Florida Statutes
Fla. Stat. § 624.124 (2025)
Motor vehicle services; exemption from code.
✓ 2025 Florida Statutes — current through the 2025 Regular Session
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624.124 Motor vehicle services; exemption from code.—Any person may, in exchange for fees, dues, charges, or other consideration, provide any of the following services related to the ownership, operation, use, or maintenance of a motor vehicle without being deemed an insurer and without being subject to the provisions of this code:
(1) Towing service.
(2) Procuring from an insurer group coverage for bail and arrest bonds or for accidental death and dismemberment.
(3) Emergency service.
(4) Procuring prepaid legal services, or providing reimbursement for legal services, except that this shall not be deemed to be an exemption from chapter 642.
(5) Offering assistance in locating or recovering stolen or missing motor vehicles.
(6) Paying emergency living and transportation expenses of the owner of a motor vehicle when the motor vehicle is damaged.
For purposes of this section, “motor vehicle” has the same meaning specified by s. 634.011(6).
History.—s. 1, ch. 82-233; s. 1, ch. 86-286; ss. 187, 188, ch. 91-108; s. 4, ch. 91-429; s. 1, ch. 95-335; s. 24, ch. 2001-281; s. 755, ch. 2003-261.
Notes of Decisions
Cited in 1
case, 2012–2012 · leading case: Lemy v. Direct Gen. Fin. Co., 885 F. Supp. 2d 1265 (M.D. Fla. 2012).
Lemy v. Direct Gen. Fin. Co., 885 F. Supp. 2d 1265 (M.D. Fla. 2012). “Section 624.124 allows a person to sell "prepaid legal services” "related to the ownership, operation, use, or maintenance of a motor vehicle” without thereby becoming an insurer subject to the insurance code.”
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