Florida Statutes
Fla. Stat. § 626.915 (2025)
Surplus lines insurance authorized.
✓ 2025 Florida Statutes — current through the 2025 Regular Session
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626.915 Surplus lines insurance authorized.—If certain insurance coverages of subjects resident, located, or to be performed in this state cannot be procured from authorized insurers, such coverages, hereinafter designated “surplus lines,” may be procured from unauthorized insurers, subject to the following conditions:
(3) The insurance must be so placed through a licensed Florida surplus lines agent; and
(4) The other applicable provisions of this Surplus Lines Law must be met.
History.—s. 354, ch. 59-205; s. 2, ch. 81-318; ss. 299, 318, 807, ch. 82-243; ss. 163, 206, 207, ch. 90-363; s. 4, ch. 91-429.
Notes of Decisions
Cited in 5
cases, 1990–2013 · leading case: Home Design Ctr.-Jt. Venture v. CTY. APPLIANCES OF NAPLES, INC., 563 So. 2d 767 (Fla. 2d DCA 1990).
Home Design Ctr.-Jt. Venture v. CTY. APPLIANCES OF NAPLES, INC., 563 So. 2d 767 (Fla. 2d DCA 1990). “§ 626.915, Fla. Stat. (1987). [2] 18 S. Williston, A Treatise on the Law of Contracts § 1931 (3d ed.”
Essex Ins. Co. v. Integrated Drainage Solutions, Inc., 124 So. 3d 947 (Fla. 2d DCA 2013). “§ 626.915, Fla. Stat. (2008). .The parties do not dispute that the complaints involved in this case, in the underlying suit by the personal representative and in Essex’s suit for declaratory relief, were filed after May 15, 2009.”
Am. Ins. Ass'n v. Florida Dept. of Ins., 646 So. 2d 784 (Fla. 1st DCA 1994). “[2] Section 626.915, Florida Statutes, provides, in part: 626.”
Lb Bryan & Co. v. Sch. Bd. of Broward, 746 So. 2d 1194 (Fla. 1st DCA 1999). “One of the exceptions to that general requirement is found in section 626.915, Florida Statutes (1995), which provides that if certain coverages cannot be obtained in this state by an authorized insurer, then coverage may be obtained from "unauthorized insurers" subject to…”
Prescott Architects, Inc. v. Lexington Ins., 638 F. Supp. 2d 1317 (N.D. Fla. 2009). “Prescott admits Lexington is an eligible surplus-lines insurer, (Prescott’s Supplemental Brief at 1), and it is undisputed that the policy itself was intended to provide surplus-lines coverage: the policy’s declaration page states “[t]his insurance is issued pursuant to the…”
— 626.915(3) — 1 case
Prescott Architects, Inc. v. Lexington Ins., 638 F. Supp. 2d 1317 (N.D. Fla. 2009). “Prescott admits Lexington is an eligible surplus-lines insurer, (Prescott’s Supplemental Brief at 1), and it is undisputed that the policy itself was intended to provide surplus-lines coverage: the policy’s declaration page states “[t]his insurance is issued pursuant to the…”
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