Florida Statutes

Fla. Stat. § 627.727 (2025)

Motor vehicle insurance; uninsured and underinsured vehicle coverage; insolvent insurer protection.

✓ 2025 Florida Statutes — current through the 2025 Regular Session

Find cases: SyfertCases citing this section FL-LEGleg.state.fl.us JustiaFla. Statutes CornellLII Search CasesGoogle Scholar

627.727 Motor vehicle insurance; uninsured and underinsured vehicle coverage; insolvent insurer protection.—

(1) No motor vehicle liability insurance policy which provides bodily injury liability coverage shall be delivered or issued for delivery in this state with respect to any specifically insured or identified motor vehicle registered or principally garaged in this state unless uninsured motor vehicle coverage is provided therein or supplemental thereto for the protection of persons insured thereunder who are legally entitled to recover damages from owners or operators of uninsured motor vehicles because of bodily injury, sickness, or disease, including death, resulting therefrom. However, the coverage required under this section is not applicable when, or to the extent that, an insured named in the policy makes a written rejection of the coverage on behalf of all insureds under the policy. When a motor vehicle is leased for a period of 1 year or longer and the lessor of such vehicle, by the terms of the lease contract, provides liability coverage on the leased vehicle, the lessee of such vehicle shall have the sole privilege to reject uninsured motorist coverage or to select lower limits than the bodily injury liability limits, regardless of whether the lessor is qualified as a self-insurer pursuant to s. 324.171. Unless an insured, or lessee having the privilege of rejecting uninsured motorist coverage, requests such coverage or requests higher uninsured motorist limits in writing, the coverage or such higher uninsured motorist limits need not be provided in or supplemental to any other policy which renews, extends, changes, supersedes, or replaces an existing policy with the same bodily injury liability limits when an insured or lessee had rejected the coverage. When an insured or lessee has initially selected limits of uninsured motorist coverage lower than her or his bodily injury liability limits, higher limits of uninsured motorist coverage need not be provided in or supplemental to any other policy which renews, extends, changes, supersedes, or replaces an existing policy with the same bodily injury liability limits unless an insured requests higher uninsured motorist coverage in writing. The rejection or selection of lower limits shall be made on a form approved by the office. The form shall fully advise the applicant of the nature of the coverage and shall state that the coverage is equal to bodily injury liability limits unless lower limits are requested or the coverage is rejected. The heading of the form shall be in 12-point bold type and shall state: “You are electing not to purchase certain valuable coverage which protects you and your family or you are purchasing uninsured motorist limits less than your bodily injury liability limits when you sign this form. Please read carefully.” If this form is signed by a named insured, it will be conclusively presumed that there was an informed, knowing rejection of coverage or election of lower limits on behalf of all insureds. The insurer shall notify the named insured at least annually of her or his options as to the coverage required by this section. Such notice shall be part of, and attached to, the notice of premium, shall provide for a means to allow the insured to request such coverage, and shall be given in a manner approved by the office. Receipt of this notice does not constitute an affirmative waiver of the insured’s right to uninsured motorist coverage where the insured has not signed a selection or rejection form. The coverage described under this section shall be over and above, but shall not duplicate, the benefits available to an insured under any workers’ compensation law, personal injury protection benefits, disability benefits law, or similar law; under any automobile medical expense coverage; under any motor vehicle liability insurance coverage; or from the owner or operator of the uninsured motor vehicle or any other person or organization jointly or severally liable together with such owner or operator for the accident; and such coverage shall cover the difference, if any, between the sum of such benefits and the damages sustained, up to the maximum amount of such coverage provided under this section. The amount of coverage available under this section shall not be reduced by a setoff against any coverage, including liability insurance. Such coverage shall not inure directly or indirectly to the benefit of any workers’ compensation or disability benefits carrier or any person or organization qualifying as a self-insurer under any workers’ compensation or disability benefits law or similar law.

