Owen v. I.C. System, Inc. (2011)
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· 267 citation events
across 28 courts.
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Sys., Inc., 629 F.3d 1263, 1270 (11th Cir. 2011).
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Fern Kottler v. Gulf Coast Collection Bureau, Inc. (2021)
To comply with that requirement, Gulf Coast had to “actually employ[] or implement[] . . . procedures to avoid errors,” and then ensure those procedures were “reasonably adapted to avoid the specific error at issue.” Id. at 1274 (internal quotation marks omitted).
internal quotation marks omitted
Sys., Inc., 629 F.3d 1263, 1270 (11th Cir. 2011).
Sys., Inc., 629 F.3d 1263, 1270 (11th Cir. 2011).
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Mata Chorwadi, Inc. v. City of Boynton Beach (2023)
Sys., Inc., 629 F.3d 1263, 1270 (11th Cir. 2011).
Sys., Inc., 629 F.3d 1263, 1270 (11th Cir. 2011).
Sys., Inc., 629 F.3d 1263, 1270 (11th Cir. 2011).
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Peri Domante v. Dish Networks, L.L.C. (2020)
Sys., Inc., 629 F.3d 1263, 1270 (11th Cir. 2011).
Sys., Inc., 629 F.3d 1263, 1270 (11th Cir. 2011).
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Eddie Lee Cotton v. ENMARKET INC (2020)
Sys., Inc., 629 F.3d 1263, 1270 (11th Cir. 2011).
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Angel L. Aponte v. Brown & Brown of Florida, Inc. (2020)
Sys., Inc., 629 F.3d 1263, 1270 (11th Cir. 2011). 1 The FMLA grants an eligible employee the right to take up to 12 weeks of unpaid leave annually for several reasons, including “a serious health condition” that prevents the employee from performing the functions of his position. 29 U.S.C. § 2612 (a)(1).
Sys., Inc., 629 F.3d 1263, 1270 (11th Cir. 2011).
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Roy M. Cannon v. Corizon Medical Services (2019)
Sys., Inc., 629 F.3d 1263, 1270 (11th Cir. 2011).
Sys., Inc., 629 F.3d 1263, 1270 (11th Cir. 2011).
Sys., Inc., 629 F.3d 1263, 1270 (11th Cir. 2011).
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Lou Gatti v. Helen Goodman (2019)
Sys., Inc., 629 F.3d 1263, 1270 (11th Cir. 2011).
Sys., Inc., 629 F.3d 1263, 1270 (11th Cir. 2011).
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David Tourgeman v. Nelson & Kennard (2018)
Sys., Inc., 629 F.3d 1263, 1271 (11th Cir. 2011) (“This bona fide error defense in § 1692k(c) is an affirmative defense, for which the debt collector has the burden of proof.”); H.
“This bona fide error defense in § 1692k(c) is an affirmative defense, for which the debt collector has the burden of proof.”
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Dorsey v. Trans Union LLC (2024)
Sys., Inc., 629 F.3d 1263, 1270 (11th Cir. 2011).
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Carter v. Capital Link Management LLC (2022)
Sys., Inc., 629 F.3d 1263, 1270 (11th Cir. 2011) (citing LeBlanc v. Unifund CCR Partners, 601 F.3d 1185, 1190 (11th Cir. 2010)).
citing LeBlanc v. Unifund CCR Partners, 601 F.3d 1185, 1190 (11th Cir. 2010)
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Sarah Rabuck v. Pollack & Rosen, P.A. (2025)
Sys., Inc., 629 F.3d 1263, 1270 (11th Cir. 2011).
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KOTTLER v. GULF COAST COLLECTION BUREAU, INC. (2020)
Sys., Inc., 629 F.3d 1263, 1270 (11th Cir. 2011).
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KOTTLER v. GULF COAST COLLECTION BUREAU, INC. (2020)
See Owen, 629 F.3d at 1275 (“Employing a one-time form contract . . . and blindly relying on creditors to send only valid debts is a procedure, but it is not one reasonably adapted to avoid the type of erroneous . . . charges at issue here.”).
