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O.C.G.A. § 33-29-13 — Furnishing of written outline of coverage to applicants for insurance; approval of outline | Georgia Code

O.C.G.A. § 33-29-13 (2018) Copy Cite Official Site Syfertize CourtListener Scholar Amendments

TITLE 33 INSURANCE

Section 29. Individual Accident and Sickness Insurance, 33-29-1 through 33-29-22.

ARTICLE 4 UNDERWRITING AND RATE RISKING

33-29-13. Furnishing of written outline of coverage to applicants for insurance; approval of outline.

Every insurer shall furnish to any applicant for accident and sickness insurance in this state a written outline showing the major coverage of the policy applied for, the major exclusions of the policy applied for, the renewal provisions of the policy applied for, and a reference to the policy with respect to further provisions. The written outline shall be given to the applicant at the time of signing the application for the policy and the forms of the outlines shall be subject to the same requirements for filing and approval as are set forth for the filing and approval of policy forms as required in Code Sections 33-24-9 and 33-24-10.

(Code 1933, § 56-3008, enacted by Ga. L. 1960, p. 289, § 1.)

OPINIONS OF THE ATTORNEY GENERAL

Handing information to applicant in person not required.

- This section, properly interpreted, does not require that information be handed to an applicant in person by an agent of the soliciting company at the time the application is signed. 1968 Op. Att'y Gen. No. 68-414.

RESEARCH REFERENCES

ALR.

- Blood poisoning traceable to attendance upon patient as within coverage extended by accident policy, 61 A.L.R. 1072.

What constitutes medical or surgical treatment, or the like, within exclusionary clause of accident policy or accidental death feature of life policy, 65 A.L.R.2d 1449.

Liability insurance: "accident" or "accidental" as including loss resulting from ordinary negligence of insured or his agent, 7 A.L.R.3d 1262.

Construction and application of provision in health or hospitalization policy excluding or postponing coverage of illness originating prior to issuance of policy or within stated time, 94 A.L.R.3d 990.

Accident insurance: death or disability incident to partaking of food or drink as within provision as to external, violent, and accidental means, 29 A.L.R.4th 1230.

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This Georgia Code resource is curated by an Orange Park personal injury and workers' comp lawyer, a personal injury and workers' compensation attorney admitted in Georgia (State Bar of Georgia No. 881027, since 2006) and Florida. Attorney Syfert regularly works with Title 33 in the context of Georgia insurance coverage law and represents clients throughout Northeast Florida and South Georgia. For legal consultation, call 904-383-7448.