Florida Statute 665.074 | Lawyer Caselaw & Research

The 2024 Florida Statutes

Title XXXVIII
BANKS AND BANKING

Chapter 665
CAPITAL STOCK ASSOCIATIONS

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F.S. 665.074

665.074 Loan expenses.—Every association may require borrowers to pay all reasonable expenses incurred in connection with the making, closing, disbursing, extending, readjusting, or renewing of real estate loans. Without limiting the generality of the foregoing, such expenses may include appraisal, attorney, abstract, recording, and registration fees; title examination; title insurance; mortgage loan insurance; credit report; survey; drawing of papers; escrow services; loan closing costs; and taxes or charges imposed upon or in connection with the making and recording of any loan. Every association also may require borrowers to pay the cost of all other necessary and incidental services rendered by the association or by others in connection with real estate and other loans in such reasonable amounts as may be fixed by the board of directors. Without limiting the generality of the foregoing, such costs may include the costs of services of inspectors, engineers, and architects. Such initial charges may be collected by the association from the borrower and paid to any person, including any director, officer, or employee of the association rendering such services, or paid directly by the borrower. In lieu of such initial charges to cover such expenses and costs, an association may make a reasonable charge, part or all of which may be retained by the association which renders such service or part or all of which may be paid to others who render such services. The fees and charges authorized by this chapter shall be in addition to interest authorized by law and shall not be deemed to be a part of the interest collected or agreed to be paid on such loans within the meaning of any law of this state which limits the rate of interest which may be exacted in any transaction. No director, officer, or employee of an association shall receive any fee or other compensation of any kind in connection with procuring any loan for an association, except for services actually rendered as above provided.

History.—s. 40, ch. 69-39; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 40, 57, 58, ch. 80-257; ss. 2, 3, ch. 81-318; s. 1, ch. 91-307; ss. 1, 184, ch. 92-303.

Note.—Former s. 665.401.

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Amendments to 665.074

Arrestable Offenses / Crimes under Fla. Stat. 665.074

Level: Degree
Misdemeanor/Felony: First/Second/Third

Current data shows no reason an arrest or criminal charge should have occurred directly under Florida Statute 665.074.

Annotations, Discussions, Cases:

Cases Citing Statute 665.074

Total Results: 20

Axis Surplus Insurance Co. v. Caribbean Beach Club Ass'n

Court: District Court of Appeal of Florida | Date Filed: 2014-06-27

Citation: 164 So. 3d 684, 2014 WL 2900930, 2014 Fla. App. LEXIS 9721

Snippet: Queen Ins. Co. v. Patterson Drug Co., 73 Fla. 665, 74 So. 807, 809 (1917). Axis’s failure to bring the

State v. Reyan

Court: District Court of Appeal of Florida | Date Filed: 2014-06-18

Citation: 145 So. 3d 133, 2014 WL 2755838, 2014 Fla. App. LEXIS 9214

Snippet: never performed and a minimum overbilling of $39,665.74. • Reyan took a leave of absence from Wackenhut

Almerico v. RLI Ins. Co.

Court: Supreme Court of Florida | Date Filed: 1998-09-04

Citation: 716 So. 2d 774, 23 Fla. L. Weekly Supp. 431, 1998 Fla. LEXIS 1668, 1998 WL 559326

Snippet: Insurance Co. v. Patterson Drug Company, 73 Fla. 665, 74 So. 807 (1917). The insurance statutes contained

SHELBY MUT. INS. CO. OF SHELBY v. Manchester

Court: District Court of Appeal of Florida | Date Filed: 1979-10-16

Citation: 376 So. 2d 266, 1979 Fla. App. LEXIS 16018

Snippet: Queen Insurance Company v. Patterson Drug, 73 Fla. 665, 74 So. 807 (1917); Feldman v. Central National Insurance

Ellenwood v. Southern United Life Ins. Co.

Court: District Court of Appeal of Florida | Date Filed: 1979-07-20

Citation: 373 So. 2d 392

Snippet: Queen Ins. Co. v. Patterson Drug Co., 73 Fla. 665, 74 So. 807 (1917); Price v. Prudential Ins. Co., 98

Otero v. United States Fire Ins. Co.

Court: District Court of Appeal of Florida | Date Filed: 1975-05-27

Citation: 314 So. 2d 208

Snippet: STATES FIRE INSURANCE COMPANY, Appellee. Nos. 74-665, 74-669. District Court of Appeal of Florida, Third

COMMERCE NAT. BK., LAKE WORTH v. Safeco Ins. Co. of Am.

