Florida Statutes

Fla. Stat. § 679.3031 (2025)

Law governing perfection and priority of security interests in goods covered by a certificate of title.

✓ 2025 Florida Statutes — current through the 2025 Regular Session

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679.3031 Law governing perfection and priority of security interests in goods covered by a certificate of title.—

(1) This section applies to goods covered by a certificate of title, even if there is no other relationship between the jurisdiction under whose certificate of title the goods are covered and the goods or the debtor.

(2) Goods become covered by a certificate of title when a valid application for the certificate of title and the applicable fee are delivered to the appropriate authority. Goods cease to be covered by a certificate of title at the earlier of the time the certificate of title ceases to be effective under the law of the issuing jurisdiction or the time the goods become covered subsequently by a certificate of title issued by another jurisdiction.

(3) The local law of the jurisdiction under whose certificate of title the goods are covered governs perfection, the effect of perfection or nonperfection, and the priority of a security interest in goods covered by a certificate of title from the time the goods become covered by the certificate of title until the goods cease to be covered by the certificate of title.

History.—s. 3, ch. 2001-198.

Notes of Decisions

Cited in 2 cases, 2008–2020 · leading case: In Re Schwalm, 380 B.R. 630 (Bankr. M.D. Fla. 2008).

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In Re Schwalm, 380 B.R. 630 (Bankr. M.D. Fla. 2008). · cites it 2× “See Fla. Stat. § 679.3031 (2007). 6 . "Giving Secured Creditors Fair Treatment in Chapter 13.”

Ark Real Est. Servs., Inc. v. 21st Mortg. Corp. (Fla. 4th DCA 2020). · cites it 2× “” § 679.3031(3), Fla. Stat. (2013). “[A] mobile home is classified as a motor vehicle under Florida law and must be registered with and titled by the Department.”

— 679.3031(3) — 1 case

Ark Real Est. Servs., Inc. v. 21st Mortg. Corp. (Fla. 4th DCA 2020). “” § 679.3031(3), Fla. Stat. (2013). “[A] mobile home is classified as a motor vehicle under Florida law and must be registered with and titled by the Department.”

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