Florida Statute 631.52 - Full Text and Legal Analysis

The 2025 Florida Statutes

Title XXXVII
INSURANCE

Chapter 631
INSURER INSOLVENCY; GUARANTY OF PAYMENT

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F.S. 631.52

631.52 Scope.—This part shall apply to all kinds of direct insurance, except:

(1) Life, annuity, health, or disability insurance;

(2) Mortgage guaranty, financial guaranty, or other forms of insurance offering protection against investment risks;

(3) Fidelity or surety bonds, or any other bonding obligations;

(4) Credit insurance, vendors’ single interest insurance, or collateral protection insurance or any similar insurance protecting the interests of a creditor arising out of a creditor-debtor transaction;

(5) Warranty, including motor vehicle service, home warranty, or service warranty;

(6) Ambulance service, health care service, or preneed funeral merchandise or service;

(7) Optometric service plan, pharmaceutical service plan, or dental service plan;

(8) Legal expense;

(9) Health maintenance, prepaid health clinic, or continuing care;

(10) Ocean marine or wet marine insurance;

(11) Self-insurance and any kind of self-insurance fund, liability pool, or risk management fund;

(12) Title insurance;

(13) Surplus lines;

(14) Workers’ compensation, including claims under employer liability coverage;

(15) Any transaction or combination of transactions between a person, including affiliates of such person, and an insurer, including affiliates of such insurer, which involves the transfer of investment or credit risk unaccompanied by the transfer of insurance risk; or

(16) Any insurance provided by or guaranteed by government.

History.—s. 3, ch. 70-20; s. 1, ch. 77-227; s. 1, ch. 80-26; s. 809(1st), ch. 82-243; s. 3, ch. 85-321; s. 4, ch. 87-350; ss. 187, 188, ch. 91-108; s. 4, ch. 91-429; s. 16, ch. 97-262; s. 21, ch. 2007-90; s. 1, ch. 2010-49.

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Amendments to 631.52

Annotations, Discussions, Cases:

Cases Citing Statute 631.52

Total Results: 6

Zinke-Smith, Inc. v. FLA. INSURANCE GUAR. ASS'N, INC.

304 So. 2d 507

District Court of Appeal of Florida | Filed: Dec 13, 1974 | Docket: 1437907

Cited 26 times | Published

We conclude that this was error and reverse. Section 631.52, F.S. provides as follows: "This part shall

Florida Insurance Guaranty Ass'n v. Karelas

106 So. 3d 1, 2012 WL 6049111, 2012 Fla. App. LEXIS 20814

District Court of Appeal of Florida | Filed: Dec 5, 2012 | Docket: 60228068

Published

631.50. et seq., Fla. Stat. (2011), by statute, § 631.52(13), Fla. Stat. (2011), and by its own terms.

Shear Homes, Inc. v. Sheppard

764 So. 2d 705, 2000 Fla. App. LEXIS 7514, 2000 WL 775590

District Court of Appeal of Florida | Filed: Jun 19, 2000 | Docket: 64799406

Published

the Florida Insurance Guaranty Association. See § 631.52(11), Fla. Stat. (1991). Effective January 1, 1994

Florida Insurance Guaranty Ass'n v. Pilings & Structures, Inc.

616 So. 2d 532, 1993 Fla. App. LEXIS 3473, 1993 WL 84507

District Court of Appeal of Florida | Filed: Mar 25, 1993 | Docket: 64695382

Published

It is from that judgment that FIGA appeals. Section 631.52, Florida Statutes (1985), states that the Act

Falcon Termite & Pest Control, Inc. v. Florida Insurance Guaranty Ass'n

589 So. 2d 331, 1991 Fla. App. LEXIS 10506, 1991 WL 213258

District Court of Appeal of Florida | Filed: Oct 24, 1991 | Docket: 64663094

Published

Warranty insurance is excluded by the Act under section 631.52(5) which states: This part shall apply to all

Commercial Credit Equipment Corp. v. Florida Insurance Guaranty Ass'n

583 So. 2d 372, 1991 Fla. App. LEXIS 6686, 1991 WL 120798

District Court of Appeal of Florida | Filed: Jul 10, 1991 | Docket: 64660506

Published

of the exclusion from coverage contained in section 631.52, Florida Statutes (1985). Moody Aviation, Inc