Florida Statute 626.9702 - Full Text and Legal Analysis

The 2025 Florida Statutes

Title XXXVII
INSURANCE

Chapter 626
INSURANCE FIELD REPRESENTATIVES AND OPERATIONS

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F.S. 626.9702

626.9702 Illegal dealings in premiums; excess charges for insurance.—

(1) No insurer shall impose or request an additional premium for automobile insurance, or refuse to renew a policy, solely because the insured or applicant was convicted of one or more traffic violations which do not involve an accident or do not cause revocation or suspension of the driving privileges of the insured, without adequate proof of a direct, demonstrable, objective relationship between the violation for which the surcharge was imposed and the increased risk of highway accidents.

(2) No insurer shall cancel or otherwise terminate any automobile insurance contract with an insured after the insured has paid the premiums on such policy for 5 years or more solely because the insured is involved in a single traffic accident.

(3) Any person or organization which violates any provision of this section shall be subject to the penalties provided in s. 627.381.

History.—s. 1, ch. 77-158; s. 807, ch. 82-243; ss. 206, 207, ch. 90-363; s. 4, ch. 91-429.

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Amendments to 626.9702

Annotations, Discussions, Cases:

Cases Citing Statute 626.9702

Total Results: 3

Sentry Ins. v. Brown

424 So. 2d 780

District Court of Appeal of Florida | Filed: Oct 19, 1982 | Docket: 1708213

Cited 9 times | Published

capricious." In 1977, the legislature enacted Section 626.9702, Florida Statutes (ch. 77-158, § 1, Laws of

Lidsky v. State Farm Fire & Casualty Co.

604 So. 2d 869, 1992 Fla. App. LEXIS 8645, 1992 WL 191617

District Court of Appeal of Florida | Filed: Aug 11, 1992 | Docket: 64669560

Published

and the increased risk of highway accidents. § 626.9702(1), Fla.Stat. (1987). Finally, an insurance carrier

Rodriguez v. Commercial Union Insurance Co.

449 So. 2d 375, 1984 Fla. App. LEXIS 12941

District Court of Appeal of Florida | Filed: Apr 24, 1984 | Docket: 64604444

Published

rate does not fall within the purview of Section 626.-9702(1).” 1 We are not persuaded by the insurer’s