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Illinois Compiled Statutes

215 ILCS 5/2 (2026)

General definitions

✓ current as of May 2026
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(215 ILCS 5/2) (from Ch. 73, par. 614)
    Sec. 2. General definitions.
    In this Code, unless the context otherwise requires,
    (a) "Director" means the Director of Insurance.
    (b) "Department" means the Department of Insurance.
    (c) "State" or "State of the United States" includes the District of Columbia and a territory or possession of the United States.
    (d) "Country" or "Foreign Country" includes a state, province or political subdivision thereof.
    (e) "Company" means an insurance or surety company and shall be deemed to include a corporation, company, partnership, association, society, order, individual or aggregation of individuals engaging in or proposing or attempting to engage in any kind of insurance or surety business, including the exchanging of reciprocal or inter-insurance contracts between individuals, partnerships and corporations.
    (f) "Domestic Company" means a company incorporated or organized under the laws of this State.
    (g) "Foreign Company" means a company incorporated or organized under the laws of any state of the United States other than this State.
    (h) "Alien Company" means a company incorporated or organized under the laws of any country other than the United States.
    (i) "Mutual Legal Reserve Life Company" means a mutual life company issuing contracts without contingent liability on the policyholder.
    (j) "Assessment Legal Reserve Life Company" means a life company issuing contracts providing for contingent liability on the policyholder.
    (k) "Reciprocal" includes Inter-Insurance Exchange.
    (l) "Person" includes an individual, aggregation of individuals, corporation, association and partnership.
    (m) Personal pronouns include all genders, the singular includes the plural and the plural includes the singular.
    (n) "Policy" means an insurance policy or contract and includes certificates of fraternal benefit societies, assessment companies, mutual benefit associations, and burial societies.
    (o) "Policyholder" means a holder of an insurance policy or contract and includes holders of certificates of fraternal benefit societies, assessment companies, mutual benefit associations, and burial societies.
    (p) "Articles of Incorporation" means the basic instrument of an incorporated company and all amendments thereto and includes "Charter," "Articles of Organization," "Articles of Reorganization," "Articles of Association," and "Deed of Settlement."
    (q) "Officer" when used to refer to an officer of a company includes an attorney-in-fact for a reciprocal or Lloyds.
(Source: Laws 1937, p. 696.)

    
Notes of Decisions
Cited in 14 cases (2 in the last 5 years), 1993–2022 · leading case: Milwaukee Safeguard Ins. v. Selcke, 688 N.E.2d 68 (Ill. 1997).
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Milwaukee Safeguard Ins. v. Selcke, 688 N.E.2d 68 (Ill. 1997). · cites it 2× “215 ILCS 5/2(f), (g) (West 1992). The circuit court held that section 409 violates the uniformity clause because it allows domestic companies to avoid payment of the privilege tax if they meet the requirements contained in paragraph (4), but does not allow foreign companies to…”
In the Matter of Est. of Medcare Hmo, Debtor-Appellant, 998 F.2d 436 (7th Cir. 1993). · cites it 2× “” 215 ILCS 5/2(e) & (f). More telling, in our view, is how Illinois classifies HMOs for purposes of liquidation *443 or rehabilitation.”
Alshwaiyat v. Am. Serv. Ins. Co., 2013 IL App (1st) 123222 (Ill. App. Ct. 2013). “) 215 ILCS 5/143a-2(1) (West 2008). The Insurance Code defines a “Policy” as “an insurance policy or contract and includes certificates of fraternal benefit societies, assessment companies, mutual benefit associations, and burial societies.”
Am. Deposit Corp. v. Schacht, 84 F.3d 834 (7th Cir. 1996). · cites it 3× ““Domestic companies” are those organized under the laws of the State of Illinois, 215 ILCS 5/2(f), “foreign companies” are those organized under the laws of any other state or territory of the United States, or the District of Columbia, 215 ILCS 5/2(g), and “alien companies” are…”
Hart v. Illinois State Police, 2022 IL App (5th) 190258 (Ill. App. Ct. 2022). “”); 215 ILCS 5/2(m) (West 2020) (the Illinois Insurance Code stating, “Personal pronouns include all genders, the singular includes the plural and the plural includes the singular.”