Court: District Court of Appeal of Florida | Date Filed: 1971-07-22

Citation: 252 So. 2d 248, 1971 Fla. App. LEXIS 5967

Snippet: Insurance Co. v. Patterson Drug Co., 1917, 73 Fla. 665, 74 So. 807, L.R.A. 1917D, 1091. New York Life Insurance

Bergh v. Canadian Universal Insurance Company

Court: Supreme Court of Florida | Date Filed: 1968-11-20

Citation: 216 So. 2d 436, 1968 Fla. LEXIS 2031

Snippet: Queen Insurance Co. v. Patterson Drug Co., 73 Fla. 665, 74 So. 807, L.R.A. 1917D, 1091, that "a nonwaiver

Russell v. Eckert

Court: District Court of Appeal of Florida | Date Filed: 1967-02-15

Citation: 195 So. 2d 617

Snippet: Ins. Co. v. Patterson Drug Co., 1917, 73 Fla. 665, 74 So. 807, L.R.A. 1917D, 1091. The powers of insurance

Fischer v. Jefferson Insurance Co.

Court: District Court of Appeal of Florida | Date Filed: 1963-10-08

Citation: 156 So. 2d 777

Snippet: Queen Ins. Co. v. Patterson Drug Co., 73 Fla. 665, 74 So. 807, L.R.A.1917D, 1091; Franklin Life Ins.

New York Life Insurance Co. v. Bird

Court: Supreme Court of Florida | Date Filed: 1943-03-16

Citation: 12 So. 2d 454, 152 Fla. 532, 1943 Fla. LEXIS 962

Snippet: Queens Insurance Co. v. Patterson Drug Co., 73 Fla. 665, 74 So. 807, L.R.A. 1917D 1091. Counsel asserts that

Inter-Ocean Casualty Co. v. Hunt

Court: Supreme Court of Florida | Date Filed: 1939-05-19

Citation: 189 So. 240, 138 Fla. 167, 1939 Fla. LEXIS 1377

Snippet: Queen Ins. Co. v. Patterson Drug Co., 73 Fla. 665, 74 So. 807, L.R.A. 1917D, 1091; Elliott v. Belt Automobile

New York Life Insurance v. Kincaid

Court: Supreme Court of Florida | Date Filed: 1939-01-20

Citation: 186 So. 675, 136 Fla. 120, 1939 Fla. LEXIS 1528

Snippet: Queens Ins. Co. v. Patterson Drug Co., 73 Fla. 665, 74 So. 807, L.R.A. 1917 D, 1091; Elliott v. Belt Automobile

Poole v. the Travelers Ins. Co.

Court: Supreme Court of Florida | Date Filed: 1937-12-16

Citation: 179 So. 138, 130 Fla. 806, 1937 Fla. LEXIS 897

Snippet: Queen Insurance Co. v. Patterson Drug Co.,73 Fla. 665, 74 So. 807, L.R.A. 1917D 1091; National Surety Co

Sovereign Camp of Woodmen of World v. Lee

Court: Supreme Court of Florida | Date Filed: 1936-09-23

Citation: 171 So. 526, 125 Fla. 736, 1936 Fla. LEXIS 1350

Snippet: Insurance Company v. Patterson Drug Company, 73 Fla. 665,74 So. 807. The acts and statements of the company

Norman v. Merchants & Bankers Mutual Benefit Corp.

Court: Supreme Court of Florida | Date Filed: 1936-06-01

Citation: 168 So. 647, 124 Fla. 436, 1936 Fla. LEXIS 1140

Snippet: Queen Ins. Co. v. Patterson Drug Co., 73 Fla. 665, 74 South. Rep. 807, L.R.A. 1917 D 1091. There is also

City of Jacksonville v. Shaffer Et Ux.

Court: Supreme Court of Florida | Date Filed: 1932-12-06

Citation: 144 So. 888, 107 Fla. 367

Snippet: Insurance Co. vs. Patterson Drug Co., 73 Fla. 665, 74 Sou. Rep. 807; Malsby v. Gamble, 61 Fla. 310, 54

Elliott v. Belt Automobile Ass'n

Court: Supreme Court of Florida | Date Filed: 1924-06-09

Citation: 87 Fla. 545, 100 So. 797

Snippet: Queen Ins. Co. v. Patterson Drug Co., 73 Fla. 665, 74 South. Rep.. 807; National Surety Co. v. Williams

Aetna Casualty & Surety Co. v. Cartmel

Court: Supreme Court of Florida | Date Filed: 1924-05-20

Citation: 87 Fla. 495, 100 So. 802

Snippet: Queen Ins. Co. v. Patterson Drug Co., 73 Fla. 665, 74 South. Rep. 807; Caledonian Ins. Co. v. Smith,

Massachusetts Bonding & Insurance v. Gramling

Court: Supreme Court of Florida | Date Filed: 1918-03-08

Citation: 75 Fla. 409, 78 So. 337

Snippet: Queens Ins.. Co. v. Patterson Drug Co., 73 Fla 665, 74 South. Rep. 807; L’Engle v. Scottish Union & National