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2018 Georgia Code 33-32-2 | Car Wreck Lawyer

TITLE 33 INSURANCE

Section 32. Property Insurance, 33-32-1 through 33-32-6.

ARTICLE 2 PREFERRED PROVIDER ARRANGEMENTS

33-32-2. Coverage of personal property changing in specifics.

A policy of insurance may be made to cover personal property changing in its specifics.

(Ga. L. 1895, p. 51, § 1; Civil Code 1895, § 2110; Civil Code 1910, § 2545; Code 1933, § 56-701; Code 1933, § 56-3202, enacted by Ga. L. 1960, p. 289, § 1.)

JUDICIAL DECISIONS

Section constitutional.

- This Code section does not violate U.S. Const., amend. 14, or Ga. Const. 1976, Art. I, Sec. II, Para. VII (see Ga. Const. 1983, Art. I, Sec. I, Para. II). Aetna Ins. Co. v. Brigham, 120 Ga. 925, 48 S.E. 348 (1904).

This Code section does not apply to fire insurance contract made in another state covering property located in Georgia. Coffin v. London & Edinburgh Ins. Co., 27 F.2d 616 (N.D. Ga. 1928).

Limitation to three-fourths of loss.

- Under this Code section, limitation of insurance recoverable to three-fourths of the loss is void. Coffin v. London & Edinburgh Ins. Co., 27 F.2d 616 (N.D. Ga. 1928).

RESEARCH REFERENCES

ALR.

- Sufficiency of inventory to satisfy condition of insurance policy as affected by inclusion of, or failure to include, prop not insured, 92 A.L.R. 372.

Provisional or monthly reporting insurance, 13 A.L.R.2d 713.

Fire policy on contents or the like as covering property of insured's customers or bailors, 67 A.L.R.2d 1241.

Scope and purview of clause excluding business property from the coverage of policy insuring unscheduled personal property, 80 A.L.R.2d 1289.

Construction and effect of provisional or monthly reporting inventory insurance, 81 A.L.R.4th 9.

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