loss payable clause (Oklahoma) · Go Syfert
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loss payable clause in Oklahoma

10 Oklahoma opinions name it 2 courts 1930–2017 0 in the last five years

The cases below were cited by Oklahoma courts in a sentence that names this issue. Sides come from how each citing opinion treated the case (Syfertize flag on that citation), so a case can appear on both: that is where the law is contested. A red or yellow chip is the case's own overall treatment.

Followed or applied (4)

CaseFollowedCited
Foremost Insurance v. Allstate Insurancegreen
mich · 1992 · cited in 2 Oklahoma opinions naming this issue, 2017–2017
2 sentences

2017Co. , 439 Mich. 378, 486 N.W.2d 600, 603 (1992) (characterizing a loss payable clause as a "hybrid" when it provided less than complete protection to a lienholder/mortgagee), citing Progressive American Ins.

2017Co. , 439 Mich. 378, 486 N.W.2d 600, 603 (1992) (characterizing a loss payable clause as a "hybrid" when it provided less than complete protection to a lienholder/mortgagee), citing Progressive American Ins.

22
PROGRESSIVE AM. INS. v. Florida Bankgreen
fladistctapp · 1984 · cited in 2 Oklahoma opinions naming this issue, 2017–2017
2 sentences

2017Co. v. Florida Bank at Daytona Beach , 452 So.2d 42, 44-45 (Fla.1984). 34 4 Couch on Insurance , § 65:32, supra .

2017Co. v. Florida Bank at Daytona Beach , 452 So.2d 42, 44-45 (Fla.1984). 34 4 Couch on Insurance , § 65:32, supra .

22
Willis v. Nowata Land and Cattle Co., Inc.green
okla · 1989 · cited in 2 Oklahoma opinions naming this issue, 1996–2009
2 sentences

2009"There are two types of insurance policy clauses which protect the mortgage lender against hazards of loss or damage to mortgaged premises: (1) the loss payable clause and (2) the standard mortgage clause." Willis v. Nowata Land and Cattle Co., Inc., 1989 OK 169, ¶ 10 , 789 P.2d 1282, 1286 . 110 "Under the loss payable clause the mortgage lender has a derivative right to recover the insurance proceeds, which is completely dependent upon the validity of mortgagor's (borrower's) claim against the insurer." Nowata Land and Cattle Co., Inc., 1989 OK 169, ¶ 11 , 789 P.2d at 1286 .

2009"There are two types of insurance policy clauses which protect the mortgage lender against hazards of loss or damage to mortgaged premises: (1) the loss payable clause and (2) the standard mortgage clause." Willis v. Nowata Land and Cattle Co., Inc., 1989 OK 169, ¶ 10 , 789 P.2d 1282, 1286 . 110 "Under the loss payable clause the mortgage lender has a derivative right to recover the insurance proceeds, which is completely dependent upon the validity of mortgagor's (borrower's) claim against the insurer." Nowata Land and Cattle Co., Inc., 1989 OK 169, ¶ 11 , 789 P.2d at 1286 .

22
Bennett Motor Company v. Lyongreen
utah · 1963 · cited in 1 Oklahoma opinions naming this issue, 2017–2017
2 sentences

2017Co. v. Florida Bank at Daytona Beach, 452 So.2d 42, 44-45 (Fla.App.1984). 34 . 4 Couch on Insurance, § 65:32, supra. See also Bennett Motor Co. v. Lyon, 14 Utah 2d 161 , 380 P.2d 69, 70-71 (1963). 35 .

2017Co. v. Florida Bank at Daytona Beach, 452 So.2d 42, 44-45 (Fla.App.1984). 34 . 4 Couch on Insurance, § 65:32, supra. See also Bennett Motor Co. v. Lyon, 14 Utah 2d 161 , 380 P.2d 69, 70-71 (1963). 35 .

11

Distinguished, questioned or overruled (0)

CaseNegativeCited
No negative-treatment citations attached to this issue in Oklahoma. Read the followed side critically anyway.

