O.C.G.A.

O.C.G.A. § 33-3-5 (2019)

Classification of kinds of insurance

✓ O.C.G.A. — 2019 edition (Public.Resource.Org Release 73)
Code text and O.C.G.A. statutory annotations on this page reflect the 2019 Official Code of Georgia Annotated (Public.Resource.Org Release 73, 2019-08-21; public domain per Georgia v. Public.Resource.Org, 2020). The Syfert case-law annotations in Notes of Decisions, below, are current.
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For the purpose of this chapter, the kinds of insurance defined in Chapter 7 of this title shall be arranged in the following six classes:

(1) Life, accident, and sickness;

(2) Property, marine, and transportation;

(3) Casualty;

(4) Surety;

(5) Title; and

(6) Health maintenance organization.

Each of the groups numbered (1) through (6) shall constitute a class of insurance.

History

Code 1933, § 56-305, enacted by Ga. L. 1960, p. 289, § 1; Ga. L. 1990, p. 1275, § 1; Ga. L. 2019, p. 337, § 1-16/SB 132. The 2019 amendment, effective July 1, 2019, substituted ‘‘Health maintenance organization’’ for ‘‘Health Maintenance Organization’’ in paragraph (6).

Annotations

Editor’s notes. - Ga. L. 1990, p. 1275, § 7, not codified by the General Assembly, provides that the 1990 amendment is ‘‘ef-

fective for purposes of application to new or newly admitted insurers on January 1, 1991, and effective for all purposes on July 1, 1992.’’

Law reviews. - For article discussing restrictions on the establishment and transaction of business by a foreign insurer in Georgia with emphasis on threshold requirements for establishment by alien insurers, see 27 Mercer L. Rev. 629 (1976).

JUDICIAL DECISIONS Class (1) includes credit life insurance. - Credit life insurance, being a form of life insurance, is a part of that ‘‘class’’ of insurance as defined in this section, whether it is level or reducing

term. Cullers v. Home Credit Co., 130 Ga. App. 441, 203 S.E.2d 544 (1973). Cited in United States Life Title Ins. Co. v. Hutsell, 164 Ga. App. 443, 296 S.E.2d 760 (1982).

RESEARCH REFERENCES Am. Jur. 2d. - 43 Am. Jur. 2d, Insurance, § 34. C.J.S. - 44 C.J.S., Insurance, § 7 et seq.

ALR. - Power of mutual benefit society to waive restrictions upon eligibility to membership, 28 A.L.R. 93.