Florida Statutes

Fla. Stat. § 627.021 (2025)

Scope of this part.

✓ 2025 Florida Statutes — current through the 2025 Regular Session

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627.021 Scope of this part.—

(1) This part of this chapter applies only to property, casualty, and surety insurances on subjects of insurance resident, located, or to be performed in this state.

(2) This part does not apply to:

(a) Reinsurance, except joint reinsurance as provided in s. 627.311.

(b) Insurance against loss of or damage to aircraft, their hulls, accessories, or equipment, or against liability, other than workers’ compensation and employer’s liability, arising out of the ownership, maintenance, or use of aircraft.

(c) Insurance of vessels or craft, their cargoes, marine builders’ risks, marine protection and indemnity, or other risks commonly insured under marine insurance policies.

(d) Commercial inland marine insurance.

(e) Surplus lines insurance placed under the provisions of ss. 626.913-626.937.

(3) For the purposes of this part, all motor vehicle insurance shall be deemed to be casualty insurance only.

(4) This part does not apply to health insurance.

History.—s. 413, ch. 59-205; s. 3, ch. 76-168; s. 1, ch. 77-457; s. 92, ch. 79-40; ss. 2, 3, ch. 81-318; ss. 337, 357, 809(2nd), ch. 82-243; ss. 49, 79, ch. 82-386; s. 2, ch. 88-166; s. 114, ch. 92-318; s. 1, ch. 98-173; s. 147, ch. 2020-2.

Notes of Decisions

Cited in 9 cases, 1986–2013 · leading case: Essex Ins. Co. v. Zota, 985 So. 2d 1036 (Fla. 2008).

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Essex Ins. Co. v. Zota, 985 So. 2d 1036 (Fla. 2008). · cites it 30× “421 Having reaffirmed Manaure V and its explanation of the scope of section 627.021, Florida Statutes, we now address the first certified question, which we rephrase as follows: Whether section 626.”

Essex Ins. Co. v. Mercedes Zota, 466 F.3d 981 (11th Cir. 2006). · cites it 4× “428 to surplus lines insurers, arguing that under the plain language of Fla. Stat. § 627.021 , none of Chapter 627 applies to them.”

Nat. Corporacion Venezolana, Sa v. M/V Manaure V, 511 So. 2d 968 (Fla. 1987). · cites it 10× “National Corporacion Venezolana argues that section 627.021 unambiguously excludes marine insurance from chapter 627 and thus from section 627.”

Vision I Homeowners Ass'n v. Aspen Specialty Ins., 643 F. Supp. 2d 1356 (S.D. Fla. 2009). · cites it 7× “section 627.021 is located in part I, entitled “Rates and Rating Organizations” .”

Essex Ins. Co. v. Integrated Drainage Solutions, Inc., 124 So. 3d 947 (Fla. 2d DCA 2013). · cites it 4× “[[Image here]] [T]he legislation provides that the provisions of the bill will operate retroactively to October 1,1988, the effective date of a law enacted in 1988 adding the surplus lines exemption to [section 627.021], Thus, the bill exempts surplus lines insurance from the…”

Essex Ins. v. Zota, 607 F. Supp. 2d 1340 (S.D. Fla. 2009). · cites it 3× “Florida Statute § 627.021 provides that: (1) This part of this chapter applies only to property, casualty, and surety insurances on subjects of insurance resident, located, or to be performed in this state.”

CNL Hotels & Resorts, Inc. v. Twin City Fire Ins., 291 F. App'x 220 (11th Cir. 2008). “(e) Surplus lines insurance,” Fla. Stat. § 627.021 (2), as exempting surplus lines insurance from the filing requirements of section 627.”

Steelmet, Inc. v. Caribe Towing Corp., 779 F.2d 1485 (11th Cir. 1986). “7262 does not embrace maritime insurance in view of Fla.Stat.Ann. § 627.021(2) 4 , producing a result that maritime insurers are still subject to the Shingleton common law rule and may be the subject of direct actions while other kinds of insurers have the protection of the §…”

Sharp Gen. Contractors, Inc. v. Mt. Hawley Ins., 604 F. Supp. 2d 1360 (S.D. Fla. 2009). “021(2)(e), the court held that under a full statutory analysis, section 627.021(2) applies only to Part I of Chapter 627.”

— 627.021(2) — 7 cases

Essex Ins. Co. v. Zota, 985 So. 2d 1036 (Fla. 2008). “421 Having reaffirmed Manaure V and its explanation of the scope of section 627.021, Florida Statutes, we now address the first certified question, which we rephrase as follows: Whether section 626.”

Essex Ins. v. Zota, 607 F. Supp. 2d 1340 (S.D. Fla. 2009). “Florida Statute § 627.021 provides that: (1) This part of this chapter applies only to property, casualty, and surety insurances on subjects of insurance resident, located, or to be performed in this state.”

Vision I Homeowners Ass'n v. Aspen Specialty Ins., 643 F. Supp. 2d 1356 (S.D. Fla. 2009). “section 627.021 is located in part I, entitled “Rates and Rating Organizations” .”

Nat. Corporacion Venezolana, Sa v. M/V Manaure V, 511 So. 2d 968 (Fla. 1987). “National Corporacion Venezolana argues that section 627.021 unambiguously excludes marine insurance from chapter 627 and thus from section 627.”

Essex Ins. Co. v. Integrated Drainage Solutions, Inc., 124 So. 3d 947 (Fla. 2d DCA 2013). “[[Image here]] [T]he legislation provides that the provisions of the bill will operate retroactively to October 1,1988, the effective date of a law enacted in 1988 adding the surplus lines exemption to [section 627.021], Thus, the bill exempts surplus lines insurance from the…”

— 627.021(2)(c) — 1 case

— 627.021(2)(d) — 2 cases

Vision I Homeowners Ass'n v. Aspen Specialty Ins., 643 F. Supp. 2d 1356 (S.D. Fla. 2009). “section 627.021 is located in part I, entitled “Rates and Rating Organizations” .”

— 627.021(2)(e) — 3 cases

Vision I Homeowners Ass'n v. Aspen Specialty Ins., 643 F. Supp. 2d 1356 (S.D. Fla. 2009). “section 627.021 is located in part I, entitled “Rates and Rating Organizations” .”

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