Florida Statutes
Fla. Stat. § 679.5061 (2025)
Effect of errors or omissions.
✓ 2025 Florida Statutes — current through the 2025 Regular Session
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679.5061 Effect of errors or omissions.—
(1) A financing statement substantially complying with the requirements of this part is effective, even if it has minor errors or omissions, unless the errors or omissions make the financing statement seriously misleading.
(2) Except as otherwise provided in subsection (3), a financing statement that fails sufficiently to provide the name of the debtor in accordance with s. 679.5031(1) is seriously misleading.
(3) If a search of the records of the filing office under the debtor’s correct name, using the filing office’s standard search logic, if any, would disclose a financing statement that fails sufficiently to provide the name of the debtor in accordance with s. 679.5031(1), the name provided does not make the financing statement seriously misleading.
(4) For purposes of s. 679.508(2), the term “debtor’s correct name” as used in subsection (3) means the correct name of the new debtor.
Notes of Decisions
Cited in 6
cases (2 in the last 5 years), 2003–2022 · leading case: In Re John's Bean Farm of Homestead, Inc., 378 B.R. 385 (Bankr. S.D. Florida 2007).
In Re John's Bean Farm of Homestead, Inc., 378 B.R. 385 (Bankr. S.D. Florida 2007). “Fla. Stat. § 679.5061 (1) (the “Safe Harbor provision”).”
In Re Summit Staffing Polk Cnty., Inc., 305 B.R. 347 (Bankr. M.D. Fla. 2003). “The standard for determining whether the financing statement is seriously misleading is set forth in § 679.5061. 679.5061 Effect of errors or omissions (1)A financing statement substantially complying with the requirements of this part is effective, even if it has minor errors…”
Regions Bank v. Off. Comm. of Unsecured Creditors (Camtech Precision Mfg., Inc.), 471 B.R. 293 (S.D. Fla. 2012). “” Fla. Stat. § 679.5061 (1); N.Y.U.C.C. 9-506(a) (emphasis supplied).”
1944 Beach Boulevard, LLC v. Live Oak Banking Co., 20 F.4th 746 (11th Cir. 2021). “Fla. Stat. § 679.5061 (2). There is no dispute that Live Oak’s financing statements did not list Beach Boulevard’s correct name.”
1944 Beach Boulevard, LLC v. Live Oak Banking Co. (Fla. 2022). “5061(3)?” Reading section 679.5061 in its entirety, our answer is yes.”
Off. Comm. of Unsecured Creditors v. Regions Bank (In Re Camtech Precision Mfg., Inc.), 443 B.R. 190 (Bankr. S.D. Florida 2011). “Fla. Stat. § 679.5061 . 6 . Mr. Elkin states in his Affidavit that his office confirmed same with the Florida filing office.”
— 679.5061(1) — 1 case
1944 Beach Boulevard, LLC v. Live Oak Banking Co. (Fla. 2022). “5061(3)?” Reading section 679.5061 in its entirety, our answer is yes.”
— 679.5061(2) — 1 case
1944 Beach Boulevard, LLC v. Live Oak Banking Co. (Fla. 2022). “5061(3)?” Reading section 679.5061 in its entirety, our answer is yes.”
— 679.5061(3) — 2 cases
In Re Summit Staffing Polk Cnty., Inc., 305 B.R. 347 (Bankr. M.D. Fla. 2003). “The standard for determining whether the financing statement is seriously misleading is set forth in § 679.5061. 679.5061 Effect of errors or omissions (1)A financing statement substantially complying with the requirements of this part is effective, even if it has minor errors…”
1944 Beach Boulevard, LLC v. Live Oak Banking Co. (Fla. 2022). “5061(3)?” Reading section 679.5061 in its entirety, our answer is yes.”
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