(2) The limits of uninsured motorist coverage shall be not less than the limits of bodily injury liability insurance purchased by the named insured, or such lower limit complying with the rating plan of the company as may be selected by the named insured. The limits set forth in this subsection, and the provisions of subsection (1) which require uninsured motorist coverage to be provided in every motor vehicle policy delivered or issued for delivery in this state, do not apply to any policy which does not provide primary liability insurance that includes coverage for liabilities arising from the maintenance, operation, or use of a specifically insured motor vehicle. However, an insurer issuing such a policy shall make available as a part of the application for such policy, and at the written request of an insured, limits up to the bodily injury liability limits contained in such policy or $1 million, whichever is less.

(3) For the purpose of this coverage, the term “uninsured motor vehicle” shall, subject to the terms and conditions of such coverage, be deemed to include an insured motor vehicle when the liability insurer thereof:

(a) Is unable to make payment with respect to the legal liability of its insured within the limits specified therein because of insolvency;

(b) Has provided limits of bodily injury liability for its insured which are less than the total damages sustained by the person legally entitled to recover damages; or

(c) Excludes liability coverage to a nonfamily member whose operation of an insured vehicle results in injuries to the named insured or to a relative of the named insured who is a member of the named insured’s household.

(4) An insurer’s insolvency protection shall be applicable only to accidents occurring during a policy period in which its insured’s uninsured motorist coverage is in effect when the liability insurer of the tortfeasor becomes insolvent within 4 years after such an accident. Nothing herein contained shall be construed to prevent any insurer from affording insolvency protection under terms and conditions more favorable to its insureds than is provided hereunder.

(5) Any person having a claim against an insolvent insurer as defined in s. 631.54 under this section shall present such claim for payment to the Florida Insurance Guaranty Association only. In the event of a payment to a person in settlement of a claim arising under this section, the association is not subrogated or entitled to recovery against the claimant’s insurer. The association, however, has the rights of recovery as set forth in chapter 631 in the proceeds recoverable from the assets of the insolvent insurer.

(6)(a) If an injured person or, in the case of death, the personal representative agrees to settle a claim with a liability insurer and its insured, and such settlement would not fully satisfy the claim for personal injuries or wrongful death so as to create an underinsured motorist claim, then written notice of the proposed settlement must be submitted by certified or registered mail to all underinsured motorist insurers that provide coverage. The underinsured motorist insurer then has a period of 30 days after receipt thereof to consider authorization of the settlement or retention of subrogation rights. If an underinsured motorist insurer authorizes settlement or fails to respond as required by paragraph (b) to the settlement request within the 30-day period, the injured party may proceed to execute a full release in favor of the underinsured motorist’s liability insurer and its insured and finalize the proposed settlement without prejudice to any underinsured motorist claim.

(b) If an underinsured motorist insurer chooses to preserve its subrogation rights by refusing permission to settle, the underinsured motorist insurer must, within 30 days after receipt of the notice of the proposed settlement, pay to the injured party the amount of the written offer from the underinsured motorist’s liability insurer. Thereafter, upon final resolution of the underinsured motorist claim, the underinsured motorist insurer is entitled to seek subrogation against the underinsured motorist and the liability insurer for the amounts paid to the injured party.

(c) The underinsured motorist insurer is entitled to a credit against total damages in the amount of the limits of the underinsured motorist’s liability policy in all cases to which this subsection applies, even if the settlement with the underinsured motorist under paragraph (a) or the payment by the underinsured motorist insurer under paragraph (b) is for less than the underinsured motorist’s full liability policy limits. The term “total damages” as used in this section means the full amount of damages determined to have been sustained by the injured party, regardless of the amount of underinsured motorist coverage. Nothing in this subsection, including any payment or credit under this subsection, reduces or affects the total amount of underinsured motorist coverage available to the injured party.

