Florida Statute 626.621 - Full Text and Legal Analysis

The 2025 Florida Statutes

Title XXXVII
INSURANCE

Chapter 626
INSURANCE FIELD REPRESENTATIVES AND OPERATIONS

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F.S. 626.621

626.621 Grounds for discretionary refusal, suspension, or revocation of agent’s, adjuster’s, customer representative’s, service representative’s, or managing general agent’s license or appointment.—The department may, in its discretion, deny an application for, suspend, revoke, or refuse to renew or continue the license or appointment of any applicant, agent, adjuster, customer representative, service representative, or managing general agent, and it may suspend or revoke the eligibility to hold a license or appointment of any such person, if it finds that as to the applicant, licensee, or appointee any one or more of the following applicable grounds exist under circumstances for which such denial, suspension, revocation, or refusal is not mandatory under s. 626.611:

(1) Any cause for which issuance of the license or appointment could have been refused had it then existed and been known to the department.

(2) Violation of any provision of this code or of any other law applicable to the business of insurance in the course of dealing under the license or appointment.

(3) Violation of any lawful order or rule of the department, commission, or office.

(4) Failure or refusal, upon demand, to pay over to any insurer he or she represents or has represented any money coming into his or her hands belonging to the insurer.

(5) Violation of the provision against twisting, as defined in s. 626.9541(1)(l).

(6) In the conduct of business under the license or appointment, engaging in unfair methods of competition or in unfair or deceptive acts or practices, as prohibited under part IX of this chapter, or having otherwise shown himself or herself to be a source of injury or loss to the public.

(7) Willful overinsurance of any property or health insurance risk.

(8) If a life agent, violation of the code of ethics.

(9) Cheating on an examination required for licensure or violating test center or examination procedures published orally, in writing, or electronically at the test site by authorized representatives of the examination program administrator. Communication of test center and examination procedures must be clearly established and documented.

(10) Failure to inform the department in writing within 30 days after pleading guilty or nolo contendere to, or being convicted or found guilty of, any felony or a crime punishable by imprisonment of 1 year or more under the law of the United States or of any state thereof, or under the law of any other country without regard to whether a judgment of conviction has been entered by the court having jurisdiction of the case.

(11) Knowingly aiding, assisting, procuring, advising, or abetting any person in the violation of or to violate a provision of the insurance code or any order or rule of the department, commission, or office.

(12) Has been the subject of or has had a license, permit, appointment, registration, or other authority to conduct business subject to any decision, finding, injunction, suspension, prohibition, revocation, denial, judgment, final agency action, or administrative order by any court of competent jurisdiction, administrative law proceeding, state agency, federal agency, national securities, commodities, or option exchange, or national securities, commodities, or option association involving a violation of any federal or state securities or commodities law or any rule or regulation adopted thereunder, or a violation of any rule or regulation of any national securities, commodities, or options exchange or national securities, commodities, or options association.

(13) Failure to comply with any civil, criminal, or administrative action taken by the child support enforcement program under Title IV-D of the Social Security Act, 42 U.S.C. ss. 651 et seq., to determine paternity or to establish, modify, enforce, or collect support.

(14) Directly or indirectly accepting any compensation, inducement, or reward from an inspector for the referral of the owner of the inspected property to the inspector or inspection company. This prohibition applies to an inspection intended for submission to an insurer in order to obtain property insurance coverage or establish the applicable property insurance premium.

(15) Denial, suspension, or revocation of, or any other adverse administrative action against, a license to practice or conduct any regulated profession, business, or vocation by this state, any other state, any nation, any possession or district of the United States, any court, or any lawful agency thereof.

(16) Taking an action that allows the personal financial or medical information of a consumer or customer to be made available or accessible to the general public, regardless of the format in which the record is stored.

(17) Initiating in-person or telephone solicitation after 9 p.m. or before 8 a.m. local time of the prospective customer unless requested by the prospective customer.

(18) Cancellation of the applicant’s, licensee’s, or appointee’s resident license in a state other than Florida.

History.—s. 241, ch. 59-205; ss. 13, 35, ch. 69-106; s. 13, ch. 71-86; s. 3, ch. 76-168; s. 1, ch. 77-457; s. 21, ch. 78-95; s. 3, ch. 81-282; ss. 2, 3, ch. 81-318; ss. 206, 217, 807, 810, ch. 82-243; s. 17, ch. 87-226; s. 14, ch. 88-166; s. 57, ch. 89-360; ss. 56, 206, 207, ch. 90-363; s. 4, ch. 91-429; s. 15, ch. 92-146; s. 237, ch. 97-102; s. 29, ch. 98-199; s. 46, ch. 2001-63; s. 60, ch. 2002-206; s. 948, ch. 2003-261; s. 46, ch. 2004-390; s. 24, ch. 2005-257; s. 47, ch. 2010-175; s. 19, ch. 2012-209; s. 1, ch. 2014-104; s. 27, ch. 2017-175; s. 6, ch. 2021-104; s. 18, ch. 2023-144.

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Amendments to 626.621

Annotations, Discussions, Cases:

Cases Citing Statute 626.621

Total Results: 19

Bowling v. Department of Ins.

394 So. 2d 165, 17 A.L.R. 4th 1090, 1981 Fla. App. LEXIS 19509

District Court of Appeal of Florida | Filed: Feb 13, 1981 | Docket: 1315581

Cited 32 times | Published

based on Section 626.611, which in contrast to Section 626.621 (authorizing "discretionary" action against

Natelson v. Department of Ins.

