Florida Statute 627.402 | Lawyer Caselaw & Research

The 2024 Florida Statutes

Title XXXVII
INSURANCE

Chapter 627
INSURANCE RATES AND CONTRACTS

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F.S. 627.402

627.402 Definitions.—As used in this part, the term:

(1) “Grandfathered health plan” has the same meaning as provided in 42 U.S.C. s. 18011, subject to the conditions for maintaining status as a grandfathered health plan specified in regulations adopted by the federal Department of Health and Human Services in 45 C.F.R. s. 147.140.

(2) “Nongrandfathered health plan” is a health insurance policy or health maintenance organization contract that is not a grandfathered health plan and does not provide the benefits or coverages specified under s. 627.6513(1)-(14).

(3) “Policy” means a written contract of insurance or written agreement for or effecting insurance, or the certificate thereof, by whatever name called, and includes all clauses, riders, endorsements, and papers that are a part thereof. The term “certificate” as used in this subsection does not include certificates as to group life or health insurance or as to group annuities issued to individual insureds.

(4) “PPACA” means the Patient Protection and Affordable Care Act, Pub. L. No. 111-148, as amended by the Health Care and Education Reconciliation Act of 2010, Pub. L. No. 111-152, and regulations adopted pursuant to those acts.

History.—s. 451, ch. 59-205; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 359, 377, 809(2nd), ch. 82-243; s. 79, ch. 82-386; ss. 28, 114, ch. 92-318; s. 14, ch. 2013-101; s. 6, ch. 2016-194.

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Amendments to 627.402

Arrestable Offenses / Crimes under Fla. Stat. 627.402

Level: Degree
Misdemeanor/Felony: First/Second/Third

Current data shows no reason an arrest or criminal charge should have occurred directly under Florida Statute 627.402.

Annotations, Discussions, Cases:

Cases Citing Statute 627.402

Total Results: 12

HIGH DEFINITION MOBILE MRI, INC. a/a/o LOUIMA SUSETTE v. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Court: Fla. Dist. Ct. App. | Date Filed: 2021-06-02T00:53:00-07:00

Snippet: Endorsement Become Part of the Policy? Section 627.402(1), Florida Statutes (2012), defines a “policy”…endorsements . . . which are a part thereof.” § 627.402(1), Fla. Stat. (2012). This definition does not

Interstate Fire & Casualty Co. v. Abernathy

Court: Fla. Dist. Ct. App. | Date Filed: 2012-05-24T00:00:00-07:00

Citation: 93 So. 3d 352, 2012 WL 1883116, 2012 Fla. App. LEXIS 8278

Snippet: based on the definition of “policy” in section 627.402, Florida Statutes (2006), and that there was no…insurance coverage after the fact of the injury: 4. § 627.402, Fla. Stat., defines “policy” as “a written contract

Mathason v. American National Life Insurance Co. of Texas

Court: Fla. Dist. Ct. App. | Date Filed: 2003-10-01T00:00:00-07:00

Citation: 855 So. 2d 261, 2003 Fla. App. LEXIS 14811, 2003 WL 22240354

Snippet: except as otherwise provided in this code.” Section 627.402 provides the following definitions: (1) “Policy…group annuities issued to individual insureds. § 627.402(1) & (2), Fla. Stat. (1999). Therefore, because

Aperm of Fla., Inc. v. Trans-Coastal Maint. Co.

Court: Fla. Dist. Ct. App. | Date Filed: 1987-02-10T23:53:00-08:00

Citation: 505 So. 2d 459

Snippet: in Florida because the legislature, in section 627.402, Florida Statutes, defines policy as either the

Hepler v. Atlas Mut. Ins. Co.

Court: Fla. Dist. Ct. App. | Date Filed: 1987-01-21T23:53:00-08:00

Citation: 501 So. 2d 681

Snippet: "policy" and "premium" (§§ 627.402 and -.403), this part sets forth the required contents

Mutual Life Insurance Co. of New York v. Okun

Court: Fla. Dist. Ct. App. | Date Filed: 1986-04-02T00:00:00-08:00

Citation: 485 So. 2d 897, 11 Fla. L. Weekly 777, 1986 Fla. App. LEXIS 7094

Snippet: J., concurs specially with opinion. . Section 627.402(1) and (2), Florida Statutes (1979), which was

East Coast Ins. Co. v. Cooper

Court: Fla. Dist. Ct. App. | Date Filed: 1982-06-15T00:53:00-07:00

Citation: 415 So. 2d 1323

Snippet: decision is supported by a plain reading of section 627.402, Florida Statutes (1977) which defines "policy

Albury v. Equitable Life Assur. Soc. of US

Court: Fla. Dist. Ct. App. | Date Filed: 1982-02-08T23:53:00-08:00

Citation: 409 So. 2d 235

Snippet: 627.428(1). Further, it is evident under Section 627.402(2) that delivery of a certificate is also insufficient

Saviak v. Gunter

Court: Fla. Dist. Ct. App. | Date Filed: 1980-02-05T00:00:00-08:00

Citation: 379 So. 2d 450, 1980 Fla. App. LEXIS 15775

Snippet: countersigning any insurance policy, as defined in s. 627.402, must maintain in his office such records of policies…least until the expiration date thereof.” Section 627.402, Florida Statutes (1977), referred to, reads in

Blue Cross of Florida, Inc. v. Turner

Court: Fla. Dist. Ct. App. | Date Filed: 1978-09-01T00:00:00-07:00

Citation: 363 So. 2d 133

Snippet: quot; within the meaning of § 627.402. That section provides: "627.402 Policy defined. (1) `Policy&…disability insurance policy within the meaning of § 627.402(2), no policy or contract, or certificate which…definition of "policy" contained in § 627.402(1), he first contends that the brochure delivered… thereof" included in the definition in § 627.402(1). That argument is without merit. His second

Aetna Life Ins. Co. v. Sievert

Court: Fla. Dist. Ct. App. | Date Filed: 1978-06-09T00:53:00-07:00

Citation: 361 So. 2d 747

Snippet: Appellee also contends that we overlooked Section 627.402 Florida Statutes (1977) in finding that the subject… equivalent to delivery of the policy, Section 627.402 (2) indicates just as clearly that delivery of

Allstate Life Insurance Co. v. Weldon

Court: Fla. Dist. Ct. App. | Date Filed: 1968-07-23T00:53:00-07:00

Citation: 213 So. 2d 15

Snippet: designate beneficiaries; and that according to § 627.0402(4), Fla. Stat., F.S.A., the proceeds of group