court correctly dismissed the complaint with respect to Ballard Spahr.

IV. Conclusion

For the foregoing reasons, we will affirm the District Court’s judgment dismissing the complaint, without prejudice.

*

This disposition is not an opinion of the full Court and pursuant to I.O.P. 5.7 does not constitute binding precedent.

1

. Appellant has chosen not to appeal the District Court’s dismissal of the complaint with respect to the remaining named defendant, Zucker Goldberg & Ackerman ("Zucker Goldberg").

2

. As this matter is before us at the motion to dismiss stage, the following facts, which are taken from the allegations in the plaintiffs complaint, are set forth as if true.

3

. Appellant also asks us to take judicial notice of exhibits referenced by Exhibit B, but did not provide those additional exhibits to the District Court and does not provide those exhibits to this Court.