(1) For purposes of this section, a consumer credit transaction includes a transaction secured primarily by an interest in land without regard to the rate of the finance charge if the consumer credit transaction is otherwise a consumer credit transaction.
(2) The creditor shall disclose to the consumer to whom credit is extended with respect to a consumer credit transaction the information, disclosures, and notices required by the federal "Truth in Lending Act", the federal "Consumer Leasing Act", and any regulation thereunder.
(3) The information, disclosures, and notices required by subsection (2) of this section must be provided if the transaction is a consumer credit transaction under this code even though the transaction is one of a class of credit transactions exempted from the federal "Truth in Lending Act", the federal "Consumer Leasing Act", and any regulation thereunder. Source: L. 2000: Entire article R&RE, p. 1214, § 1, effective July 1. L. 2001: (1) amended, p. 28, § 4, effective March 9.
Editor's note: This section is similar to former § 5-2-301, as it existed prior to 2000.
Cross references: For the definitions and federal statutory cites of the "Truth in Lending Act" and the "Consumer Leasing Act", see § 5-1-302.
Notes of Decisions
Cited in
5
cases (
1 in the last 5 years), 1996–2026 · leading case:
Dikeou v. Dikeou, 928 P.2d 1286 (Colo. 1996).
Dikeou v. Dikeou, 928 P.2d 1286 (Colo. 1996).
· cites it 2× “See §§ 5-3-101 to -603, 2 C.R.S. (1992). The usury statute, on the other hand, applies to extensions of credit not already covered by articles 1 through 9.”
Oasis Legal Fin. Grp. v. Coffman, Colorado Attorney Gen., 2015 CO 63 (Colo. 2015).
“1-101 to -1283; limits creditors' collection remedies, see §§ 5-5-101 to -112; and restricts what parties can agree to, see §§ 5-3-101 to -805. In addition, the UCCC conforms consumer credit regulation to the policies of the federal Truth in Lending Act.”
Dalton v. Countrywide Home Loans, Inc., 828 F. Supp. 2d 1242 (D. Colo. 2011).
· cites it 2× “The Statute of Limitations on Plaintiffs Claims Based on TILA and HOEPA Plaintiffs Ninth, Tenth, Eleventh, and Twelfth Claims for Relief allege violations of the Truth in Lending Act (“TILA”) and the Home Ownership and Equity Protection Act (“HOEPA”) while Plaintiffs Fourteenth…”
Oasis Legal Fin. Grp., LLC v. Coffman, Colorado Attorney Gen., 2015 CO 63 (Colo. 2015).
· cites it 2× “1-101 to -123; limits creditors’ collection remedies, see §§ 5-5-101 to -112; and restricts what parties can agree to, see §§ 5-3-101 to -305. In addition, the UCCC conforms consumer credit regulation to the policies of the federal Truth in Lending Act.”
Deacon S. Labonte v. Wells Fargo Auto & Broadway Ford Hyundai, Inc. (D. Colo. 2026).
· cites it 2× “See Colo. Rev. Stat. § 5-3-101 (“The creditor shall disclose to the consumer to whom credit is extended with respect to a consumer credit transaction the information, disclosures, and notices required by the federal “Truth in Lending Act”.”
Annotations are extracted automatically from the opinions in the
Syfert caselaw corpus and ranked by authority, recency, and
treatment. Dots show Syfertize treatment of the citing case itself.