Colo. Rev. Stat. » Title 24
Colorado Revised Statutes

Colo. Rev. Stat. § 24-10-116 (2026)

State required to obtain insurance

✓ current as of July 2026
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(1) The state shall obtain insurance to:

(a) Insure itself against all or any part of any liability for an injury for which it might be liable under this article;

(b) Insure any of its public employees acting within the scope of their employment against all or any part of his liability for injury for which he might be liable under this article;

(c) Insure against the expense of defending a claim for injury against the state or its public employees, whether or not liability exists on such claim.

(2) The insurance required under subsection (1) of this section may be provided by:

(a) Self-insurance, which may be funded by appropriations to establish or maintain reserves for self-insurance purposes;

(b) An insurance company authorized to do business in this state which meets all the requirements of the division of insurance for that purpose;

(c) A combination of the methods of obtaining insurance authorized in paragraphs (a) and (b) of this subsection (2).

Source: L. 71: p. 1211, § 1. C.R.S. 1963: § 130-11-16.

Cross references: For creation of the state risk management fund to provide self- insurance for claims against the state, see part 15 of article 30 of this title.

Notes of Decisions
Cited in 3 cases, 1984–2003 · leading case: Cobbin Ex Rel. Cobbin v. City & Cnty. of Denver, 735 P.2d 214 (Colo. Ct. App. 1987).
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Cobbin Ex Rel. Cobbin v. City & Cnty. of Denver, 735 P.2d 214 (Colo. Ct. App. 1987). · cites it 3× “Section 24-10-116, C.R.S. (1982 Repl. Vol.”
The Univ. of Colorado v. Booth, 78 P.3d 1098 (Colo. 2003). · cites it 2× “Section 24-10-116 of the GIA requires the state to obtain insurance.”
Mason v. State, 689 P.2d 199 (Colo. Ct. App. 1984). · cites it 2× “10), the Parole Board and the State have each waived the defense of sovereign immunity by virtue of maintaining liability insurance, as required by § 24-10-116, C.R.S. (1982 Repl.Vol. 10). We agree.”
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