Florida Statutes

Fla. Stat. § 674.1081 (2025)

Time of receipt of items.

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674.1081 Time of receipt of items.—

(1) For the purpose of allowing time to process items, prove balances, and make the necessary entries on its books to determine its position for the day, a bank may fix an afternoon hour of 2 p.m. or later as a cutoff hour for the handling of money and items and the making of entries on its books.

(2) An item or deposit of money received on any day after a cutoff hour so fixed or after the close of the banking day may be treated as being received at the opening of the next banking day.

History.—s. 1, ch. 65-254; s. 14, ch. 92-82.

Note.—s. 4-107, U.C.C.; former s. 674.107.

Notes of Decisions

Cited in 2 cases, 2005–2016 · leading case: James Barry Wright v. City of Miami Gardens, etc., 200 So. 3d 765 (Fla. 2016).

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James Barry Wright v. City of Miami Gardens, etc., 200 So. 3d 765 (Fla. 2016). · cites it 2× “”); § 674.1081(2), Fla. Stat. (2016) (“An item or deposit of money received on any day after a cutoff hour so fixed or after the close of the banking day may be treated as being received at the opening of the next banking day.”

Schneider v. Slichter, 917 So. 2d 299 (Fla. 4th DCA 2005). · cites it 2× “This is consistent with section 674.1081(2), Florida Statutes (1999), which provides that a deposit receipt received after 2 p.”

— 674.1081(2) — 2 cases

James Barry Wright v. City of Miami Gardens, etc., 200 So. 3d 765 (Fla. 2016). “”); § 674.1081(2), Fla. Stat. (2016) (“An item or deposit of money received on any day after a cutoff hour so fixed or after the close of the banking day may be treated as being received at the opening of the next banking day.”

Schneider v. Slichter, 917 So. 2d 299 (Fla. 4th DCA 2005). “This is consistent with section 674.1081(2), Florida Statutes (1999), which provides that a deposit receipt received after 2 p.”

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