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2018 Georgia Code 10-1-2 | Car Wreck Lawyer

Link to State of Georgia Official Statute 2018 Georgia Code Annotated (sourced from legal.resource.org)
O.C.G.A. 10-1-2 Case Law from Google Scholar Amendments to OCGA 10-1-2

TITLE 10 COMMERCE AND TRADE

Section 1. Selling and Other Trade Practices, 10-1-1 through 10-1-915.

ARTICLE 1 RETAIL INSTALLMENT AND HOME SOLICITATION SALES

10-1-2. Definitions; construction.

  1. As used in this article, the term:
    1. "Cash sale price" means the price for which the seller would have sold or furnished to the buyer and the buyer would have bought or obtained from the seller the goods or services which are the subject matter of the retail installment transaction if such sale had been a sale for cash. The cash sale price may include any applicable taxes and charges for delivery, installation, servicing, repairs, alterations, or improvements.
    2. "Goods" means all personalty when purchased primarily for personal, family, or household use, including certificates or coupons issued by a retail seller exchangeable for personalty or services, but not including motor vehicles. The term "goods" includes such personalty which is furnished or used at the time of sale or subsequently in the modernization, rehabilitation, repair, alteration, improvement, or construction of real property so as to become a part thereof, whether or not severable therefrom.
    3. "Holder" of a retail installment contract means the retail seller of the goods or services under the contract or, if the contract is purchased by a sales finance company or other assignee, the sales finance company or other assignee at the time of the determination.
    4. "Home solicitation sale" means a consumer credit sale in which the purchase price is payable in installments and the seller or his representative solicits the sale in person and the buyer's agreement or offer to purchase is made at a home other than that of the person soliciting the sale and the contract is signed at the time of such solicitation.
    5. "Motor vehicle" means any device or vehicle operated over the public highways and streets of this state and propelled by other than muscular power but does not include traction engines, road rollers, implements of husbandry and other agricultural equipment, and such vehicles as run only upon a track.
    6. "Official fees" means the fees prescribed by law for filing, recording, or otherwise perfecting or releasing or satisfying any title or lien retained or taken by a seller in connection with a retail installment transaction.
    7. "Person" means an individual, partnership, corporation, association, and any other group however organized.
    8. "Retail buyer" or "buyer" means a person who buys goods or obtains services from a retail seller in a retail installment transaction and not principally for the purpose of resale.
    9. "Retail installment contract" or "contract" means an instrument or instruments reflecting one or more retail installment transactions entered into in this state pursuant to which goods or services may be paid for in installments. The term includes a series of transactions made pursuant to an instrument or instruments providing for the addition of the amount financed plus the time price differential for the current sale to an existing balance. It does not include a revolving account or an instrument reflecting a sale pursuant thereto.
    10. "Retail installment transaction" or "transaction" means any transaction to sell or furnish or the sale of or the furnishing of goods or services evidenced by a retail installment contract or a revolving account.
    11. "Retail seller" or "seller" means a person regularly engaged in, and whose business consists to a substantial extent of, selling goods or services to a retail buyer. The term also includes a seller who regularly grants credit to retail buyers for the purpose of purchasing goods or services from any other person pursuant to a retail installment contract or a revolving charge account.
    12. "Revolving account" or "account" means an instrument or instruments prescribing the terms of retail installment transactions which may be made thereafter from time to time pursuant thereto, under which the buyer's total unpaid balance, whenever incurred, is payable in installments over a period of time and under the terms of which a time price differential or finance charge is to be computed in relation to the buyer's balance from time to time.
    13. "Sales finance company" means a person engaged in the business of purchasing retail installment contracts from one or more retail sellers. The term includes but is not limited to a bank, trust company, or industrial loan company, if so engaged. The term does not include the pledge of an aggregate number of such contracts to secure a bona fide loan thereon.
    14. "Services" means:
      1. Work, labor, or other personal services furnished for personal, family, or household use, whether or not furnished in connection with the delivery, installation, servicing, repair, or improvement of goods, and includes such work, labor, or personal services furnished in connection with the modernization, rehabilitation, repair, alteration, improvement, or construction upon or in connection with real property;
      2. Privileges with respect to transportation, hotel and restaurant accommodations, education, entertainment, recreation, and the like; and
      3. Insurance provided in connection with a retail installment transaction.
    15. "Time price differential" means the amount, however denominated or expressed, paid or payable for the privilege of purchasing goods or services to be paid for by the buyer in installments; it does not include the amounts, if any, charged for insurance premiums, delinquency charges, attorneys' fees, court costs, or official fees.
  2. The rules of statutory construction contained in Chapter 3 of Title 1 shall apply to this article.

(Ga. L. 1967, p. 659, § 2; Ga. L. 1968, p. 1088, §§ 1, 2; Ga. L. 1976, p. 721, § 1; Ga. L. 1978, p. 1455, § 1; Ga. L. 1982, p. 3, § 10.)

Cross references.

- Finished goods defined for purposes of Level 2 Freeport Exemption, § 48-5-48.6.

JUDICIAL DECISIONS

Motor vehicles.

