...In the complaint, the Greenes allege that there is a private cause of action under sections
641.3901-.3905, Florida Statutes. These sections prohibit an HMO from engaging in any unfair or deceptive act or practice and defines those acts or practices. Section
641.3905, gives the Department of Insurance: [t]he power to examine and investigate the affairs of every person, entity, or health maintenance organization in order to determine whether the person, entity, or health maintenance organization i...