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Florida Statute 627.9902 - Full Text and Legal Analysis
Florida Statute 627.9902 | Lawyer Caselaw & Research
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The 2025 Florida Statutes

Title XXXVII
INSURANCE
Chapter 627
INSURANCE RATES AND CONTRACTS
View Entire Chapter
627.9902 Scope.
(1) This part applies to insurers and insurance agents engaged in any mortgage transaction involving collateral protection insurance.
(2) All collateral protection insurance written in connection with mortgaged real property, including manufactured and mobile homes, is subject to the provisions of this part, except:
(a) Insurance associated with mortgage loans or other extensions of credit made primarily for business, commercial, or agricultural purposes.
(b) Insurance offered by the lender or servicer and elected by the mortgagor at the mortgagor’s option.
(c) Insurance purchased by a lender or servicer on real estate owned property.
(d) Insurance for which no specific charge is made to the mortgagor or the mortgagor’s account.
History.s. 3, ch. 2023-210.

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This Florida statute resource is curated by Graham W. Syfert, Esq., a Jacksonville, Florida personal injury and workers' compensation attorney. Attorney Syfert regularly works with Chapter 627 in the context of insurance coverage law and represents clients throughout Northeast Florida. For legal consultation, call 904-383-7448.