(7) The legal liability of an uninsured motorist coverage insurer does not include damages in tort for pain, suffering, mental anguish, and inconvenience unless the injury or disease is described in one or more of paragraphs (a)-(d) of s. 627.737(2).

(8) Insurers may offer policies of uninsured motorist coverage containing policy provisions, in language approved by the office, establishing that if the insured accepts this offer:

(a) The coverage provided as to two or more motor vehicles shall not be added together to determine the limit of insurance coverage available to an injured person for any one accident, except as provided in paragraph (c).

(b) If at the time of the accident the injured person is occupying a motor vehicle, the uninsured motorist coverage available to her or him is the coverage available as to that motor vehicle.

(c) If the injured person is occupying a motor vehicle which is not owned by her or him or by a family member residing with her or him, the injured person is entitled to the highest limits of uninsured motorist coverage afforded for any one vehicle as to which she or he is a named insured or insured family member. Such coverage shall be excess over the coverage on the vehicle the injured person is occupying.

(d) The uninsured motorist coverage provided by the policy does not apply to the named insured or family members residing in her or his household who are injured while occupying any vehicle owned by such insureds for which uninsured motorist coverage was not purchased.

(e) If, at the time of the accident the injured person is not occupying a motor vehicle, she or he is entitled to select any one limit of uninsured motorist coverage for any one vehicle afforded by a policy under which she or he is insured as a named insured or as an insured resident of the named insured’s household.

In connection with the offer authorized by this subsection, insurers shall inform the named insured, applicant, or lessee, on a form approved by the office, of the limitations imposed under this subsection and that such coverage is an alternative to coverage without such limitations. If this form is signed by a named insured, applicant, or lessee, it shall be conclusively presumed that there was an informed, knowing acceptance of such limitations on behalf of all insureds. When the named insured, applicant, or lessee has initially accepted such limitations, such acceptance shall apply to any policy which renews, extends, changes, supersedes, or replaces an existing policy unless the named insured requests deletion of such limitations and pays the appropriate premium for such coverage. Any insurer who provides coverage which includes the limitations provided in this subsection shall file revised premium rates with the office for such uninsured motorist coverage to take effect prior to initially providing such coverage. The revised rates shall reflect the anticipated reduction in loss costs attributable to such limitations but shall in any event reflect a reduction in the uninsured motorist coverage premium of at least 20 percent for policies with such limitations. Such filing shall not increase the rates for coverage which does not contain the limitations authorized by this subsection, and such rates shall remain in effect until the insurer demonstrates the need for a change in uninsured motorist rates pursuant to s. 627.0651.

(9) The damages recoverable from an uninsured motorist carrier in an action brought under s. 624.155 shall include the total amount of the claimant’s damages, including the amount in excess of the policy limits, any interest on unpaid benefits, reasonable attorney’s fees and costs, and any damages caused by a violation of a law of this state. The total amount of the claimant’s damages is recoverable whether caused by an insurer or by a third-party tortfeasor.

History.—s. 1, ch. 61-175; s. 1, ch. 63-148; ss. 13, 35, ch. 69-106; s. 19, ch. 70-20; s. 1, ch. 71-88; s. 182, ch. 71-355; s. 20, ch. 71-970; ss. 3, 4, ch. 73-180; s. 165, ch. 73-333; s. 3, ch. 76-168; s. 3, ch. 76-266; s. 1, ch. 77-457; s. 30, ch. 77-468; s. 1, ch. 78-374; s. 113, ch. 79-40; ss. 2, 3, ch. 79-241; ss. 1, 2, ch. 80-396; ss. 2, 3, ch. 81-318; ss. 544, 563, 809(2nd), ch. 82-243; ss. 66, 79, ch. 82-386; s. 1, ch. 84-41; s. 16, ch. 85-62; s. 7, ch. 86-182; s. 1, ch. 87-213; s. 15, ch. 88-370; s. 2, ch. 89-238; s. 1, ch. 89-243; s. 39, ch. 90-119; ss. 79, 114, ch. 92-318; s. 358, ch. 97-102; s. 1190, ch. 2003-261; s. 30, ch. 2006-12; s. 1, ch. 2013-195; s. 4, ch. 2015-65; s. 21, ch. 2023-15.

