Florida Statutes

Fla. Stat. § 626.913 (2025)

Surplus Lines Law; short title; purposes.

✓ 2025 Florida Statutes — current through the 2025 Regular Session

Find cases: SyfertCases citing this section FL-LEGleg.state.fl.us JustiaFla. Statutes CornellLII Search CasesGoogle Scholar

626.913 Surplus Lines Law; short title; purposes.—

(1) Sections 626.913-626.937 constitute and may be referred to as the “Surplus Lines Law.”

(2) It is declared that the purposes of the Surplus Lines Law are to provide orderly access for the insuring public of this state to insurers not authorized to transact insurance in this state, through only qualified, licensed, and supervised surplus lines agents resident in this state, for insurance coverages and to the extent thereof not procurable from authorized insurers; to protect such authorized insurers, who under the laws of this state must meet certain standards as to policy forms and rates, from unwarranted competition by unauthorized insurers who, in the absence of this law, would not be subject to similar requirements; and for other purposes as set forth in this Surplus Lines Law.

(3) This section, and this Surplus Lines Law, do not apply as to insurance coverages which are subject to s. 626.938.

(4) Except as may be specifically stated to apply to surplus lines insurers, the provisions of chapter 627 do not apply to surplus lines insurance authorized under ss. 626.913-626.937, the Surplus Lines Law.

History.—s. 352, ch. 59-205; s. 2, ch. 81-318; ss. 297, 318, 807, ch. 82-243; s. 42, ch. 82-386; ss. 206, 207, ch. 90-363; s. 4, ch. 91-429; s. 1, ch. 2009-166.

Notes of Decisions

Cited in 26 cases (7 in the last 5 years), 1980–2025 · leading case: Essex Ins. Co. v. Integrated Drainage Solutions, Inc., 124 So. 3d 947 (Fla. 2d DCA 2013).

Sort: Relevance Newest Treatment

Essex Ins. Co. v. Integrated Drainage Solutions, Inc., 124 So. 3d 947 (Fla. 2d DCA 2013). · cites it 11× “1 Essex argued that because it was a surplus lines carrier, 2 see § 626.913, Fla. Stat. (2008), it was exempt from the filing and approval requirements of section 627.”

Hershel Bryant & Betty Bryant v. Geovera Specialty Ins. Co., 271 So. 3d 1013 (Fla. 4th DCA 2019). · cites it 2× “See § 626.913(4), Fla. Stat. (2014) (providing that “[e]xcept as may be specifically stated to apply to surplus lines insurers, the provisions of chapter 627 do not apply to surplus lines insurance”).”

Essex Ins. Co. v. Zota, 985 So. 2d 1036 (Fla. 2008). · cites it 2× “See §§ 626.913-626.937, Fla. Stat. (2003). For example, in this case, Lighthouse was unable to obtain a property-owner liability policy through the general-lines market, so its general-lines agentR.”

Essex Ins. v. Zota, 607 F. Supp. 2d 1340 (S.D. Fla. 2009). · cites it 5× “) The original draft of HB 853 would amend Fla. Stat. § 626.913 to state that: Section 1.”

Martorella v. Deutsche Bank Nat'l Trust Co., 161 F. Supp. 3d 1209 (S.D. Fla. 2015). · cites it 4× “Fla. Stat. § 626.913 (4) ("Except as may be specifically stated to apply to surplus lines insurers, the provisions of chapter 627 do not apply to surplus lines insurance authorized under §§ 626.”

Lloyds Underwriters at London v. Keystone Equip. Fin. Corp., 25 So. 3d 89 (Fla. 4th DCA 2009). · cites it 2× “” § 626.913(2), Fla. Stat. (2008). " ‘Surplus lines agent’ means an individual licensed as provided in this part to handle the placement of insurance coverages with unauthorized insurers and to place such coverages with authorized insurers as to which the licensee is not…”

Vision I Homeowners Ass'n v. Aspen Specialty Ins., 643 F. Supp. 2d 1356 (S.D. Fla. 2009). · cites it 2× “2008) (citing Fla. Stat. §§ 626.913-626.937 (2003)). 4 .”

