Colo. Rev. Stat. » Title 38
Colorado Revised Statutes

Colo. Rev. Stat. § 38-29-125 (2026)

Security interests upon manufactured homes

✓ current as of July 2026
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(1) Except as provided in this section, the provisions of the "Uniform Commercial Code", title 4, C.R.S., relating to the filing, recording, releasing, renewal, and extension of mortgages, as the term is defined in section 38-29-102 (9), shall not be applicable to manufactured homes. Any mortgage intended by the parties thereto to encumber or create a lien on a manufactured home, to be effective as a valid lien against the rights of third persons, purchasers for value without notice, mortgagees, or creditors of the owner, shall be filed for public record and the fact thereof noted on the owner's certificate of title or bill of sale substantially in the manner provided in section 38-29-128; and the filing of such mortgage with the authorized agent and the notation by him of that fact on the certificate of title or bill of sale substantially in the manner provided in section 38-29-128 shall constitute notice to the world of each and every right of the person secured by such mortgage.

(2) The provisions of this section and section 38-29-128 shall not apply to any mortgage or security interest upon any manufactured home held for sale or lease which constitutes inventory as defined in section 4-9-102, C.R.S. As to such mortgages or security interests, the provisions of article 9 of title 4, C.R.S., shall apply, and perfection of such mortgages or security interests shall be made pursuant thereto, and the rights of the parties shall be governed and determined thereby.

Source: L. 83: Entire article added, p. 1456, § 1, effective June 15. L. 2001: (2) amended, p. 1447, § 45, effective July 1.

Notes of Decisions
Cited in 2 cases, 1992–1997 · leading case: ENT Fed. Credit Union v. Chrysler First Fin. Servs. Corp., 826 P.2d 430 (Colo. Ct. App. 1992).
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ENT Fed. Credit Union v. Chrysler First Fin. Servs. Corp., 826 P.2d 430 (Colo. Ct. App. 1992). · cites it 5× “417, § 38-29-125, at 1456 provides: (1) Except as provided in this section, the provisions of the Uniform Commercial Code, title 4, C.”
Leader Fed. Bank for Sav. v. Saunders, 929 P.2d 1343 (Colo. 1997). “The Act also governs security interests in manufactured homes, § 38-29-125, 16A C.R.S. (1996 Supp.); mortgages on manufactured homes, §§ 38-29-126 to -136, 16A C.”
— Colo. Rev. Stat. § 38-29-125(1) — 1 case
ENT Fed. Credit Union v. Chrysler First Fin. Servs. Corp., 826 P.2d 430 (Colo. Ct. App. 1992). “417, § 38-29-125, at 1456 provides: (1) Except as provided in this section, the provisions of the Uniform Commercial Code, title 4, C.”
— Colo. Rev. Stat. § 38-29-125(2) — 1 case
ENT Fed. Credit Union v. Chrysler First Fin. Servs. Corp., 826 P.2d 430 (Colo. Ct. App. 1992). “417, § 38-29-125, at 1456 provides: (1) Except as provided in this section, the provisions of the Uniform Commercial Code, title 4, C.”
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