Also cited on this issue (18)

CaseCitedYears
Conner v. Northwestern National Casualty Co. green
okla · 1989
2 sentences

1997We held that the contract of sale clause “clearly operated as notice to the Company that Conner had an insurable interest in any loss proceeds payable under the policy.” 1989 OK 85 ¶ 4 , 774 P.2d 1055 . ¶ 14 Alliance resists Conner on the ground that the contract of sale clause there expressly stated that the mortgagee was an insured under the policy, while Travel Stop was not named in the Alliance policy.

1997We held that the contract of sale clause “clearly operated as notice to the Company that Conner had an insurable interest in any loss proceeds payable under the policy.” 1989 OK 85 ¶ 4 , 774 P.2d 1055 . ¶ 14 Alliance resists Conner on the ground that the contract of sale clause there expressly stated that the mortgagee was an insured under the policy, while Travel Stop was not named in the Alliance policy.

11997–1997
Nationwide Mutual Fire Insurance Co. v. Wilborn green
· 1973
2 sentences

1996Insurance § 1404. [2] Calvert Fire Insurance Co. v. Environs Development Corp., 601 F.2d 851 (5th Cir.1979); Rosenbaum v. Funcannon, 308 F.2d 680 (9th Cir.1962); Mann v. Glens Falls Insurance Co., 541 F.2d 819 (9th Cir.1976); Insurance Co. of North America v. Citizens Insurance Co. of New Jersey, 425 F.2d 1180 (7th Cir.1970); Fireman's Fund Mortgage Corp. v. Allstate Insurance Co., 838 P.2d 790 (Ala.1992); Hellman v. Capurro, 92 Nev. 314 , 549 P.2d 750 (1976); Lembo v. Parks, 6 Mass. App. 850, 372 N.E.2d 1316 (1978); Campagna v. Underwriters at Lloyd's London, 549 S.W.2d 17 (Tex.Civ.App.1977);

1996Insurance § 1404. [2] Calvert Fire Insurance Co. v. Environs Development Corp., 601 F.2d 851 (5th Cir.1979); Rosenbaum v. Funcannon, 308 F.2d 680 (9th Cir.1962); Mann v. Glens Falls Insurance Co., 541 F.2d 819 (9th Cir.1976); Insurance Co. of North America v. Citizens Insurance Co. of New Jersey, 425 F.2d 1180 (7th Cir.1970); Fireman's Fund Mortgage Corp. v. Allstate Insurance Co., 838 P.2d 790 (Ala.1992); Hellman v. Capurro, 92 Nev. 314 , 549 P.2d 750 (1976); Lembo v. Parks, 6 Mass. App. 850, 372 N.E.2d 1316 (1978); Campagna v. Underwriters at Lloyd's London, 549 S.W.2d 17 (Tex.Civ.App.1977);

11996–1996
Lembo v. Parks green
massappct · 1978
1 sentence

1996Insurance § 1404. [2] Calvert Fire Insurance Co. v. Environs Development Corp., 601 F.2d 851 (5th Cir.1979); Rosenbaum v. Funcannon, 308 F.2d 680 (9th Cir.1962); Mann v. Glens Falls Insurance Co., 541 F.2d 819 (9th Cir.1976); Insurance Co. of North America v. Citizens Insurance Co. of New Jersey, 425 F.2d 1180 (7th Cir.1970); Fireman's Fund Mortgage Corp. v. Allstate Insurance Co., 838 P.2d 790 (Ala.1992); Hellman v. Capurro, 92 Nev. 314 , 549 P.2d 750 (1976); Lembo v. Parks, 6 Mass. App. 850, 372 N.E.2d 1316 (1978); Campagna v. Underwriters at Lloyd's London, 549 S.W.2d 17 (Tex.Civ.App.1977);

11996–1996
Campagna v. Underwriters at Lloyd's London green
texapp · 1977
1 sentence