Notes of Decisions

Cited in 658 cases (24 in the last 5 years), 1972–2026 · leading case: Metro. Cas. Ins. Co. v. Tepper, 2 So. 3d 209 (Fla. 2009).

Sort: Relevance Newest Treatment

Metro. Cas. Ins. Co. v. Tepper, 2 So. 3d 209 (Fla. 2009). · cites it 90× “This case involves interpretation of section 627.727, Florida Statutes (2004), and the timing of an underinsured motorist (UM) insurer's subrogation lawsuit.”

State Farm Mut. Auto. Ins. Co. v. Laforet, 658 So. 2d 55 (Fla. 1995). · cites it 46× “) The implementing language of that section provides: The purpose of subsection (10) of section 627.727, Florida Statutes, relating to damages, is to reaffirm existing legislative intent, and as such is remedial rather than substantive.”

Adrian Fridman v. Safeco Ins. Co. of Illinois, 185 So. 3d 1214 (Fla. 2016). · cites it 30× “In the complaint, he stated that he was “entitled to recover damages from the Defendant, Safeco Insurance Company of Illinois, in accordance with the provisions of § 627.727.” That section provides that the damages an insured can recover in a bad faith action “shall include the…”

Travelers Com. Ins. Co., etc. v. Crystal Marie Harrington, 154 So. 3d 1106 (Fla. 2014). · cites it 59× “In enacting the UM statute, section 627.727, the Legislature intended “to provide for the broad protection of the citizens of this State against uninsured motorists.”

Rando v. Gov't Employees Ins. Co., 39 So. 3d 244 (Fla. 2010). · cites it 54× “[2] Uninsured Motorist Coverage and Stacking As noted in the district court's order, Florida's public policy, as reflected in section 627.727, Florida Statutes, favors the providing of insurance coverage for losses caused by uninsured motorists.”

Young v. Progressive Se. Ins. Co., 753 So. 2d 80 (Fla. 2000). · cites it 27× “Pursuant to section 627.727, Florida Statutes (1999), a self- insured motor vehicle that meets the requirements of section 324.”

O'BRIEN v. State Farm Fire & Cas. Co., 999 So. 2d 1081 (Fla. 1st DCA 2009). · cites it 57× “Within three months of the accident, State Farm tendered checks for 0,000, the full amount of uninsured motorist coverage under the (stacked) automobile policies.”

Travelers Ins. Co. v. Warren, 678 So. 2d 324 (Fla. 1996). · cites it 35× “However, I am compelled to my decision because of the recognition that the right to subrogation is integral to UM coverage under section 627.727, Florida Statutes. This is expressly recognized by the UM statute having a section setting forth specific procedures for subrogation.”

Shelby Mut. Ins. Co. v. Smith, 556 So. 2d 393 (Fla. 1990). · cites it 28× “The failure to amend subsection (3) has created confusion about the Legislature's intentions as to the extent and scope of this coverage.”

State Farm Mut. Auto. Ins. Co. v. Robin Curran, 135 So. 3d 1071 (Fla. 2014). · cites it 18× “See § 627.727, Fla. Stat. (2007). When an insured seeks to recover uninsured motorist benefits from its insurance carrier, the insured’s uninsured motorist carrier stands in the shoes of the uninsured - 18 - motorist, thereby placing the insurer in a position adverse to the…”

Adams v. Aetna Cas. & Sur. Co., 574 So. 2d 1142 (Fla. 1st DCA 1991). · cites it 30× “Adams), and that Aetna did not give the named insured sufficient notice of the availability of such coverage as required by section 627.727, Florida Statutes (1982 Supp.”

