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Illinois Compiled Statutes

625 ILCS 5/9-102 (2026)

Alternate methods of giving proof of financial responsibility

✓ current as of May 2026
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(625 ILCS 5/9-102) (from Ch. 95 1/2, par. 9-102)
    Sec. 9-102. Alternate methods of giving proof of financial responsibility. Proof of financial responsibility when required under Section 9-101 may be given by the following methods. By filing with the Secretary of State:
    1. A bond as provided in Section 9-103.
    2. An insurance policy or other proof of insurance in a form to be prescribed by the Secretary as provided in Section 9-105.
    3. A certificate of self insurance issued by the Director.
(Source: P.A. 86-444.)

    
Notes of Decisions
Cited in 12 cases, 2003–2016 · leading case: Nelson v. Artley, 2015 IL 118058 (Ill. 2015).
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Nelson v. Artley, 2015 IL 118058 (Ill. 2015). · cites it 3× “625 ILCS 5/9-102 (West 2010). ¶ 18 If the insurance policy option is selected, the policy must insure the operator of the rented vehicle against liability “to a minimum amount of $50,000 because of bodily injury to, or death of any one person or damage to property and $100,000…”
Fellhauer v. Alhorn, 838 N.E.2d 133 (Ill. App. Ct. 2005). “625 ILCS 5/9-102 (West 2002). Section 9-103 (625 ILCS 5/9-103 (West 2002)) sets forth the requirements that the owner's bond shall be conditioned that the owner "will pay any judgment within 30 days after it becomes final" entered as a result of injury caused by the rented…”
Nelson v. Artley, 2015 IL 118058 (Ill. 2015). · cites it 2× “625 ILCS 5/9-102 (West 2010). ¶ 18 If the insurance policy option is selected, the policy must insure the operator of the rented vehicle against liability “to a minimum amount of $50,000 because of bodily injury to, or death of any one person or damage to property and $100,000…”
Nelson v. Artley, 2014 IL App (1st) 121681 (Ill. App. Ct. 2014). · cites it 2× “625 ILCS 5/9-102 (West 2006). A bond must be in the sum of $100,000 and conditioned on the rental car company’s payment of any judgment resulting from the operation of a rental vehicle against the company, the renter, or anyone driving the car with the consent of the company and…”
Safeway Ins. Co. v. Hadary, 2016 IL App (1st) 132554-B (Ill. App. Ct. 2016). · cites it 2× “625 ILCS 5/9-102 (West 2008). There is no information in the record about which method Hertz relied on to comply with the statutory requirement.”
Safeway Ins. Co. v. Hadary, 2014 IL App (1st) 132554 (Ill. App. Ct. 2015). · cites it 2× “625 ILCS 5/9-102 (West 2008). There is no 1 For most vehicles, the Illinois Vehicle Code requires that the policy limits must be at least $20,000 per person or $40,000 per accident for personal injury or death.”
Nelson v. Artley, 2014 IL App (1st) 121681 (Ill. App. Ct. 2014). “625 ILCS 5/9-102 (West 2006). A bond must be in the sum of $100,000 and conditioned on the rental car company's payment of any judgment -4- 1-12-1681 resulting from the operation of a rental vehicle against the company, the renter, or anyone driving the car with the consent of…”
Nelson v. Artley, 2015 IL 118058 (Ill. 2015). · cites it 2× “625 ILCS 5/9-102 (West 2010). ¶ 18 If the insurance policy option is selected, the policy must insure the operator of the rented vehicle against liability “to a minimum amount of $50,000 because of bodily injury to, or death of any one person or damage to property and $100,000…”
Safeway Ins. Co. v. Hadary, 2014 IL App (1st) 132554 (Ill. App. Ct. 2014). · cites it 2× “625 ILCS 5/9-102 (West 2008). There is no information in the record about which method Hertz relied on to comply with the statutory requirement.”
State Farm Mut. Auto. Ins. Co. v. Hertz Claim Mgmt. Corp. (Ill. App. Ct. 2003). “If the owner of the rental car opts to provide an insurance policy, as Ford has done in the instant case, it must provide coverage with limits of at least $50,000 per person for bodily injury or death or $100,000 per accident for bodily injury or death and property damage.”
Fogel v. Enter. Leasing Co. (Ill. App. Ct. 2004). “625 ILCS 5/9-102 (West 2002). To obtain a certificate of self-insurance, an owner must satisfy the Illinois Department of Insurance that he is able and will continue to be able to pay a judgment obtained against him.”
Am. Serv. Ins. Co. v. Jones (Ill. App. Ct. 2010). “If the owner of the rental car opts to provide an insurance policy, as Ford has done in the instant case, it must provide coverage with limits of at least $50,000 per person for bodily injury or death or $100,000 per accident for bodily injury or death and property damage.”
— 625 ILCS 5/9-102(3) — 1 case
Nelson v. Artley, 2015 IL 118058 (Ill. 2015). “625 ILCS 5/9-102 (West 2010). ¶ 18 If the insurance policy option is selected, the policy must insure the operator of the rented vehicle against liability “to a minimum amount of $50,000 because of bodily injury to, or death of any one person or damage to property and $100,000…”
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