1996Insurance § 1404. [2] Calvert Fire Insurance Co. v. Environs Development Corp., 601 F.2d 851 (5th Cir.1979); Rosenbaum v. Funcannon, 308 F.2d 680 (9th Cir.1962); Mann v. Glens Falls Insurance Co., 541 F.2d 819 (9th Cir.1976); Insurance Co. of North America v. Citizens Insurance Co. of New Jersey, 425 F.2d 1180 (7th Cir.1970); Fireman's Fund Mortgage Corp. v. Allstate Insurance Co., 838 P.2d 790 (Ala.1992); Hellman v. Capurro, 92 Nev. 314 , 549 P.2d 750 (1976); Lembo v. Parks, 6 Mass. App. 850, 372 N.E.2d 1316 (1978); Campagna v. Underwriters at Lloyd's London, 549 S.W.2d 17 (Tex.Civ.App.1977);

11996–1996
Fireman's Fund Mortgage Corp. v. Allstate Insurance Co. green
alaska · 1992
1 sentence

1996Insurance § 1404. [2] Calvert Fire Insurance Co. v. Environs Development Corp., 601 F.2d 851 (5th Cir.1979); Rosenbaum v. Funcannon, 308 F.2d 680 (9th Cir.1962); Mann v. Glens Falls Insurance Co., 541 F.2d 819 (9th Cir.1976); Insurance Co. of North America v. Citizens Insurance Co. of New Jersey, 425 F.2d 1180 (7th Cir.1970); Fireman's Fund Mortgage Corp. v. Allstate Insurance Co., 838 P.2d 790 (Ala.1992); Hellman v. Capurro, 92 Nev. 314 , 549 P.2d 750 (1976); Lembo v. Parks, 6 Mass. App. 850, 372 N.E.2d 1316 (1978); Campagna v. Underwriters at Lloyd's London, 549 S.W.2d 17 (Tex.Civ.App.1977);

11996–1996
Hellman v. Capurro green
nev · 1976
2 sentences

1996Insurance § 1404. [2] Calvert Fire Insurance Co. v. Environs Development Corp., 601 F.2d 851 (5th Cir.1979); Rosenbaum v. Funcannon, 308 F.2d 680 (9th Cir.1962); Mann v. Glens Falls Insurance Co., 541 F.2d 819 (9th Cir.1976); Insurance Co. of North America v. Citizens Insurance Co. of New Jersey, 425 F.2d 1180 (7th Cir.1970); Fireman's Fund Mortgage Corp. v. Allstate Insurance Co., 838 P.2d 790 (Ala.1992); Hellman v. Capurro, 92 Nev. 314 , 549 P.2d 750 (1976); Lembo v. Parks, 6 Mass. App. 850, 372 N.E.2d 1316 (1978); Campagna v. Underwriters at Lloyd's London, 549 S.W.2d 17 (Tex.Civ.App.1977);

1996Insurance § 1404. [2] Calvert Fire Insurance Co. v. Environs Development Corp., 601 F.2d 851 (5th Cir.1979); Rosenbaum v. Funcannon, 308 F.2d 680 (9th Cir.1962); Mann v. Glens Falls Insurance Co., 541 F.2d 819 (9th Cir.1976); Insurance Co. of North America v. Citizens Insurance Co. of New Jersey, 425 F.2d 1180 (7th Cir.1970); Fireman's Fund Mortgage Corp. v. Allstate Insurance Co., 838 P.2d 790 (Ala.1992); Hellman v. Capurro, 92 Nev. 314 , 549 P.2d 750 (1976); Lembo v. Parks, 6 Mass. App. 850, 372 N.E.2d 1316 (1978); Campagna v. Underwriters at Lloyd's London, 549 S.W.2d 17 (Tex.Civ.App.1977);

11996–1996
Smith v. General Mortgage Corp. neutral
michctapp · 1977
2 sentences

1996Insurance § 1404. [2] Calvert Fire Insurance Co. v. Environs Development Corp., 601 F.2d 851 (5th Cir.1979); Rosenbaum v. Funcannon, 308 F.2d 680 (9th Cir.1962); Mann v. Glens Falls Insurance Co., 541 F.2d 819 (9th Cir.1976); Insurance Co. of North America v. Citizens Insurance Co. of New Jersey, 425 F.2d 1180 (7th Cir.1970); Fireman's Fund Mortgage Corp. v. Allstate Insurance Co., 838 P.2d 790 (Ala.1992); Hellman v. Capurro, 92 Nev. 314 , 549 P.2d 750 (1976); Lembo v. Parks, 6 Mass. App. 850, 372 N.E.2d 1316 (1978); Campagna v. Underwriters at Lloyd's London, 549 S.W.2d 17 (Tex.Civ.App.1977);