City of Chicago v. Korshak, 658 N.E.2d 1165 (Ill. App. Ct. 1995). “” Therefore, Krislov points out that under the Code, "company” is defined as follows: " 'Company’ means an insurance or surety company and shall be deemed to include a corporation, company, partnership, association, society, order, individual or aggregation of individuals…”
Sun Life Assur. Co. of Canada v. Manna, 858 N.E.2d 503 (Ill. App. Ct. 2006). · cites it 3× “Background Pursuant to the Code, three types of insurance companies can do business in Illinois: domestic companies, organized and incorporated under the laws of Illinois (215 ILCS 5/2 (f) (West 2004)); “foreign” companies, incorporated or organized under the laws of any state…”
Am. Deposit Corp. v. Schacht, 84 F.3d 834 (7th Cir. 1996). · cites it 3× “"Domestic companies" are those organized under the laws of the State of Illinois, 215 ILCS 5/2(f), "foreign companies" are those organized under the laws of any other state or territory of the United States, or the District of Columbia, 215 ILCS 5/2(g), and "alien companies" are…”
Am. Deposit Corp. v. Schacht, 887 F. Supp. 1066 (N.D. Ill. 1995). · cites it 4× “Under that provision, it is “unlawful for any company [including an association, such as Blackfeet, under 215 ILCS 5/2(e) ] ... to transact insurance business in this State, without a certificate of authority from the director .”
Sun Life Assurance Co. of Canada v. Manna (Ill. App. Ct. 2006). · cites it 2× “Background Pursuant to the Code, three types of insurance companies can do business in Illinois: domestic companies, organized and incorporated under the laws of Illinois (215 ILCS 5/2(f) (West 2004)); "foreign" companies, incorporated or organized under the laws of any state of…”
Ochoa v. State Farm Life Ins. Co. (N.D. Ill. 2018). “For the reasons discussed below, those motions are granted. 1 Plaintiff Ochoa’s complaint also sought, in the alternative, declaratory relief regarding State Farm’s obligations under Section 243(1)(b) of the Code, which Ochoa styled as “Count II.”
Anderson v. Country Life Ins. Co. (N.D. Ill. 2018). “For the reasons discussed below, those motions are granted. 1 Plaintiff Ochoa’s complaint also sought, in the alternative, declaratory relief regarding State Farm’s obligations under Section 243(1)(b) of the Code, which Ochoa styled as “Count II.”
Show all 14 citing cases →
— 215 ILCS 5/2(e) — 3 cases
In the Matter of Est. of Medcare Hmo, Debtor-Appellant, 998 F.2d 436 (7th Cir. 1993). “” 215 ILCS 5/2(e) & (f). More telling, in our view, is how Illinois classifies HMOs for purposes of liquidation *443 or rehabilitation.”
City of Chicago v. Korshak, 658 N.E.2d 1165 (Ill. App. Ct. 1995). “” Therefore, Krislov points out that under the Code, "company” is defined as follows: " 'Company’ means an insurance or surety company and shall be deemed to include a corporation, company, partnership, association, society, order, individual or aggregation of individuals…”
Am. Deposit Corp. v. Schacht, 887 F. Supp. 1066 (N.D. Ill. 1995). “Under that provision, it is “unlawful for any company [including an association, such as Blackfeet, under 215 ILCS 5/2(e) ] ... to transact insurance business in this State, without a certificate of authority from the director .”
— 215 ILCS 5/2(f) — 5 cases
Milwaukee Safeguard Ins. v. Selcke, 688 N.E.2d 68 (Ill. 1997). “215 ILCS 5/2(f), (g) (West 1992). The circuit court held that section 409 violates the uniformity clause because it allows domestic companies to avoid payment of the privilege tax if they meet the requirements contained in paragraph (4), but does not allow foreign companies to…”
Am. Deposit Corp. v. Schacht, 84 F.3d 834 (7th Cir. 1996). ““Domestic companies” are those organized under the laws of the State of Illinois, 215 ILCS 5/2(f), “foreign companies” are those organized under the laws of any other state or territory of the United States, or the District of Columbia, 215 ILCS 5/2(g), and “alien companies” are…”
Am. Deposit Corp. v. Schacht, 84 F.3d 834 (7th Cir. 1996). “"Domestic companies" are those organized under the laws of the State of Illinois, 215 ILCS 5/2(f), "foreign companies" are those organized under the laws of any other state or territory of the United States, or the District of Columbia, 215 ILCS 5/2(g), and "alien companies" are…”
Am. Deposit Corp. v. Schacht, 887 F. Supp. 1066 (N.D. Ill. 1995). “Under that provision, it is “unlawful for any company [including an association, such as Blackfeet, under 215 ILCS 5/2(e) ] ... to transact insurance business in this State, without a certificate of authority from the director .”