- Ga. L. 1967, p. 659, § 1 et seq. does not apply to the sale of a motor vehicle in view of paragraph (a)(2) of Ga. L. 1967, p. 659, § 2. Holder v. Brock, 129 Ga. App. 732, 200 S.E.2d 912 (1973), overruled on other grounds, Tucker v. Chung Studio of Karate, Inc., 142 Ga. App. 818, 237 S.E.2d 223 (1977).

Mobile homes.

- A mobile home falls within the definition of a "motor vehicle". Holder v. Brock, 129 Ga. App. 732, 200 S.E.2d 912 (1973), overruled on other grounds, Tucker v. Chung Studio of Karate, Inc., 142 Ga. App. 818, 237 S.E.2d 223 (1977).

Farm equipment.

- O.C.G.A. Art. 1, Ch. 1, T. 10 is not applicable to farm equipment such as a tobacco combine. Rigdon v. Walker Sales & Serv., Inc., 161 Ga. App. 459, 288 S.E.2d 711 (1982).

Commercial accounts.

- Charges of 11/2 percent on the unpaid balance on a commercial account were not authorized by the Retail Installment and Home Solicitation Sales Act, O.C.G.A. § 10-1-1 et seq., even though the agreement involved was in the form set forth in the Retail Installment and Home Solicitation Sales Act because that statute applies only to purchases for personal, family, or household use. Gold Kist, Inc. v. McNair, 166 Ga. App. 66, 303 S.E.2d 290 (1983).

Obligation arising out of farm supplies supplied to a farmer in the farmer's business is clearly a commercial account and is not a retail installment transaction. McNair v. Gold Kist, Inc., 166 Ga. App. 782, 305 S.E.2d 478 (1983).

Cited in Martin v. Glenn's Furn. Co., 126 Ga. App. 692, 191 S.E.2d 567 (1972); Welmaker v. W.T. Grant Co., 365 F. Supp. 531 (N.D. Ga. 1972); Brown v. Jenkins, 135 Ga. App. 694, 218 S.E.2d 690 (1975); Farmers Mut. Exch. of Wrens, Inc. v. Rabun, 145 Ga. App. 798, 245 S.E.2d 52 (1978); Vikowsky v. Savannah Appliance Serv. Corp., 179 Ga. App. 135, 345 S.E.2d 621 (1986).

RESEARCH REFERENCES

Am. Jur. 2d.

- 67 Am. Jur. 2d, Sales, § 5 et seq.

ALR.

- Constitutionality, construction, and application of statute respecting sale, assignment, or transfer of retail installment contracts, 10 A.L.R.2d 447.

Cases Citing Georgia Code 10-1-2 From Courtlistener.com

Total Results: 20

Willis v. State

Court: Supreme Court of Georgia | Date Filed: 2018-10-22

Citation: 820 S.E.2d 640, 304 Ga. 686

Snippet: impact testimony in death penalty trials, OCGA § 17-10-1.2, was unconstitutional on its face. See Lance, 275

McCray v. State

Court: Supreme Court of Georgia | Date Filed: 2017-04-17

Citation: 301 Ga. 241, 799 S.E.2d 206

Snippet: capital murder prosecution, pursuant to OCGA § 17-10-1.2, and only after the trial court has made a prior

Martin v. State

Court: Supreme Court of Georgia | Date Filed: 2015-11-02

Citation: 298 Ga. 259, 779 S.E.2d 342, 2015 Ga. LEXIS 914

Snippet: Describe the nature of the offense [.] OCGA § 17-10-1.2 (b) (1). Nevertheless, we caution the trial courts

Gwinnett County School District v. Cox

Court: Supreme Court of Georgia | Date Filed: 2011-05-16

Citation: 710 S.E.2d 773, 289 Ga. 265, 2011 Fulton County D. Rep. 1734, 2011 Ga. LEXIS 388

Snippet: (c) (444 SE2d 748) (1994) (noting as to OCGA § 17-10-1.2 that “our legislature has employed sufficient safeguards

Bryant v. State

Court: Supreme Court of Georgia | Date Filed: 2011-03-18

Citation: 708 S.E.2d 362, 288 Ga. 876, 2011 Fulton County D. Rep. 794, 2011 Ga. LEXIS 251

Snippet: Subsequent to Payne this Court found OCGA § 17-10-1.2 to be constitutional in light of the statutory

Lacey v. State

Court: Supreme Court of Georgia | Date Filed: 2010-11-08

Citation: 703 S.E.2d 617, 288 Ga. 341, 2010 Fulton County D. Rep. 3604, 2010 Ga. LEXIS 842

Snippet: impact only in connection with sentencing. OCGA § 17-10-1.2. We have recognized, however, that in death penalty

Foster v. State

Court: Supreme Court of Georgia | Date Filed: 2010-11-01

Citation: 701 S.E.2d 189, 288 Ga. 98, 2010 Fulton County D. Rep. 3491, 2010 Ga. LEXIS 814

Snippet: victim [or] the victim's family. . . ." OCGA § 17-10-1.2(b)(5), (6).[9] 7. Finally, Foster claims that his

