Florida Statute 627.682 - Full Text and Legal Analysis

The 2025 Florida Statutes

Title XXXVII
INSURANCE

Chapter 627
INSURANCE RATES AND CONTRACTS

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627.682 Filing, approval of forms.—All forms of policies, certificates of insurance, statements of insurance, applications for insurance, binders, endorsements, and riders of credit life or disability insurance delivered or issued for delivery in this state shall be filed with and approved by the office before use as provided in ss. 627.410 and 627.411. In addition to grounds as specified in s. 627.411, the office, upon compliance with the procedures set forth in s. 627.410, shall disapprove any such form and may withdraw any previous approval thereof if the benefits provided therein are not reasonable in relation to the premiums charged, or if it contains provisions which are unjust, unfair, inequitable, misleading, or deceptive or which encourage misrepresentation of such policy.

History.—s. 601, ch. 59-205; ss. 13, 35, ch. 69-106; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 537, 809(2nd), ch. 82-243; s. 79, ch. 82-386; s. 114, ch. 92-318; s. 1180, ch. 2003-261.

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Amendments to 627.682

Annotations, Discussions, Cases:

Cases Citing Statute 627.682

Total Results: 3

London v. Wal-Mart Stores, Inc.

340 F.3d 1246, 56 Fed. R. Serv. 3d 506, 2003 U.S. App. LEXIS 16179, 16 Fla. L. Weekly Fed. C 969

Court of Appeals for the Eleventh Circuit | Filed: Aug 7, 2003 | Docket: 239024

Cited 96 times | Published

approved by the Florida DOI before use, and section 627.682, which applies the same requirements to applications

Gonzalez v. Eagle Ins. Co.

948 So. 2d 1, 2006 Fla. App. LEXIS 14719, 2006 WL 2520655

District Court of Appeal of Florida | Filed: Sep 1, 2006 | Docket: 1773668

Cited 13 times | Published

868 So.2d at 594-95, that, if a violation of section 627.682 renders the insurance contract void, the insureds

Trotter v. Ford Motor Credit Corp.

868 So. 2d 593, 2004 Fla. App. LEXIS 2573, 2004 WL 385004

District Court of Appeal of Florida | Filed: Mar 3, 2004 | Docket: 67354

Cited 4 times | Published

violation renders the contract void. Another law, section 627.682, requires that insurance companies file certain

This Florida statute resource is curated by Graham W. Syfert, Esq., a Jacksonville, Florida personal injury and workers' compensation attorney. Attorney Syfert regularly works with Chapter 627 in the context of insurance coverage law and represents clients throughout Northeast Florida. For legal consultation, call 904-383-7448.