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Florida Statute 627.416 - Full Text and Legal Analysis Florida Statute 627.416 | Lawyer Caselaw & Research
Fla. Stat. § 627.416 (2026) Copy Cite Official Site Syfertize CourtListener Amendments
627.416 Execution of policies.
(1) Except as set forth in subsection (4), an insurance policy shall be executed in the name of and on behalf of the insurer by its officer, attorney in fact, employee, or representative duly authorized by the insurer.
(2) A facsimile signature of any such executing individual may be used in lieu of an original signature.
(3) No insurance contract which is otherwise valid shall be rendered invalid by reason of the apparent execution thereof on behalf of the insurer by the imprinted facsimile signature of an individual not authorized so to execute as of the date of the policy.
(4) An insurer may elect to issue an insurance policy that is not executed by an officer, attorney in fact, employee, or representative, provided that such policy may not be rendered invalid by reason of the lack of execution thereof.
History.s. 465, ch. 59-205; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 369, 377, 809(2nd), ch. 82-243; s. 79, ch. 82-386; s. 114, ch. 92-318; s. 6, ch. 2018-131.

Cases Citing F.S. 627.416

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·Allstate Ins. v. M.H., 681 F. Supp. 811 (S.D. Fla. 1988).

Cited 1 times | Published | District Court, S.D. Florida | 1988 U.S. Dist. LEXIS 1967, 1988 WL 22402

...Reasonable fees for the counsel may be agreed upon between the parties or, if no agreement is reached, shall be set by the court. Section 627.426, Florida Statutes. Our review of the statute and its legislative history reveals that Allstate's actions in this case fully complied with the requirements of Florida Statute 627.416....
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Cited as authorityMid-Continent Casualty Co. v. Basdeo (2010)

This Florida statute resource is curated by Graham Syfert, a Jacksonville, Florida personal injury and workers' compensation attorney (Florida Bar No. 39104). Attorney Syfert regularly handles Chapter 627 matters in the context of insurance coverage law and represents clients throughout Northeast Florida. For legal consultation, call 904-383-7448.