“Employing a one-time form contract . . . and blindly relying on creditors to send only valid debts is a procedure, but it is not one reasonably adapted to avoid the type of erroneous . . . charges at issue here.”
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Gonzalez v. Cullimore (2018)
Sys., Inc., 629 F.3d 1263, 1271 (11th Cir. 2011) (“[T]he FDCPA affords a narrow carve-out to the general rule of strict liability, known as the ‘bona fide error’ defense.”). 15 GONZALEZ v. CULLIMORE Opinion of the Court in the FDCPA as a strong indication that Congress intended § 1692e to be a strict liability provision.45 ¶ 27 The court’s reasoning in Midland Funding suggests, however, that liability under § 1692e cannot be sustained unless there is evidence that the debt c…
“[T]he FDCPA affords a narrow carve-out to the general rule of strict liability, known as the ‘bona fide error’ defense.”
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Walker v. Experian Information Solutions, Inc. (2024)
System, Inc., 629 F.3d 1263, 1271 (11th Cir. 2011) (quoting Edward v. Niagara Credit Sols., Inc., 584 F.3d 1350 , 1352–53 (11th Cir. 2009)) (quotation marks omitted). 5 The Court pretermits discussion of the damages issue. 1.
quoting Edward v. Niagara Credit Sols., Inc., 584 F.3d 1350 , 1352–53 (11th Cir. 2009)
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Hooper v. Midland Funding LLC (2021)
Sys., Inc., 629 F.3d 1263, 1270 (11th Cir. 2011).
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McClanahan v. Medicredit (2020)
Mich. 2019) (holding that “whether [a debt collector] maintained procedures reasonably adapted to avoid the error . . . is an objective and fact-intensive inquiry that is generally left to the fact-finder”); Owen, 629 F.3d at 1277 (“reiterat[ing] that the third element of the bona fide error defense is a uniquely fact-bound inquiry susceptible of few broad, generally applicable rules of law”).
“reiterat[ing] that the third element of the bona fide error defense is a uniquely fact-bound inquiry susceptible of few broad, generally applicable rules of law”
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Lawson v. I.C. System, Inc. (2019)
Sys., Inc., 629 F.3d 1263, 1271 (11th Cir. 2011).
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Gonzalez v. Cullimore (2018)
Sys., Inc. , 629 F.3d 1263 , 1271 (11th Cir. 2011) ("[T]he FDCPA affords a narrow carve-out to the general rule of strict liability, known as the 'bona fide error' defense."). 45 Clark , 460 F.3d at 1176 . 46 Glover v. FDIC , 698 F.3d 139 , 149 (3d Cir. 2012). 47 Id. ; see also Clark , 460 F.3d at 1176 ("Requiring a violation of § 1692e to be knowing or intentional needlessly renders superfluous § 1692k(c)."). 48 Kaplan v. Assetcare, Inc. , 88 F.Supp.2d 1355 , 1362 (S.D.
"[T]he FDCPA affords a narrow carve-out to the general rule of strict liability, known as the 'bona fide error' defense."
Sys., Inc., 629 F.3d 1263, 1274 (11th Cir. 2011)).
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Maze v. Midland Credit Management Inc (2025)
Sys., Inc., 629 F.3d 1263, 1270 (11th Cir. 2011) (“The FDCPA typically subjects debt collectors to liability even when violations are not knowing or intentional.”).
“The FDCPA typically subjects debt collectors to liability even when violations are not knowing or intentional.”
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Kowouto v. Jellum Law, P.A. (2024)
System, Inc., 629 F.3d 1263, 1276 (11th Cir. 2011).
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Burgos v. Helvey & Associates, Inc. (2024)
Sys., Inc., 629 F.3d 1263, 1273, 1277 (11th Cir. 3 To be a “bona fide error” requires that the debt collector’s mistake be “objectively reasonable” and that it was “made in good faith; a genuine mistake, as opposed to a contrived mistake.” Edwards, 584 F.3d at 1353 (citing Black’s Law Dictionary 186 (8th ed. 2004) (defining “bona fide” as “1.