1996Insurance § 1404. [2] Calvert Fire Insurance Co. v. Environs Development Corp., 601 F.2d 851 (5th Cir.1979); Rosenbaum v. Funcannon, 308 F.2d 680 (9th Cir.1962); Mann v. Glens Falls Insurance Co., 541 F.2d 819 (9th Cir.1976); Insurance Co. of North America v. Citizens Insurance Co. of New Jersey, 425 F.2d 1180 (7th Cir.1970); Fireman's Fund Mortgage Corp. v. Allstate Insurance Co., 838 P.2d 790 (Ala.1992); Hellman v. Capurro, 92 Nev. 314 , 549 P.2d 750 (1976); Lembo v. Parks, 6 Mass. App. 850, 372 N.E.2d 1316 (1978); Campagna v. Underwriters at Lloyd's London, 549 S.W.2d 17 (Tex.Civ.App.1977);

11996–1996
Pauline Rosenbaum v. John Funcannon, as Administrator of the Estate of Martha A. Call, Deceased green
ca9 · 1962
1 sentence

1996Insurance § 1404. [2] Calvert Fire Insurance Co. v. Environs Development Corp., 601 F.2d 851 (5th Cir.1979); Rosenbaum v. Funcannon, 308 F.2d 680 (9th Cir.1962); Mann v. Glens Falls Insurance Co., 541 F.2d 819 (9th Cir.1976); Insurance Co. of North America v. Citizens Insurance Co. of New Jersey, 425 F.2d 1180 (7th Cir.1970); Fireman's Fund Mortgage Corp. v. Allstate Insurance Co., 838 P.2d 790 (Ala.1992); Hellman v. Capurro, 92 Nev. 314 , 549 P.2d 750 (1976); Lembo v. Parks, 6 Mass. App. 850, 372 N.E.2d 1316 (1978); Campagna v. Underwriters at Lloyd's London, 549 S.W.2d 17 (Tex.Civ.App.1977);

11996–1996
Insurance Company Of North America v. Citizens Insurance Company Of New Jersey green
ca7 · 1970
1 sentence

1996Insurance § 1404. [2] Calvert Fire Insurance Co. v. Environs Development Corp., 601 F.2d 851 (5th Cir.1979); Rosenbaum v. Funcannon, 308 F.2d 680 (9th Cir.1962); Mann v. Glens Falls Insurance Co., 541 F.2d 819 (9th Cir.1976); Insurance Co. of North America v. Citizens Insurance Co. of New Jersey, 425 F.2d 1180 (7th Cir.1970); Fireman's Fund Mortgage Corp. v. Allstate Insurance Co., 838 P.2d 790 (Ala.1992); Hellman v. Capurro, 92 Nev. 314 , 549 P.2d 750 (1976); Lembo v. Parks, 6 Mass. App. 850, 372 N.E.2d 1316 (1978); Campagna v. Underwriters at Lloyd's London, 549 S.W.2d 17 (Tex.Civ.App.1977);

11996–1996
Doreen C. Mann v. Glens Falls Insurance Company green
ca9 · 1976
1 sentence

1996Insurance § 1404. [2] Calvert Fire Insurance Co. v. Environs Development Corp., 601 F.2d 851 (5th Cir.1979); Rosenbaum v. Funcannon, 308 F.2d 680 (9th Cir.1962); Mann v. Glens Falls Insurance Co., 541 F.2d 819 (9th Cir.1976); Insurance Co. of North America v. Citizens Insurance Co. of New Jersey, 425 F.2d 1180 (7th Cir.1970); Fireman's Fund Mortgage Corp. v. Allstate Insurance Co., 838 P.2d 790 (Ala.1992); Hellman v. Capurro, 92 Nev. 314 , 549 P.2d 750 (1976); Lembo v. Parks, 6 Mass. App. 850, 372 N.E.2d 1316 (1978); Campagna v. Underwriters at Lloyd's London, 549 S.W.2d 17 (Tex.Civ.App.1977);

