Florida Statute 626.9702 | Lawyer Caselaw & Research

The 2024 Florida Statutes

Title XXXVII
INSURANCE

Chapter 626
INSURANCE FIELD REPRESENTATIVES AND OPERATIONS

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F.S. 626.9702

626.9702 Illegal dealings in premiums; excess charges for insurance.—

(1) No insurer shall impose or request an additional premium for automobile insurance, or refuse to renew a policy, solely because the insured or applicant was convicted of one or more traffic violations which do not involve an accident or do not cause revocation or suspension of the driving privileges of the insured, without adequate proof of a direct, demonstrable, objective relationship between the violation for which the surcharge was imposed and the increased risk of highway accidents.

(2) No insurer shall cancel or otherwise terminate any automobile insurance contract with an insured after the insured has paid the premiums on such policy for 5 years or more solely because the insured is involved in a single traffic accident.

(3) Any person or organization which violates any provision of this section shall be subject to the penalties provided in s. 627.381.

History.—s. 1, ch. 77-158; s. 807, ch. 82-243; ss. 206, 207, ch. 90-363; s. 4, ch. 91-429.

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Amendments to 626.9702

Arrestable Offenses / Crimes under Fla. Stat. 626.9702

Level: Degree
Misdemeanor/Felony: First/Second/Third

Current data shows no reason an arrest or criminal charge should have occurred directly under Florida Statute 626.9702.

Annotations, Discussions, Cases:

Cases Citing Statute 626.9702

Total Results: 3

Lidsky v. State Farm Fire & Casualty Co.

Court: District Court of Appeal of Florida | Date Filed: 1992-08-11

Citation: 604 So. 2d 869, 1992 Fla. App. LEXIS 8645, 1992 WL 191617

Snippet: and the increased risk of highway accidents. § 626.9702(1), Fla.Stat. (1987). Finally, an insurance carrier

Rodriguez v. Commercial Union Insurance Co.

Court: District Court of Appeal of Florida | Date Filed: 1984-04-24

Citation: 449 So. 2d 375, 1984 Fla. App. LEXIS 12941

Snippet: rate does not fall within the purview of Section 626.-9702(1).” 1 We are not persuaded by the insurer’s argument

Sentry Ins. v. Brown

Court: District Court of Appeal of Florida | Date Filed: 1982-10-19

Citation: 424 So. 2d 780

Snippet: capricious." In 1977, the legislature enacted Section 626.9702, Florida Statutes (ch. 77-158, § 1, Laws of Florida)