State Farm Mut. Auto. Ins. Co. v. Roach, 945 So. 2d 1160 (Fla. 2006). · cites it 9× “Code § 27-7-5-4 (West 2003) with § 627.727(1), Fla. Stat. (1999). Further, Florida does not allow underinsurance coverage to be reduced by setoff against other coverage, while Indiana law does.”

Show all 658 citing cases →

— 627.727(1) — 307 cases

O'BRIEN v. State Farm Fire & Cas. Co., 999 So. 2d 1081 (Fla. 1st DCA 2009). “Within three months of the accident, State Farm tendered checks for 0,000, the full amount of uninsured motorist coverage under the (stacked) automobile policies.”

Shelby Mut. Ins. Co. v. Smith, 556 So. 2d 393 (Fla. 1990). “The failure to amend subsection (3) has created confusion about the Legislature's intentions as to the extent and scope of this coverage.”

Valiant Ins. Co. v. Webster, 567 So. 2d 408 (Fla. 1990).

Lumbermen's Mut. Cas. Co. v. Beaver, 355 So. 2d 441 (Fla. 4th DCA 1978).

Dewberry v. Auto-Owners Ins. Co., 363 So. 2d 1077 (Fla. 1978).

— 627.727(10) — 27 cases

State Farm Mut. Auto. Ins. Co. v. Laforet, 658 So. 2d 55 (Fla. 1995). “) The implementing language of that section provides: The purpose of subsection (10) of section 627.727, Florida Statutes, relating to damages, is to reaffirm existing legislative intent, and as such is remedial rather than substantive.”

Adrian Fridman v. Safeco Ins. Co. of Illinois, 185 So. 3d 1214 (Fla. 2016). “In the complaint, he stated that he was “entitled to recover damages from the Defendant, Safeco Insurance Company of Illinois, in accordance with the provisions of § 627.727.” That section provides that the damages an insured can recover in a bad faith action “shall include the…”

Safeco Ins. v. Fridman, 117 So. 3d 16 (Fla. 5th DCA 2013).

Menendez v. Progressive Express Ins. Co., 35 So. 3d 873 (Fla. 2010).

Allstate Indem. Co. v. Ruiz, 899 So. 2d 1121 (Fla. 2005).

— 627.727(2) — 47 cases

State Farm Mut. Auto. Ins. Co. v. Roach, 945 So. 2d 1160 (Fla. 2006). “Code § 27-7-5-4 (West 2003) with § 627.727(1), Fla. Stat. (1999). Further, Florida does not allow underinsurance coverage to be reduced by setoff against other coverage, while Indiana law does.”

Strochak v. Fed. Ins. Co., 717 So. 2d 453 (Fla. 1998).

Nieves v. North River Ins. Co., 49 So. 3d 810 (Fla. 4th DCA 2010).

Metro. Prop. & Liab. Ins. Co. v. Gray, 446 So. 2d 216 (Fla. 5th DCA 1984).

— 627.727(2)(a) — 5 cases

Marchesano v. Nationwide Prop. & Cas. Ins., 506 So. 2d 410 (Fla. 1987).

New Jersey Mfrs. Ins. Co. v. Woodward, 456 So. 2d 552 (Fla. 3d DCA 1984).

Metro. Prop. & Liab. Ins. Co. v. Gray, 446 So. 2d 216 (Fla. 5th DCA 1984).

Curtin v. State Farm Mut. Auto. Ins. Co., 449 So. 2d 293 (Fla. 5th DCA 1984).

Florida Ins. Guar. Ass'n v. Coleman, 501 So. 2d 32 (Fla. 2d DCA 1986).

— 627.727(2)(b) — 22 cases

Ivey v. Chicago Ins. Co., 410 So. 2d 494 (Fla. 1982).

State Farm Mut. Auto. Ins. v. Anderson, 332 So. 2d 623 (Fla. 4th DCA 1976).