Milwaukee Safeguard v. Selcke (Ill. 1997).
— 215 ILCS 5/2(g) — 5 cases
Am. Deposit Corp. v. Schacht, 84 F.3d 834 (7th Cir. 1996). ““Domestic companies” are those organized under the laws of the State of Illinois, 215 ILCS 5/2(f), “foreign companies” are those organized under the laws of any other state or territory of the United States, or the District of Columbia, 215 ILCS 5/2(g), and “alien companies” are…”
Sun Life Assur. Co. of Canada v. Manna, 858 N.E.2d 503 (Ill. App. Ct. 2006). “Background Pursuant to the Code, three types of insurance companies can do business in Illinois: domestic companies, organized and incorporated under the laws of Illinois (215 ILCS 5/2 (f) (West 2004)); “foreign” companies, incorporated or organized under the laws of any state…”
Am. Deposit Corp. v. Schacht, 84 F.3d 834 (7th Cir. 1996). “"Domestic companies" are those organized under the laws of the State of Illinois, 215 ILCS 5/2(f), "foreign companies" are those organized under the laws of any other state or territory of the United States, or the District of Columbia, 215 ILCS 5/2(g), and "alien companies" are…”
Sun Life Assurance Co. of Canada v. Manna (Ill. App. Ct. 2006). “Background Pursuant to the Code, three types of insurance companies can do business in Illinois: domestic companies, organized and incorporated under the laws of Illinois (215 ILCS 5/2(f) (West 2004)); "foreign" companies, incorporated or organized under the laws of any state of…”
Am. Deposit Corp. v. Schacht, 887 F. Supp. 1066 (N.D. Ill. 1995). “Under that provision, it is “unlawful for any company [including an association, such as Blackfeet, under 215 ILCS 5/2(e) ] ... to transact insurance business in this State, without a certificate of authority from the director .”
— 215 ILCS 5/2(h) — 5 cases
Am. Deposit Corp. v. Schacht, 84 F.3d 834 (7th Cir. 1996). ““Domestic companies” are those organized under the laws of the State of Illinois, 215 ILCS 5/2(f), “foreign companies” are those organized under the laws of any other state or territory of the United States, or the District of Columbia, 215 ILCS 5/2(g), and “alien companies” are…”
Sun Life Assur. Co. of Canada v. Manna, 858 N.E.2d 503 (Ill. App. Ct. 2006). “Background Pursuant to the Code, three types of insurance companies can do business in Illinois: domestic companies, organized and incorporated under the laws of Illinois (215 ILCS 5/2 (f) (West 2004)); “foreign” companies, incorporated or organized under the laws of any state…”
Am. Deposit Corp. v. Schacht, 84 F.3d 834 (7th Cir. 1996). “"Domestic companies" are those organized under the laws of the State of Illinois, 215 ILCS 5/2(f), "foreign companies" are those organized under the laws of any other state or territory of the United States, or the District of Columbia, 215 ILCS 5/2(g), and "alien companies" are…”
Sun Life Assurance Co. of Canada v. Manna (Ill. App. Ct. 2006). “Background Pursuant to the Code, three types of insurance companies can do business in Illinois: domestic companies, organized and incorporated under the laws of Illinois (215 ILCS 5/2(f) (West 2004)); "foreign" companies, incorporated or organized under the laws of any state of…”
Am. Deposit Corp. v. Schacht, 887 F. Supp. 1066 (N.D. Ill. 1995). “Under that provision, it is “unlawful for any company [including an association, such as Blackfeet, under 215 ILCS 5/2(e) ] ... to transact insurance business in this State, without a certificate of authority from the director .”
— 215 ILCS 5/2(m) — 1 case
Hart v. Illinois State Police, 2022 IL App (5th) 190258 (Ill. App. Ct. 2022). “”); 215 ILCS 5/2(m) (West 2020) (the Illinois Insurance Code stating, “Personal pronouns include all genders, the singular includes the plural and the plural includes the singular.”
— 215 ILCS 5/2(n) — 2 cases
Alshwaiyat v. Am. Serv. Ins. Co., 2013 IL App (1st) 123222 (Ill. App. Ct. 2013). “) 215 ILCS 5/143a-2(1) (West 2008). The Insurance Code defines a “Policy” as “an insurance policy or contract and includes certificates of fraternal benefit societies, assessment companies, mutual benefit associations, and burial societies.”
Stonegate Ins. Co. v. Fletcher Reinsurance Co. (N.D. Ill. 2021).
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