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2018 Georgia Code 33-16-2 | Car Wreck Lawyer

Link to State of Georgia Official Statute 2018 Georgia Code Annotated (sourced from legal.resource.org)
O.C.G.A. 33-16-2 Case Law from Google Scholar Amendments to OCGA 33-16-2

TITLE 33 INSURANCE

Section 16. Farmers' Mutual Fire Insurance Companies, 33-16-1 through 33-16-22.

ARTICLE 7 MISCELLANEOUS PROVISIONS

33-16-2. "Domestic farmers' mutual fire insurance companies" defined; risks against which companies may write insurance.

  1. "Domestic farmers' mutual fire insurance companies" are companies organized for the purpose of insuring property against loss or damage by fire, lightning, windstorm, extended coverage, and hail, and for all, or any, of such purposes.
  2. Domestic farmers' mutual fire insurance companies may write insurance against said hazards on such property risks as their charter and bylaws may provide.

(Code 1933, § 56-2002, enacted by Ga. L. 1960, p. 289, § 1; Ga. L. 1982, p. 3, § 33; Ga. L. 2012, p. 1040, § 1/SB 203.)

The 2012 amendment, effective July 1, 2012, in subsection (a), near the middle, substituted "insuring property" for "insurance on the assessment or cooperative plan", and substituted "any, of such purposes" for "either, of such purposes" at the end; and inserted "property" near the end of subsection (b).

JUDICIAL DECISIONS

Cooperative companies and fraternal benefit societies differentiated.

- The General Assembly has differentiated fraternal beneficiary associations from cooperative and assessment companies; the latter are classed as insurance companies, while the former are exempt from the provisions of the insurance laws. Fraternal Life & Accident Ass'n v. Evans, 140 Ga. 284, 78 S.E. 915 (1913) (decided under former Civil Code 1910, § 2412).

RESEARCH REFERENCES

ALR.

- Risks and losses covered by lightning insurance, 15 A.L.R.2d 1017.

Determination of amount payable on loss to growing crop under policy insuring against loss or injury, 20 A.L.R.3d 924.

Livestock or animal insurance: risks and losses, 47 A.L.R.4th 772.

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