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Kirkland v. I C System Inc (2024)
System, Inc., 629 F.3d 1263, 1270 (11th Cir. 2011) (citing LeBlanc, 601 F.3d at 1190 ).
citing LeBlanc, 601 F.3d at 1190
Sys., Inc., 629 F.3d 1263, 1270 (11th Cir. 2011).
Sys., Inc., 629 F.3d 1263, 1270 (11th Cir. 2011).
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Vincent v. Jefferson County Board of Education (2023)
Sys., Inc., 629 F.3d 1263, 1270 (11th Cir. 2011).
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Jeter v. Carr (2022)
Sys., Inc., 629 F.3d 1263, 1270 (11th Cir. 2011).
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Flores v. Debski & Associates, P.A. (2021)
Sys., Inc., 629 F.3d 1263, 1270 (11th Cir. 2011).
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Perez v. McCreary, Veselka, Bragg & Allen, P.C. (2021)
System, Inc., 629 F.3d 1263, 1271 (11th Cir. 2011) (citing Jerman v. Carlisle, McNellie, Rini, Kramer & Ulrich LPA, 130 S. Ct. 1605, 1611, 1615 (2010)).
citing Jerman v. Carlisle, McNellie, Rini, Kramer & Ulrich LPA, 130 S. Ct. 1605, 1611, 1615 (2010)
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Crowder v. Andreu, Palma, Lavin & Solis, PLLC (2021)
Sys., Inc., 629 F.3d 1263, 1271 (11th Cir. 2011), but Article III does not.
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Kuhr v. Mayo Clinic Jacksonville (2021)
Sys., Inc., 629 F.3d 1263, 1276-77 (11th Cir. 2011).
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Roe v. Roosen, Varchetti & Olivier, PLLC (2020)
Sys., Inc., 629 F.3d 1263, 1275 (11th Cir. 2011) stands for the proposition that a debt collector cannot merely rely on information provided by a creditor, but most perform its own investigation.
Sys., Inc., 629 F.3d 1263, 1272 (lith Cir. 2011) (quoting Jerman, at 586).
quoting Jerman, at 586
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Roche v. Rushmore Loan Management Services, LLC (2020)
Sys., Inc., 629 F.3d 1263, 1270 (11th Cir. 2011).
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Jones v. Bank of America NA (2020)
Sys., Inc., 629 F.3d 1263, 1270 (11th Cir. 2011); Hawthorne v. Mac Adjustment, Inc., 140 F.3d 1367, 1370 (11th Cir. 1998).
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Smith v. Moss Law Firm PC (2020)
Sys., Inc., 629 F.3d 1263, 1274 (11th Cir. 2011); see also, e.g., Allen v. Scott, 2011 WL 13079866 , at *5 (N.D.
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Zuniga v. Russell S. Jacobs, P.A. (2020)
Sys., Inc., 629 F.3d 1263, 1270 (11th Cir. 2011).
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Anderson v. Encore Capital Group Inc (2019)
Sys., 18 Inc., 629 F.3d 1263, 1276 (11th Cir. 2011), for example, reversed a summary judgment; it did 19 not address the pleading specificity required to put the defense in play.
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Reich v. Van Ru Credit Corp. (2016)
Sys., Inc., 629 F.3d 1263, 1270-71 (11th Cir. 2011) (“The FDCPA typically subjects debt collectors to liability even when violations are not knowing or intentional.”); Kistner v. Law Offices of Michael P. Margelefsky, LLC, 518 F.3d 433, 438 (6th Cir. 2008) (stating that.the FDCPA imposes strict liability but an exception “exists only where a debt collector commits a violation resulting from a “bona fide error”);Ross v .
“The FDCPA typically subjects debt collectors to liability even when violations are not knowing or intentional.”