627.786

Transaction of title insurance and any other kind of insurance prohibited.

Find cases: SyfertCases citing this section FL-LEGleg.state.fl.us JustiaFla. Statutes CornellLII Search CasesGoogle Scholar
627.786 Transaction of title insurance and any other kind of insurance prohibited.
(1) An insurer may not transact title insurance and any other kind of insurance in this state.
(2) Subsection (1) does not apply to any insurer actively transacting title insurance and any other kind of insurance in this state on January 1, 1965.
(3) Subsection (1) does not preclude a title insurer from providing instruments to any prospective insured, in the form and content approved by the office, under which the title insurer assumes liability for loss due to the fraud of, dishonesty of, misappropriation of funds by, or failure to comply with written closing instructions by, its contract agents, agencies, or approved attorneys in connection with a real property transaction for which the title insurer is to issue a title insurance policy.
History.s. 12, ch. 65-359; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 1, 2, ch. 79-16; ss. 2, 3, ch. 81-318; ss. 584, 809(2nd), ch. 82-243; s. 79, ch. 82-386; ss. 104, 114, ch. 92-318; s. 19, ch. 99-286; s. 1208, ch. 2003-261.
Notes of Decisions
Cited in 12 cases (1 in the last 5 years), 1976–2023 · leading case: Nunez v. Geico General Insurance
Nunez v. Geico General Insurance (2013) fla · cites it 2× “The PIP Statute Section 627.786, Florida Statutes (2008), is silent regarding EUOs — it does not authorize their use, much less denial of benefits for failure to attend one.”
Geico General Insurance Co. v. Virtual Imaging Services, Inc. (2013) fla “§ 627.786(5)(a)2., Fla. Stat. (2008) (emphasis supplied).”
FCOA LLC v. Foremost Title & Escrow Services LLC (2023) ca11 “Fla. Stat. § 627.786 . 3 Enter FT&E. In 2015, two partners of the law firm Stok Folk + Kon, Robert Stok and Joshua Kon, set up FT&E as a Florida- based limited liability company.”
Sommers v. Smith and Berman, PA (1994) fladistctapp · cites it 2× “Section 627.786(3), Florida Statutes (1987) authorizes the title insurance company to assume responsibility for losses arising out of a closing by "providing instruments to any prospective insured, in the form and content approved by the department [of insurance].”
Altamonte Springs Imaging, L.C. v. State Farm Mutual Automobile Insurance (2009) fladistctapp “CPI, MRI, PIP, and Commonality The legislature enacted section 627.786(5)(b)5 in 2001 to provide consumer price index (CPI) adjustments for magnetic resonance imaging (MRI) reimbursements in personal injury protection (PIP) claims.”
Allstate Fire & Casualty Insurance Co. v. Perez (2013) fladistctapp “As in this case, the insurer would have to look beyond the CPT code to determine whether the services represented in the code are reimbursable under Medicare Part B. We understand that this complicates the reimbursement process under the PIP statute.”
State Farm Mutual Automobile Insurance Company v. Delray Medical Center, Inc. (2015) fladistctapp · cites it 2× “Section 627.786(5) provides, in pertinent part: (5) Charges for treatment of injured persons.”
State Farm Mutual Automobile Insurance v. Nicholson (1976) fladistctapp · cites it 2× “The relevant statute in the Act is F.S. § 627.786(4)(d)(l) which provides that benefits obtain for, “Accidental bodily injury sustained in this state by the owner while occupying a motor vehicle or while not an occupant of a motor vehicle or motorcycle if the injury is caused by…”
Federal Deposit Insurance Corporation v. First American Title Insurance Company (2015) ca11 “(Section 627.786, Florida Statutes, explicitly allows a title insurer to issue a closing protection letter.”
State Farm Mutual Automobile Insurance Co. v. Gonzalez (2015) fladistctapp · cites it 2× “Although section 627.786(4)(b) provides that PIP benefits “shall be overdue if not paid within.”