11996–1996
cluster 368074 green
ca5 · 1979
1 sentence

1996Insurance § 1404. [2] Calvert Fire Insurance Co. v. Environs Development Corp., 601 F.2d 851 (5th Cir.1979); Rosenbaum v. Funcannon, 308 F.2d 680 (9th Cir.1962); Mann v. Glens Falls Insurance Co., 541 F.2d 819 (9th Cir.1976); Insurance Co. of North America v. Citizens Insurance Co. of New Jersey, 425 F.2d 1180 (7th Cir.1970); Fireman's Fund Mortgage Corp. v. Allstate Insurance Co., 838 P.2d 790 (Ala.1992); Hellman v. Capurro, 92 Nev. 314 , 549 P.2d 750 (1976); Lembo v. Parks, 6 Mass. App. 850, 372 N.E.2d 1316 (1978); Campagna v. Underwriters at Lloyd's London, 549 S.W.2d 17 (Tex.Civ.App.1977);

11996–1996
Lutheran Brotherhood v. Hooten green
fladistctapp · 1970
1 sentence

1996Insurance § 1404. [2] Calvert Fire Insurance Co. v. Environs Development Corp., 601 F.2d 851 (5th Cir.1979); Rosenbaum v. Funcannon, 308 F.2d 680 (9th Cir.1962); Mann v. Glens Falls Insurance Co., 541 F.2d 819 (9th Cir.1976); Insurance Co. of North America v. Citizens Insurance Co. of New Jersey, 425 F.2d 1180 (7th Cir.1970); Fireman's Fund Mortgage Corp. v. Allstate Insurance Co., 838 P.2d 790 (Ala.1992); Hellman v. Capurro, 92 Nev. 314 , 549 P.2d 750 (1976); Lembo v. Parks, 6 Mass. App. 850, 372 N.E.2d 1316 (1978); Campagna v. Underwriters at Lloyd's London, 549 S.W.2d 17 (Tex.Civ.App.1977);

11996–1996
Whitestone Savings & Loan Ass'n v. Allstate Insurance green
ny · 1971
2 sentences

1996Insurance § 1404. [2] Calvert Fire Insurance Co. v. Environs Development Corp., 601 F.2d 851 (5th Cir.1979); Rosenbaum v. Funcannon, 308 F.2d 680 (9th Cir.1962); Mann v. Glens Falls Insurance Co., 541 F.2d 819 (9th Cir.1976); Insurance Co. of North America v. Citizens Insurance Co. of New Jersey, 425 F.2d 1180 (7th Cir.1970); Fireman's Fund Mortgage Corp. v. Allstate Insurance Co., 838 P.2d 790 (Ala.1992); Hellman v. Capurro, 92 Nev. 314 , 549 P.2d 750 (1976); Lembo v. Parks, 6 Mass. App. 850, 372 N.E.2d 1316 (1978); Campagna v. Underwriters at Lloyd's London, 549 S.W.2d 17 (Tex.Civ.App.1977);

1996Insurance § 1404. [2] Calvert Fire Insurance Co. v. Environs Development Corp., 601 F.2d 851 (5th Cir.1979); Rosenbaum v. Funcannon, 308 F.2d 680 (9th Cir.1962); Mann v. Glens Falls Insurance Co., 541 F.2d 819 (9th Cir.1976); Insurance Co. of North America v. Citizens Insurance Co. of New Jersey, 425 F.2d 1180 (7th Cir.1970); Fireman's Fund Mortgage Corp. v. Allstate Insurance Co., 838 P.2d 790 (Ala.1992); Hellman v. Capurro, 92 Nev. 314 , 549 P.2d 750 (1976); Lembo v. Parks, 6 Mass. App. 850, 372 N.E.2d 1316 (1978); Campagna v. Underwriters at Lloyd's London, 549 S.W.2d 17 (Tex.Civ.App.1977);

11996–1996
Connecticut Fire Ins. Co. v. Williams neutral
okla · 1927
2 sentences

1951In Connecticut Fire Insurance Co. v. Williams, 130 Okla. 15 , 264 P. 881 , it was held that where a fire insurance policy had attached thereto a loss payable clause, said clause constituted a separate contract between the insurance company and the mortgagee, and that: “In an action by a mortgagee to recover on a loss payable clause attached to a fire insurance policy, the special one-year statute of limitation is not the applicable statute.

