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Fla. Stat. § 627.403 (2025)

“Premium” defined.

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627.403 “Premium” defined.—“Premium” is the consideration for insurance, by whatever name called. Any “assessment,” or any “membership,” “policy,” “survey,” “inspection,” “service” or similar fee or charge in consideration for an insurance contract is deemed part of the premium.
History.—s. 452, ch. 59-205; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 377, 809(2nd), ch. 82-243; s. 79, ch. 82-386; s. 114, ch. 92-318.
Notes of Decisions
Cited in 4 cases, 1988–2016 · leading case: People's Trust Ins. Co. v. Pesta, 199 So. 3d 970 (Fla. 4th DCA 2016).
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People's Trust Ins. Co. v. Pesta, 199 So. 3d 970 (Fla. 4th DCA 2016). · cites it 3× “001; see § 627.403, Fla. Stat. (providing that “ ‘[pjremium’ is the consideration for insurance, by whatever name called.”
Ferrell v. Allstate Ins., 2007 NMCA 017 (N.M. Ct. App. 2006). “900 (35) (Lexis through 2005 legislation); Fla. Stat. § 627.403 (West, Westlaw through 2006 legislation); Idaho Code Ann.”
Ferrell v. Allstate Ins. Co., 150 P.3d 1022 (N.M. Ct. App. 2007). “900 (35) (Lexis through 2005 legislation); Fla. Stat. § 627.403 (West, Westlaw through 2006 legislation); Idaho Code Ann.”
Dep't of Ins. v. Jaar, 35 Fla. Supp. 2d 198 (Fla. Div. Admin. Hr'g 1988). · cites it 2× “Section 627.403, Florida Statutes (1987), defines “premium” as follows: “Premium” is the consideration for insurance, by whatever named called.”
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This Florida statute resource is curated by Florida Bar member Graham W. Syfert, a Jacksonville, Florida personal injury and workers' compensation attorney (Florida Bar No. 39104). Attorney Syfert regularly handles Chapter 627 matters in the context of insurance coverage law and represents clients throughout Northeast Florida. For legal consultation, call 904-383-7448.