Florida Statutes

Fla. Stat. § 627.731 (2025)

Purpose.

✓ 2025 Florida Statutes — current through the 2025 Regular Session
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627.731 Purpose.The purpose of ss. 627.730-627.7405 is to provide for medical, surgical, funeral, and disability insurance benefits without regard to fault, and to require motor vehicle insurance securing such benefits, for motor vehicles required to be registered in this state and, with respect to motor vehicle accidents, a limitation on the right to claim damages for pain, suffering, mental anguish, and inconvenience.
History.s. 2, ch. 71-252; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 550, 563, ch. 82-243; s. 19, ch. 2003-411; s. 9, ch. 2007-324.
Notes of Decisions
Cited in 44 cases (10 in the last 5 years), 1974–2024 · leading case: Nichols v. State Farm Mut., 851 So. 2d 742 (Fla. 5th DCA 2003).
Nichols v. State Farm Mut., 851 So. 2d 742 (Fla. 5th DCA 2003). · cites it 9× “" § 627.731, Fla. Stat. (2001). In order to accomplish this objective, section 627.”
State Farm Mut. Auto. Ins. Co. v. Nichols, 932 So. 2d 1067 (Fla. 2006). · cites it 4× “" § 627.731, Fla. Stat. (2001). In order to accomplish this objective, section 627.”
Allstate Ins. Co. v. Kaklamanos, 843 So. 2d 885 (Fla. 2003). · cites it 2× “See § 627.731, Fla. Stat. (2001); United Auto.”
Menendez v. Progressive Express Ins. Co., 35 So. 3d 873 (Fla. 2010). · cites it 2× “” § 627.731, Fla. Stat. (2006); accord, United Auto.”
Geico Gen. Ins. Co. v. Virtual Imaging Servs., Inc., 141 So. 3d 147 (Fla. 2013). · cites it 2× “The No-Fault Law’s stated purpose is “to provide for medical, surgical, funeral, and disability insurance benefits without regard to fault, and to require motor vehicle insurance securing such benefits.”
Reid v. State Farm Fire & Cas. Co., 352 So. 2d 1172 (Fla. 1977). · cites it 2× “Section 627.731, Florida Statutes (1975).”
Allstate Ins. Co. v. Holy Cross Hosp., Inc., 961 So. 2d 328 (Fla. 2007). · cites it 2× “" § 627.731, Fla. Stat. (2006); accord United Auto.”
Cent. Magnetic Imaging Open MRI of Plantation, Ltd. v. State Farm Mut. Auto. Ins., 789 F. Supp. 2d 1311 (S.D. Fla. 2011). · cites it 2× “2007) (quoting Fla. Stat. § 627.731 (2006)). The Florida No-Fault Law allows the “security” to be established through PIP insurance.”
Flores v. Allstate Ins. Co., 819 So. 2d 740 (Fla. 2002). “, §§ 627.731, 627.736, Fla. Stat (1997). PIP benefits are an integral part of the no-fault statutory scheme.”
Malu v. Sec. Nat. Ins. Co., 898 So. 2d 69 (Fla. 2005). · cites it 2× “§ 627.731, Fla. Stat. (2003). The statute is not reasonably interpreted to limit reimbursable expenses to "prosthetic devices and medically necessary ambulance, hospital and nursing services," as respondents suggest by invoking the statutory interpretation rule of expressio…”
Lasky v. State Farm Ins. Co., 296 So. 2d 9 (Fla. 1974). · cites it 2× “F.S. § 627.731, F.S.A., which purports to state the purpose of the no-fault insurance law, is of little help in this regard, since it merely states the effect of the law without elucidating its underlying purposes.”
Progressive Am. Ins. Co. v. Stand-Up MRI of Orlando, 990 So. 2d 3 (Fla. 5th DCA 2008). · cites it 2× “The No-Fault Law is a comprehensive statutory scheme, the purpose of which is to "provide for medical, surgical, funeral, and disability insurance benefits without regard to fault, and to require motor vehicle insurance securing such benefits.”
Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.

This Florida statute resource is curated by the attorney maintaining this site, a Jacksonville, Florida personal injury and workers' compensation attorney (Florida Bar No. 39104). Attorney Syfert regularly handles Chapter 627 matters in the context of insurance coverage law and represents clients throughout Northeast Florida. For legal consultation, call 904-383-7448.