Gov't Emp. Ins. Co. v. Taylor, 342 So. 2d 547 (Fla. 1st DCA 1977).

Main Ins. Co. v. Wiggins, 349 So. 2d 638 (Fla. 1st DCA 1977).

— 627.727(3) — 24 cases

Young v. Progressive Se. Ins. Co., 753 So. 2d 80 (Fla. 2000). “Pursuant to section 627.727, Florida Statutes (1999), a self- insured motor vehicle that meets the requirements of section 324.”

Travelers Com. Ins. Co., etc. v. Crystal Marie Harrington, 154 So. 3d 1106 (Fla. 2014). “In enacting the UM statute, section 627.727, the Legislature intended “to provide for the broad protection of the citizens of this State against uninsured motorists.”

Travelers Com. Ins. v. Harrington, 86 So. 3d 1274 (Fla. 1st DCA 2012).

Dewberry v. Auto-Owners Ins. Co., 363 So. 2d 1077 (Fla. 1978).

Shelby Mut. Ins. Co. v. Smith, 527 So. 2d 830 (Fla. 4th DCA 1988).

— 627.727(3)(a) — 2 cases

Metro. Prop. & Liab. Ins. Co. v. Clinton, 553 So. 2d 1287 (Fla. 3d DCA 1989).

— 627.727(3)(b) — 22 cases

Travelers Ins. Co. v. Warren, 678 So. 2d 324 (Fla. 1996). “However, I am compelled to my decision because of the recognition that the right to subrogation is integral to UM coverage under section 627.727, Florida Statutes. This is expressly recognized by the UM statute having a section setting forth specific procedures for subrogation.”

State Farm Mut. Auto. Ins. Co. v. Robin Curran, 135 So. 3d 1071 (Fla. 2014). “See § 627.727, Fla. Stat. (2007). When an insured seeks to recover uninsured motorist benefits from its insurance carrier, the insured’s uninsured motorist carrier stands in the shoes of the uninsured - 18 - motorist, thereby placing the insurer in a position adverse to the…”

Young v. Progressive Se. Ins. Co., 753 So. 2d 80 (Fla. 2000). “Pursuant to section 627.727, Florida Statutes (1999), a self- insured motor vehicle that meets the requirements of section 324.”

— 627.727(3)(b)(1995) — 1 case

Zeichner v. City of Lauderhill, 732 So. 2d 1109 (Fla. 4th DCA 1999).

— 627.727(3)(c) — 5 cases

State Farm Mut. Auto. Ins. Co. v. Smith, 198 So. 3d 852 (Fla. 2d DCA 2016).

Bulone v. United Servs. Auto. Ass'n, 660 So. 2d 399 (Fla. 2d DCA 1995).

Auto Owners Ins. Co. v. Van Gessel, 665 So. 2d 263 (Fla. 2d DCA 1995).

— 627.727(3)(e) — 1 case

— 627.727(4) — 4 cases

Menendez v. Progressive Express Ins. Co., 35 So. 3d 873 (Fla. 2010).

State Farm Mut. Auto. Ins. Co. v. Saumell, 273 So. 2d 101 (Fla. 3d DCA 1973).

Gov't Employees Ins. Co. v. Wheelus, 319 So. 2d 181 (Fla. 4th DCA 1975).

Rebecca Hughes v. Universal Prop. & Cas. Ins. Co. (Fla. 2d DCA 2023).

— 627.727(4)(b) — 2 cases

Menendez v. Progressive Express Ins. Co., 35 So. 3d 873 (Fla. 2010).

Rebecca Hughes v. Universal Prop. & Cas. Ins. Co. (Fla. 2d DCA 2023).

— 627.727(6) — 49 cases

Metro. Cas. Ins. Co. v. Tepper, 2 So. 3d 209 (Fla. 2009). “This case involves interpretation of section 627.727, Florida Statutes (2004), and the timing of an underinsured motorist (UM) insurer's subrogation lawsuit.”

