...which couples the abolishing of interest limits on mobile homes with the granting of consumer protections. For the foregoing reasons, the lenders' reliance on §
10-1-33 (d), as amended, fails. 5. In addition to the foregoing, we conclude that OCGA §
10-1-36.1, added to GMVSFA in 1985, see Ga....
...Laws 1985 at 699, also expresses an intent by the General Assembly that neither the 1983 amendment of OCGA §
7-4-3, nor the addition of new subsection (d) to §
10-1-33 in 1985 (assuming it did apply to mobile home loans, see Division 4, supra) was intended to apply retroactively. OCGA §
10-1-36.1 (a) bars all class actions for violation of GMVSFA, but subsection (b) exempts from this bar all class actions involving mobile homes pending as of February 22, 1985. If the General Assembly had intended for either the 1983 amendment to §
7-4-3 or the 1985 addition of new subsection (d) to §
10-1-33 to apply retroactively, the inclusion *795 of the exemption in OCGA §
10-1-36.1 for class actions pending on February 22, 1985, would have been unnecessary, for such class actions would have been abolished by the retroactive application of those laws....