United Nat'l Ins. v. Jacobs, 754 F. Supp. 865 (M.D. Fla. 1990). · cites it 2× “” Fla.Stat. § 626.913(2) (1989). 2 . Tumblin had to contact Jacobs almost every month during the UNIC policy term, because he was generally late in making his monthly premium payments.”

Firearms Imp. & Exp. Corp. v. United Capitol Ins. (In Re Firearms Imp. & Exp. Corp.), 131 B.R. 1009 (Bankr. S.D. Florida 1991). “At all relevant times, United Capitol has transacted business in the state of Florida as a surplus line carrier pursuant to § 626.913 et seq., Florida Statutes. 6. As a result of FIE’s business activities, and the potential liabilities necessarily attendant to such business…”

El-Ad Enclave at Miramar Condo. Ass'n v. Mt. Hawley Ins., 752 F. Supp. 2d 1282 (S.D. Fla. 2010). · cites it 2× “Though Fla. Stat. § 626.913 , the Surplus Lines Law applicable to surplus carriers such as Mt.”

Steadfast Ins. Co. v. Celebration Source, Inc., 240 F. Supp. 3d 1295 (S.D. Fla. 2017). · cites it 2× “Fla. Stat. § 626.913 (4) (2010) (“Except as may be specifically stated to apply to surplus lines insurers, the provisions of chapter 627 do not apply to surplus lines insurance authorized under .”

Int'l Special Events & Rec. Ass'n v. Bellina, 219 So. 3d 138 (Fla. 5th DCA 2017). · cites it 2× “4136 did not apply to the instant law suit because Insurers are surplus lines insurers governed by section 626.913(4) of the Florida Statutes (2016).”

Show all 26 citing cases →

— 626.913(2) — 3 cases

Lloyds Underwriters at London v. Keystone Equip. Fin. Corp., 25 So. 3d 89 (Fla. 4th DCA 2009). “” § 626.913(2), Fla. Stat. (2008). " ‘Surplus lines agent’ means an individual licensed as provided in this part to handle the placement of insurance coverages with unauthorized insurers and to place such coverages with authorized insurers as to which the licensee is not…”

Essex Ins. Co. v. Zota, 985 So. 2d 1036 (Fla. 2008). “See §§ 626.913-626.937, Fla. Stat. (2003). For example, in this case, Lighthouse was unable to obtain a property-owner liability policy through the general-lines market, so its general-lines agentR.”

United Nat'l Ins. v. Jacobs, 754 F. Supp. 865 (M.D. Fla. 1990). “” Fla.Stat. § 626.913(2) (1989). 2 . Tumblin had to contact Jacobs almost every month during the UNIC policy term, because he was generally late in making his monthly premium payments.”

— 626.913(4) — 10 cases

Hershel Bryant & Betty Bryant v. Geovera Specialty Ins. Co., 271 So. 3d 1013 (Fla. 4th DCA 2019). “See § 626.913(4), Fla. Stat. (2014) (providing that “[e]xcept as may be specifically stated to apply to surplus lines insurers, the provisions of chapter 627 do not apply to surplus lines insurance”).”

Essex Ins. Co. v. Integrated Drainage Solutions, Inc., 124 So. 3d 947 (Fla. 2d DCA 2013). “1 Essex argued that because it was a surplus lines carrier, 2 see § 626.913, Fla. Stat. (2008), it was exempt from the filing and approval requirements of section 627.”

Int'l Special Events & Rec. Ass'n v. Bellina, 219 So. 3d 138 (Fla. 5th DCA 2017). “4136 did not apply to the instant law suit because Insurers are surplus lines insurers governed by section 626.913(4) of the Florida Statutes (2016).”

Martorella v. Deutsche Bank Nat'l Trust Co., 161 F. Supp. 3d 1209 (S.D. Fla. 2015). “Fla. Stat. § 626.913 (4) ("Except as may be specifically stated to apply to surplus lines insurers, the provisions of chapter 627 do not apply to surplus lines insurance authorized under §§ 626.”

Lemy v. Direct Gen. Fin. Co., 885 F. Supp. 2d 1265 (M.D. Fla. 2012).

Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.