Florida Statutes

Fla. Stat. § 627.403 (2025)

“Premium” defined.

✓ 2025 Florida Statutes — current through the 2025 Regular Session

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627.403 “Premium” defined.—“Premium” is the consideration for insurance, by whatever name called. Any “assessment,” or any “membership,” “policy,” “survey,” “inspection,” “service” or similar fee or charge in consideration for an insurance contract is deemed part of the premium.

History.—s. 452, ch. 59-205; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 377, 809(2nd), ch. 82-243; s. 79, ch. 82-386; s. 114, ch. 92-318.

Notes of Decisions

Cited in 4 cases, 1988–2016 · leading case: People's Trust Ins. Co. v. Pesta, 199 So. 3d 970 (Fla. 4th DCA 2016).

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People's Trust Ins. Co. v. Pesta, 199 So. 3d 970 (Fla. 4th DCA 2016). · cites it 3× “001; see § 627.403, Fla. Stat. (providing that “ ‘[pjremium’ is the consideration for insurance, by whatever name called.”

Ferrell v. Allstate Ins., 2007 NMCA 017 (N.M. Ct. App. 2006). “900 (35) (Lexis through 2005 legislation); Fla. Stat. § 627.403 (West, Westlaw through 2006 legislation); Idaho Code Ann.”

Ferrell v. Allstate Ins. Co., 150 P.3d 1022 (N.M. Ct. App. 2007). “900 (35) (Lexis through 2005 legislation); Fla. Stat. § 627.403 (West, Westlaw through 2006 legislation); Idaho Code Ann.”

Dep't of Ins. v. Jaar, 35 Fla. Supp. 2d 198 (Fla. Div. Admin. Hr'g 1988). · cites it 2× “Section 627.403, Florida Statutes (1987), defines “premium” as follows: “Premium” is the consideration for insurance, by whatever named called.”

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