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Florida Statute 627.6474 - Full Text and Legal Analysis
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The 2025 Florida Statutes

Title XXXVII
INSURANCE
Chapter 627
INSURANCE RATES AND CONTRACTS
View Entire Chapter
F.S. 627.6474
627.6474 Provider contracts.
(1) A health insurer may not require a contracted health care practitioner as defined in s. 456.001(4) to accept the terms of other health care practitioner contracts with the insurer or any other insurer, or health maintenance organization, under common management and control with the insurer, including Medicare and Medicaid practitioner contracts and those authorized by s. 627.6471, s. 627.6472, s. 636.035, or s. 641.315, except for a practitioner in a group practice as defined in s. 456.053 who must accept the terms of a contract negotiated for the practitioner by the group, as a condition of continuation or renewal of the contract. Any contract provision that violates this section is void. A violation of this subsection is not subject to the criminal penalty specified in s. 624.15.
(2) A contract between a health insurer and a dentist licensed under chapter 466 for the provision of services to an insured may not contain a provision that requires the dentist to provide services to the insured under such contract at a fee set by the health insurer unless such services are covered services under the applicable contract. As used in this subsection, the term “covered services” means dental care services for which a reimbursement is available under the insured’s contract, or for which a reimbursement would be available but for the application of contractual limitations such as deductibles, coinsurance, waiting periods, annual or lifetime maximums, frequency limitations, alternative benefit payments, or any other limitation.
(3)(a) A health insurer may not require an ophthalmologist licensed pursuant to chapter 458 or chapter 459 or an optometrist licensed pursuant to chapter 463 to join a network solely for the purpose of credentialing the licensee for another insurer’s vision network. This paragraph does not prevent a health insurer from entering into a contract with another insurer’s vision care plan to use the vision network.
(b) A health insurer may not restrict an ophthalmologist licensed pursuant to chapter 458 or chapter 459, an optometrist licensed pursuant to chapter 463, or an optician licensed pursuant to part I of chapter 484 to specific suppliers of materials or optical laboratories. This paragraph does not restrict a health insurer in determining specific amounts of coverage or reimbursement for the use of network or out-of-network suppliers or laboratories.
(c) A health insurer’s online vision care network provider directory must be updated monthly to reflect the vision care providers currently participating in the health insurer’s network.
(d) A knowing violation of paragraph (a) or paragraph (b) constitutes an unfair insurance trade practice under s. 626.9541(1)(d).
History.s. 1, ch. 2001-107; s. 1, ch. 2014-64; s. 1, ch. 2016-69.

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Amendments to 627.6474


Annotations, Discussions, Cases:

Cases Citing Statute 627.6474

Total Results: 4

QBE Insurance Corp. v. Chalfonte Condominium Apartment Ass'n

94 So. 3d 541, 37 Fla. L. Weekly Supp. 395, 2012 WL 1947863, 2012 Fla. LEXIS 1063

Supreme Court of Florida | Filed: May 31, 2012 | Docket: 60310909

Cited 80 times | Published

policy provision invalid or void. See, e.g., § 627.6474, Fla. Stat. (2009) (“Any contract provision that

Chalfonte Condominium Apartment Ass'n v. QBE Insurance

526 F. Supp. 2d 1251, 2007 U.S. Dist. LEXIS 91826, 2007 WL 4531971

District Court, S.D. Florida | Filed: Nov 19, 2007 | Docket: 808586

Cited 8 times | Published

being rendered invalid and/or void. See, e.g., Section 627.6474 (stating that "[a]ny contract provision that

Chalfonte Condominium Apartment Association, Inc. v. QBE Insurance Corporation

695 F.3d 1215, 2012 WL 4120351, 2012 U.S. App. LEXIS 19814

Court of Appeals for the Eleventh Circuit | Filed: Sep 20, 2012 | Docket: 1418071

Cited 4 times | Published

provision invalid or void. See, e.g., § 627.6474, Fla. Stat. (2009) (“Any contract provision that

Vision I Homeowners Ass'n v. Aspen Specialty Insurance

643 F. Supp. 2d 1356, 2009 WL 2482162, 2009 U.S. Dist. LEXIS 75319

District Court, S.D. Florida | Filed: Jun 15, 2009 | Docket: 2474995

Cited 2 times | Published

being rendered invalid and/or void. See, e.g., Section 627.6474 (stating that "[a]ny contract provision that