1951In Connecticut Fire Insurance Co. v. Williams, 130 Okla. 15 , 264 P. 881 , it was held that where a fire insurance policy had attached thereto a loss payable clause, said clause constituted a separate contract between the insurance company and the mortgagee, and that: “In an action by a mortgagee to recover on a loss payable clause attached to a fire insurance policy, the special one-year statute of limitation is not the applicable statute.

11951–1951
Fuller v. United States Fire Insurance neutral
kan · 1924
1 sentence

1948Co. (Kan.) 231 P. 53 , where that court, in affirming the mortgagee’s right to sue and recover upon the policy, remarked that essentially the same contention as is now advanced in the present appeal “is not sound.” Plaintiff could not force the mortgagor to prosecute his claim for a loss arising under the policy.

11948–1948
Conrad v. James neutral
okla · 1935
2 sentences

1938The rule being stated in Conrad v. James, 174 Okla. 54 , 49 P.2d 718 , as follows: “Where a jury is waived and the cause tried to the court, the judgment of the court must be given the same force and effect as the verdict of a properly instructed jury, and if there be any competent evidence reasonably tending to support the judgment of the trial court, the same will not be disturbed on appeal.” It follows that the claim of the defendant that the evidence was insufficient to show an endorsement of the loss payable clause on the policy, as well as the claim of the plaintiffs that the evidence wa

1938The rule being stated in Conrad v. James, 174 Okla. 54 , 49 P.2d 718 , as follows: “Where a jury is waived and the cause tried to the court, the judgment of the court must be given the same force and effect as the verdict of a properly instructed jury, and if there be any competent evidence reasonably tending to support the judgment of the trial court, the same will not be disturbed on appeal.” It follows that the claim of the defendant that the evidence was insufficient to show an endorsement of the loss payable clause on the policy, as well as the claim of the plaintiffs that the evidence wa

11938–1938
Liverpool London Globe Ins. Co. v. Cargill neutral
· 1914
2 sentences

1936Co. v. Cargill, 44 Okla. 735 , 145 P. 1134 .

1936Co. v. Cargill, 44 Okla. 735 , 145 P. 1134 .

11936–1936
American Insurance Co. v. Jueschke green
okla · 1925
1 sentence

1930Co. v. Jueschke, 110 Okla. 250 , 237 Pac. 587 , it was shown that the plaintiff, when applying for a policy of insurance on an auto, informed the agent that one Pugh held a conditional sales contract thereon, and the agent notwithstanding the full explanation to him of the status of the title to the property, designated Pugh as the assured and owner of the car in the policy and attached a loss-payable clause in favor of the plaintiff.

11930–1930

Where else courts name it

LA 18 (1916–1994) TX 11 (1929–2017) CA 11 (1958–2014) OK 10 (1930–2017) MO 8 (1926–1995) MI 8 (1914–2014) AR 7 (1927–1988) PA 7 (1931–2002) IL 6 (1983–2022) FL 6 (1946–2021) AL 4 (1941–1981) IN 4 (1937–1983) OR 4 (1931–1970) AZ 4 (1980–2025) NY 4 (1953–1995) NC 4 (1927–1998) TN 4 (1931–2002) GA 4 (1921–1978) MN 4 (1956–1994) MS 4 (1951–1986) NM 3 (1955–2010) KY 3 (1929–1984) KS 3 (1918–1993) IA 3 (1902–1941) WA 2 (1930–2012) CT 2 (1996–2001) ND 2 (1962–1988) WV 2 (1941–1982) SC 2 (2000–2008)

Opinions by the citing court's state. A doctrine retained in one state and abandoned in another shows up here as a year span that stalls.

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