Florida Statutes

Fla. Stat. § 673.4081 (2025)

Drawee not liable on unaccepted draft.

✓ 2025 Florida Statutes — current through the 2025 Regular Session

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673.4081 Drawee not liable on unaccepted draft.—A check or other draft does not of itself operate as an assignment of funds in the hands of the drawee which are available for its payment, and the drawee is not liable on the instrument until the drawee accepts it.

History.—s. 2, ch. 92-82.

Notes of Decisions

Cited in 2 cases, 2008–2015 · leading case: Arnold, Matheny, Pa v. First Am. Holdings, 982 So. 2d 628 (Fla. 2008).

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Arnold, Matheny, Pa v. First Am. Holdings, 982 So. 2d 628 (Fla. 2008). · cites it 5× “See § 673.4081, Fla. Stat. We recognize that arguments have been made that not imposing a duty to stop payment on a non-bank garnishee may be the preferable policy.”

Braham v. Branch Banking & Trust Co., 170 So. 3d 844 (Fla. 5th DCA 2015). “Under section 673.4081, a drawee bank is not liable on a check until the bank “accepts” it.”

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