Florida Statutes
Fla. Stat. § 674.1061 (2025)
Payable through or payable at bank; collecting bank.
✓ 2025 Florida Statutes — current through the 2025 Regular Session
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674.1061 Payable through or payable at bank; collecting bank.—
(1) If an item states that it is “payable through” a bank identified in the item:
(a) The item designates the bank as a collecting bank and does not by itself authorize the bank to pay the item; and
(b) The item may be presented for payment only by or through the bank.
(2) If an item states that it is “payable at” a bank identified in the item:
(a) The item designates the bank as a collecting bank and does not by itself authorize the bank to pay the item; and
(b) The item may be presented for payment only by or through the bank.
(3) If a draft names a nonbank drawee and it is unclear whether a bank named in the draft is a codrawee or a collecting bank, the bank is a collecting bank.
Notes of Decisions
Cited in 1
case, 1996–1996 · leading case: Great W. Bank v. Steve James Ford, Inc., 915 F. Supp. 392 (S.D. Ga. 1996).
Great W. Bank v. Steve James Ford, Inc., 915 F. Supp. 392 (S.D. Ga. 1996). “Fla.Stat.Ann. § 674.1061(3). This Code Section is not consistent with the Fifth Circuit’s rule, and Southeastern’s argument, that the status of the drawee’s bank is determined by who signed the draft.”
— 674.1061(3) — 1 case
Great W. Bank v. Steve James Ford, Inc., 915 F. Supp. 392 (S.D. Ga. 1996). “Fla.Stat.Ann. § 674.1061(3). This Code Section is not consistent with the Fifth Circuit’s rule, and Southeastern’s argument, that the status of the drawee’s bank is determined by who signed the draft.”
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