Granada Insurance Co. v. Mark A. Cereceda, D.C., P.A. (2008) fladistctapp “In so doing, Judge Canady wrote the “plain and unambiguous terms [of] section 627.786(7)(a) do[] not address situations in which one charge for treatment has been denied by the insurer.”
State Farm Mutual Automobile Insurance v. Jenkins (2000) fladistctapp · cites it 2× “By the time State Farm requested an examination *623 ■under oath on June 4, the claim filed on April 29 was already overdue under the thirty day provision of section 627.786(4)(b), Florida Statutes (1999).”
— 627.786(3) — 1 case
Sommers v. Smith and Berman, PA (1994) fladistctapp “Section 627.786(3), Florida Statutes (1987) authorizes the title insurance company to assume responsibility for losses arising out of a closing by "providing instruments to any prospective insured, in the form and content approved by the department [of insurance].”
— 627.786(4)(b) — 2 cases
State Farm Mutual Automobile Insurance Co. v. Gonzalez (2015) fladistctapp “Although section 627.786(4)(b) provides that PIP benefits “shall be overdue if not paid within.”
State Farm Mutual Automobile Insurance v. Jenkins (2000) fladistctapp “By the time State Farm requested an examination *623 ■under oath on June 4, the claim filed on April 29 was already overdue under the thirty day provision of section 627.786(4)(b), Florida Statutes (1999).”
— 627.786(4)(d)(l) — 1 case
State Farm Mutual Automobile Insurance v. Nicholson (1976) fladistctapp “The relevant statute in the Act is F.S. § 627.786(4)(d)(l) which provides that benefits obtain for, “Accidental bodily injury sustained in this state by the owner while occupying a motor vehicle or while not an occupant of a motor vehicle or motorcycle if the injury is caused by…”
— 627.786(5) — 1 case
State Farm Mutual Automobile Insurance Company v. Delray Medical Center, Inc. (2015) fladistctapp “Section 627.786(5) provides, in pertinent part: (5) Charges for treatment of injured persons.”
— 627.786(5)(a) — 1 case
Geico General Insurance Co. v. Virtual Imaging Services, Inc. (2013) fla “§ 627.786(5)(a)2., Fla. Stat. (2008) (emphasis supplied).”
— 627.786(5)(a)(2)(f) — 1 case
Allstate Fire & Casualty Insurance Co. v. Perez (2013) fladistctapp “As in this case, the insurer would have to look beyond the CPT code to determine whether the services represented in the code are reimbursable under Medicare Part B. We understand that this complicates the reimbursement process under the PIP statute.”
— 627.786(5)(b) — 1 case
Altamonte Springs Imaging, L.C. v. State Farm Mutual Automobile Insurance (2009) fladistctapp “CPI, MRI, PIP, and Commonality The legislature enacted section 627.786(5)(b)5 in 2001 to provide consumer price index (CPI) adjustments for magnetic resonance imaging (MRI) reimbursements in personal injury protection (PIP) claims.”
— 627.786(5)(d) — 1 case
State Farm Mutual Automobile Insurance Co. v. Gonzalez (2015) fladistctapp “Although section 627.786(4)(b) provides that PIP benefits “shall be overdue if not paid within.”
— 627.786(6)(b) — 1 case
State Farm Mutual Automobile Insurance Company v. Delray Medical Center, Inc. (2015) fladistctapp “Section 627.786(5) provides, in pertinent part: (5) Charges for treatment of injured persons.”
— 627.786(7)(a) — 1 case
Granada Insurance Co. v. Mark A. Cereceda, D.C., P.A. (2008) fladistctapp “In so doing, Judge Canady wrote the “plain and unambiguous terms [of] section 627.786(7)(a) do[] not address situations in which one charge for treatment has been denied by the insurer.”
Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.

This Florida statute resource is curated by Graham Syfert, a Jacksonville, Florida personal injury and workers' compensation attorney (Florida Bar No. 39104). Attorney Syfert regularly handles Chapter 627 matters in the context of insurance coverage law and represents clients throughout Northeast Florida. For legal consultation, call 904-383-7448.