Lamz v. Geico Gen. Ins. Co., 803 So. 2d 593 (Fla. 2001).

Gov't Employees Ins. Co. v. Krawzak, 675 So. 2d 115 (Fla. 1996).

Hassen v. State Farm Mut. Auto. Ins. Co., 674 So. 2d 106 (Fla. 1996).

State Farm Mut. Auto. Ins. Co. v. Hassen, 650 So. 2d 128 (Fla. 2d DCA 1995).

— 627.727(6)(B) — 1 case

Dominion of Canada v. STATE FARM & CAS. CO., 754 So. 2d 852 (Fla. 2d DCA 2000).

— 627.727(6)(a) — 16 cases

Young v. Progressive Se. Ins. Co., 753 So. 2d 80 (Fla. 2000). “Pursuant to section 627.727, Florida Statutes (1999), a self- insured motor vehicle that meets the requirements of section 324.”

Hassen v. State Farm Mut. Auto. Ins. Co., 674 So. 2d 106 (Fla. 1996).

Muth v. AIU Ins. Co., 982 So. 2d 749 (Fla. 4th DCA 2008).

Vest v. Travelers Ins. Co., 753 So. 2d 1270 (Fla. 2000).

— 627.727(6)(b) — 12 cases

Metro. Cas. Ins. Co. v. Tepper, 969 So. 2d 403 (Fla. 5th DCA 2007).

Young v. Progressive Se. Ins. Co., 753 So. 2d 80 (Fla. 2000). “Pursuant to section 627.727, Florida Statutes (1999), a self- insured motor vehicle that meets the requirements of section 324.”

Hassen v. State Farm Mut. Auto. Ins. Co., 674 So. 2d 106 (Fla. 1996).

Peraza v. Robles, 983 So. 2d 1189 (Fla. 3d DCA 2008).

— 627.727(6)(c) — 4 cases

Allstate Ins. Co. v. Rush, 777 So. 2d 1027 (Fla. 4th DCA 2000).

Allstate Ins. Co., Inc. v. Campbell, 842 So. 2d 1031 (Fla. 2d DCA 2003).

State Farm Mut. Auto. Ins. Co. v. Siergiej, 116 So. 3d 523 (Fla. 2d DCA 2013).

Hale v. GEICO Gen. Ins. Co. (Fla. 1st DCA 2024).

— 627.727(6)(e) — 1 case

State Farm Mut. Auto. Ins. Co. v. Siergiej, 116 So. 3d 523 (Fla. 2d DCA 2013).

— 627.727(6)(t) — 1 case

Allstate Ins. Co., Inc. v. Campbell, 842 So. 2d 1031 (Fla. 2d DCA 2003).

— 627.727(7) — 7 cases

State Farm Mut. Auto. Ins. Co. v. Hassen, 650 So. 2d 128 (Fla. 2d DCA 1995).

State Farm Mut. Auto. Ins. v. Dixon, 732 So. 2d 1 (Fla. 3d DCA 1999).

Harris v. Geico Gen. Ins., 961 F. Supp. 2d 1223 (S.D. Fla. 2013).

Dauksis v. State Farm Mut. Auto. Ins., 623 So. 2d 455 (Fla. 1993).

Terri Van Winkle, PA v. Johnston, 813 So. 2d 1065 (Fla. 1st DCA 2002).

— 627.727(8) — 17 cases

Moore v. Allstate Ins. Co., 570 So. 2d 291 (Fla. 1990).

Cooper v. Aetna Cas. & Sur. Co., 485 So. 2d 1367 (Fla. 2d DCA 1986).

Sanchez v. Am. Ambassador Cas. Co., 559 So. 2d 344 (Fla. 2d DCA 1990).

Gilbert v. State Farm Mut. Auto. Ins., 95 F. Supp. 3d 1358 (M.D. Fla. 2015).

