Idaho Code

Idaho Code § 41-608 (2026)

Reserve for disability insurance.

✓ current as of May 2026

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Reserve for disability insurance.

For all disability insurance policies the insurer shall maintain an active life reserve which shall place a sound value on its liabilities under such policies and be not less than the reserve according to appropriate standards set forth in regulations issued by the director and, in no event, less in the aggregate than the pro rata gross unearned premiums for such policies.

Notes of Decisions

Cited in 2 cases, 1956–1961 · leading case: Mead v. Citizen's Auto. Inter-Ins. Exch., 297 P.2d 1042 (Idaho 1956).

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Mead v. Citizen's Auto. Inter-Ins. Exch., 297 P.2d 1042 (Idaho 1956). · cites it 2× “August 8, 1955, plaintiff and appellant filed a complaint, and made service August 19, 1955, upon defendant and respondent by serving the Idaho commissioner of insurance in accordance with the provisions of I.C. § 41-608. September 20, 1955, appellant took default against…”

McPheters v. Cent. Mut. Ins., 365 P.2d 47 (Idaho 1961). · cites it 2× “§ 41-402) by registered mail as authorized by I.C. § 41-608, and R. 4(d) (3), and service was completed on that day, R.”

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