454 So. 2d 31, 1984 Fla. App. LEXIS 14343

District Court of Appeal of Florida | Filed: Jul 27, 1984 | Docket: 1297809

Cited 16 times | Published

guilty, in this or any state, to a felony, Section 626.621(8), Florida Statutes. Natelson protested the

Brewer v. INSURANCE COM'R & TREASURER

392 So. 2d 593

District Court of Appeal of Florida | Filed: Jan 20, 1981 | Docket: 1678409

Cited 10 times | Published

compulsory grounds for such penalties and Section 626.621, Florida Statutes, states the discretionary

Whitaker v. Department of Ins. and Treasurer

680 So. 2d 528, 1996 Fla. App. LEXIS 6219, 1996 WL 316537

District Court of Appeal of Florida | Filed: Jun 13, 1996 | Docket: 138315

Cited 8 times | Published

detrimental to the public interest in violation of section 626.621(6), Florida Statutes (Supp.1992). Finding merit

Cycle Dealers Ins., Inc. v. Bankers Ins. Co.

394 So. 2d 1123

District Court of Appeal of Florida | Filed: Mar 11, 1981 | Docket: 1315376

Cited 6 times | Published

revocation of his license under section 626.611 or section 626.621, the insurer shall give at least 60 days advance

Beckett v. Department of Financial Services

982 So. 2d 94, 2008 Fla. App. LEXIS 8133, 2008 WL 2026154

District Court of Appeal of Florida | Filed: May 12, 2008 | Docket: 1208183

Cited 4 times | Published

whether to take action against the agent's license. § 626.621. In contrast, when an insurance agent has demonstrated

Liner v. Workers Temporary Staffing, Inc.

962 So. 2d 344, 2007 WL 1931293

District Court of Appeal of Florida | Filed: Jul 5, 2007 | Docket: 1519470

Cited 4 times | Published

So.2d 528, 532 (Fla. 1st DCA 1996) (holding section 626.621(6), Florida Statutes, to be unconstitutionally

Dyer v. DEPT. OF INS. & TREASURER

585 So. 2d 1009, 1991 WL 163060

District Court of Appeal of Florida | Filed: Aug 21, 1991 | Docket: 1293885

Cited 4 times | Published

003(2), F.A.C., and as such, is a violation of Section 626.621(3). When considered along with Respondent's

MacK v. DEPARTMENT OF FINANCIAL SERVICES

914 So. 2d 986, 2005 WL 2452149

District Court of Appeal of Florida | Filed: Oct 6, 2005 | Docket: 1781694

Cited 2 times | Published

Department determined that Ms. Mack violated section 626.621(12), Florida Statutes (2001), by knowingly

Thomas v. DEPT. OF INS. AND TREASURER

559 So. 2d 419

District Court of Appeal of Florida | Filed: Apr 11, 1990 | Docket: 1751705

Cited 1 times | Published

(1985). [6] § 626.611(9), Fla. Stat. (1985). [7] § 626.621(6), Fla. Stat. (1985).

Antony Lee Turbeville v. Department of Financial Services

248 So. 3d 194

District Court of Appeal of Florida | Filed: May 3, 2018 | Docket: 6384507

Published

Department’s finding that Appellant violated section 626.621(13), Florida Statutes (2015). Appellant argues

Russell v. State, Department of Insurance

668 So. 2d 276, 1996 Fla. App. LEXIS 1356, 1996 WL 65650

District Court of Appeal of Florida | Filed: Feb 16, 1996 | Docket: 64762454

Published

withholding of moneys belonging to insurers. Section 626.621(4)3 states grounds for discretionary suspension

Ganter v. Department of Insurance

620 So. 2d 202, 1993 Fla. App. LEXIS 5886, 1993 WL 177935

District Court of Appeal of Florida | Filed: May 28, 1993 | Docket: 64697031

Published

make him clearly a candidate for action under section 626.621 if he can be found to fall within the purview

Paisley v. Department of Insurance

526 So. 2d 167, 13 Fla. L. Weekly 1256, 1988 Fla. App. LEXIS 2398, 1988 WL 55653

District Court of Appeal of Florida | Filed: May 25, 1988 | Docket: 64635208

Published

court having jurisdiction of such cases. (Section 626.621(8), Florida Statutes) A formal hearing was

Devor v. Department of Insurance

473 So. 2d 1319, 10 Fla. L. Weekly 1184, 1985 Fla. App. LEXIS 15129

District Court of Appeal of Florida | Filed: May 13, 1985 | Docket: 64613591

Published

Section 626.611, Florida Statutes (1981); Section 626.621, Florida Statutes (1981). AFFIRMED. NIMMONS

Daniels v. Gunter

438 So. 2d 184, 1983 Fla. App. LEXIS 21797

District Court of Appeal of Florida | Filed: Sep 23, 1983 | Docket: 64599769

Published

611(9) (fraudulent or dishonest practices), and section 626.621(6) (unfair or deceptive acts or practices)

Hartnett v. Department of Insurance

406 So. 2d 1180, 1981 Fla. App. LEXIS 21636

District Court of Appeal of Florida | Filed: Nov 18, 1981 | Docket: 64586612

Published

below that discipline was appropriate under Section 626.621(2) because Hartnett had violated Section 626

Beck v. Insurance Commissioner & Treasurer

405 So. 2d 466, 1981 Fla. App. LEXIS 21383

District Court of Appeal of Florida | Filed: Oct 22, 1981 | Docket: 64585901

Published

a licensee pleads guilty to a felony. See Section 626.621(8), Florida Statutes. Similarly, the law does

Drew v. Insurance Commissioner & Treasurer

330 So. 2d 794, 1976 Fla. App. LEXIS 15086

District Court of Appeal of Florida | Filed: Apr 30, 1976 | Docket: 64553448

Published

insurance code in the dealing under his license (F.S. 626.621 [2]); and (h) He failed to properly account