Bassette v. Stand. Fire Ins. Co., 803 So. 2d 744 (Fla. 2d DCA 2001).

— 627.727(9) — 56 cases

Rando v. Gov't Employees Ins. Co., 39 So. 3d 244 (Fla. 2010). “[2] Uninsured Motorist Coverage and Stacking As noted in the district court's order, Florida's public policy, as reflected in section 627.727, Florida Statutes, favors the providing of insurance coverage for losses caused by uninsured motorists.”

Gov't Employees Ins. Co. v. Douglas, 654 So. 2d 118 (Fla. 1995).

Bifulco v. State Farm Mut. Auto. Ins., 693 So. 2d 707 (Fla. 4th DCA 1997).

Larusso v. Garner, 888 So. 2d 712 (Fla. 4th DCA 2004).

— 627.727(9)(a) — 6 cases

Swan v. State Farm Mut. Auto. Ins. Co., 60 So. 3d 514 (Fla. 3d DCA 2011).

Varro v. Federated Mut. Ins. Co., 854 So. 2d 726 (Fla. 2d DCA 2003).

Collins v. Gov't Employees Ins. Co., 922 So. 2d 353 (Fla. 3d DCA 2006).

Sommerville v. Allstate Ins. Co., 65 So. 3d 558 (Fla. 2d DCA 2011).

Akel v. Dorcelus, 793 So. 2d 1049 (Fla. 4th DCA 2001).

— 627.727(9)(b) — 5 cases

Sommerville v. Allstate Ins. Co., 65 So. 3d 558 (Fla. 2d DCA 2011).

Akel v. Dorcelus, 793 So. 2d 1049 (Fla. 4th DCA 2001).

Allstate Ins. v. Ferrante, 645 So. 2d 1060 (Fla. 3d DCA 1994).

State Farm Mut. Auto. Ins. Co. v. Marielle Lyde, 267 So. 3d 453 (Fla. 2d DCA 2018).

Mark A. Manfredi v. State Farm Mut. Auto. Ins. Co., 550 F. App'x 718 (11th Cir. 2013).

— 627.727(9)(c) — 3 cases

Schoeck v. Allstate Insuance Co., 235 So. 3d 953 (Fla. 2d DCA 2017).

Baker v. United Servs. Auto. Ass'n, 661 So. 2d 128 (Fla. 1st DCA 1995).

Akel v. Dorcelus, 793 So. 2d 1049 (Fla. 4th DCA 2001).

— 627.727(9)(d) — 24 cases

Gov't Employees Ins. Co. v. Douglas, 654 So. 2d 118 (Fla. 1995).

GEICO Indem. Co. v. Perez, 260 So. 3d 342 (Fla. 3d DCA 2018).

Omar v. Allstate Ins. Co., 632 So. 2d 214 (Fla. 5th DCA 1994).

Larusso v. Garner, 888 So. 2d 712 (Fla. 4th DCA 2004).

Swan v. State Farm Mut. Auto. Ins. Co., 60 So. 3d 514 (Fla. 3d DCA 2011).

— 627.727(9)(e) — 4 cases

Mercury Ins. Co. of Florida v. Sherwin, 982 So. 2d 1266 (Fla. 4th DCA 2008).

Collins v. Gov't Employees Ins. Co., 922 So. 2d 353 (Fla. 3d DCA 2006).

Padgett v. Horace-Mann Ins., 704 So. 2d 627 (Fla. 1st DCA 1997).

State Farm Mut. Auto. Ins. v. Carr, 700 So. 2d 156 (Fla. 4th DCA 1997).

— 627.727(a) — 1 case

Metrix South v. Rose, 758 So. 2d 1259 (Fla. 4th DCA 2000).

— 627.727(l) — 1 case

State Farm Mut. Auto. Ins. Co. v. Smith, 198 So. 3d 852 (Fla. 2d DCA 2016).

Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.