Fla. Stat. » Title XXXVII — INSURANCE · Chapter 627 — INSURANCE RATES AND CONTRACTS
Florida Statutes

Fla. Stat. § 627.631 (2025)

Third-party ownership.

✓ 2025 Florida Statutes: through the 2025 Regular Session (some sections already show 2026 laws)
Find cases: SyfertCases citing this section FL-LEGleg.state.fl.us JustiaFla. Statutes CornellLII Search CasesGoogle Scholar
627.631 Third-party ownership.—The word “insured,” as used in this part, shall not be construed as preventing a person other than the insured with a proper insurable interest from making application for and owning a policy covering the insured or from being entitled under such a policy to any indemnities, benefits, and rights provided therein.
History.—s. 574, ch. 59-205; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 481, 497, 809(2nd), ch. 82-243; s. 79, ch. 82-386; s. 114, ch. 92-318.
Notes of Decisions
Cited in 2 cases, 1983–1989 · leading case: Life Ins. Co. of Georgia v. Lopez, 443 So. 2d 947 (Fla. 1983).
Sort: Relevance Newest Treatment
Life Ins. Co. of Georgia v. Lopez, 443 So. 2d 947 (Fla. 1983). · cites it 3× “Section 627.631, Florida Statutes (1979), provides: The word "Insured," as used in this chapter, shall not be construed as preventing a person other than the insured with a proper insurable interest from making application for and owning a policy covering the insured or from…”
Brockton v. S. Life & Health Ins. Co., 556 So. 2d 1138 (Fla. 3d DCA 1989). · cites it 2× “It is well established in Florida that the "insurable interest" which is universally regarded as indispensable to the enforceability of an insurance contract, see § 627.631, Fla. Stat. (1987), so as to preclude the existence of a merely betting interest in someone else, see 30…”
Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.

This Florida statute resource is curated by an Orange Park personal injury and workers' comp lawyer, a Jacksonville, Florida personal injury and workers' compensation attorney (Florida Bar No. 39104). Attorney Syfert regularly handles Chapter 627 matters in the context of insurance coverage law and represents clients throughout Northeast Florida. For legal consultation, call 904-383-7448.