SOSNIAK v. State

Court: Supreme Court of Georgia | Date Filed: 2010-06-07

Citation: 695 S.E.2d 604, 287 Ga. 279, 2010 Fulton County D. Rep. 1853, 2010 Ga. LEXIS 423

Snippet: of certain victim impact evidence, see OCGA § 17-10-1.2, Sosniak omitted entirely both argument and any

Stinski v. State

Court: Supreme Court of Georgia | Date Filed: 2010-03-01

Citation: 691 S.E.2d 854, 286 Ga. 839, 2010 Fulton County D. Rep. 551, 2010 Ga. LEXIS 186

Snippet: community, was not unduly inflammatory. See OCGA § 17-10-1.2 (authorizing victim impact testimony); Turner v

James v. Montgomery County Board of Education

Court: Supreme Court of Georgia | Date Filed: 2008-05-19

Citation: 661 S.E.2d 535, 283 Ga. 517, 2008 Fulton County D. Rep. 1697, 2008 Ga. LEXIS 431

Snippet: ]"). Likewise, *536 OCGA §§ 50-6-6(b)[1] and 45-10-1,[2] other statutes cited by James, do not impose a

Cooney v. Burnham

Court: Supreme Court of Georgia | Date Filed: 2008-02-11

Citation: 657 S.E.2d 239, 283 Ga. 134, 2008 Fulton County D. Rep. 412, 2008 Ga. LEXIS 134

Snippet: paragraph (10) of subsection (a) of Code Section 10-1-2. [3] OCGA § 13-1-11 states: (a) Obligations to

Walker v. State

Court: Supreme Court of Georgia | Date Filed: 2007-10-09

Citation: 653 S.E.2d 439, 282 Ga. 774, 2007 Fulton County D. Rep. 3070, 2007 Ga. LEXIS 729

Snippet: the victim's family, or the community." OCGA § 17-10-1.2. Although a trial court's discretion in controlling

Thomason v. State

Court: Supreme Court of Georgia | Date Filed: 2006-11-06

Citation: 637 S.E.2d 639, 281 Ga. 429, 2006 Fulton County D. Rep. 3381, 2006 Ga. LEXIS 927

Snippet: victim impact evidence during sentencing, OCGA § 17-10-1.2. As Thomason concedes, however, this Court has

Tollette v. State

Court: Supreme Court of Georgia | Date Filed: 2005-11-07

Citation: 621 S.E.2d 742, 280 Ga. 100, 2005 Fulton County D. Rep. 3358, 2005 Ga. LEXIS 770

Snippet: subjected to cross-examination. See OCGA § 17-10-1.2. OCGA § 17-10-1.2(a)(1) permits "evidence from the family

Henry v. State

Court: Supreme Court of Georgia | Date Filed: 2004-11-08

Citation: 604 S.E.2d 826, 278 Ga. 617, 2004 Fulton County D. Rep. 3575, 2004 Ga. LEXIS 994

Snippet: (514 SE2d 1) (1999); OCGA § 24-3-50. OCGA§ 17-10-1.2 (a) (1). Compare Lucas v. State, 274 Ga. 640, 643

Lance v. State

Court: Supreme Court of Georgia | Date Filed: 2002-02-25

Citation: 560 S.E.2d 663, 275 Ga. 11, 2002 Fulton County D. Rep. 595, 2002 Ga. LEXIS 92

Snippet: Charges, Part 4(B), pp. 84-86 (1999). 27. OCGA § 17-10-1.2, which authorizes the presentation of certain victim

Lucas v. State

Court: Supreme Court of Georgia | Date Filed: 2001-11-19

Citation: 555 S.E.2d 440, 274 Ga. 640, 2001 Fulton County D. Rep. 3495, 2001 Ga. LEXIS 906

Snippet: Ct. 2781, 61 L.Ed.2d 560 (1979). [6] OCGA § 17-10-1.2(a)(1) (emphasis supplied). [7] See Turner v. State

McPherson v. State

Court: Supreme Court of Georgia | Date Filed: 2001-10-01

Citation: 553 S.E.2d 569, 274 Ga. 444, 2001 Fulton County D. Rep. 2962, 2001 Ga. LEXIS 763

Snippet: victim-impact evidence was not improper. See OCGA § 17-10-1.2(b); Pickren v. State, 269 Ga. 453(1), 500 S.E.2d

Gissendaner v. State

Court: Supreme Court of Georgia | Date Filed: 2000-07-05

Citation: 532 S.E.2d 677, 272 Ga. 704, 2000 Fulton County D. Rep. 2515, 2000 Ga. LEXIS 536

Snippet: “somebody drowning, grasping at straws.” 11. OCGA § 17-10-1.2 is not unconstitutional as written, and the trial

Carruthers v. State

Court: Supreme Court of Georgia | Date Filed: 2000-03-06

Citation: 528 S.E.2d 217, 272 Ga. 306, 2000 Fulton County D. Rep. 954, 2000 Ga. LEXIS 219

Snippet: a death penalty trial is governed by OCGA § 17-10-1.2, and, therefore, Carruthers’ reliance upon OCGA