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Illinois Compiled Statutes

735 ILCS 5/15-1203 (2026)

Foreclosure

✓ current as of May 2026
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(735 ILCS 5/15-1203) (from Ch. 110, par. 15-1203)
    Sec. 15-1203. Foreclosure. "Foreclosure" means an action commenced under this Article and "to foreclose" means to terminate legal and equitable interests in real estate pursuant to a foreclosure.
(Source: P.A. 84-1462.)

    
Notes of Decisions
Cited in 8 cases, 2012–2020 · leading case: Wells Fargo Bank, N.A. v. McCluskey, 2013 IL 115469 (Ill. 2013).
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Wells Fargo Bank, N.A. v. McCluskey, 2013 IL 115469 (Ill. 2013). “Each step in the foreclosure action seeks to “terminate legal and equitable interests in real estate” (735 ILCS 5/15-1203 (West 2010)), while additionally providing specific built-in protections to the borrower’s equity in the property.”
Adler v. Bayview Loan Servicing, LLC, 2020 IL App (2d) 191019 (Ill. App. Ct. 2020). “” 735 ILCS 5/15-1203 (West 2018). Appearing under the heading for part 14, “Methods of Terminating Mortgagor’s Interest in Real Estate,” section 15- 1404 provides as follows: “Judicial Foreclosure.”
Wells Fargo Bank, N.A. v. McCluskey, 2013 IL 115469 (Ill. 2013). “Each step in the foreclosure action seeks to “terminate legal and equitable interests in real estate” (735 ILCS 5/15-1203 (West 2010)), while additionally providing specific built-in protections to the borrower’s equity in the property.”
Metrobank v. Cannatello, 2012 IL App (1st) 110529 (Ill. App. Ct. 2012). “” 735 ILCS 5/15-1203 (West 2010). Article II of the Code of Civil Procedure generally applies to an action brought under the Foreclosure Law.”
F.R.S. Dev. Co., Inc. v. Am. Cmty. Bank & Trust, 2016 IL App (2d) 150157 (Ill. App. Ct. 2016). “The bank now maintains that they could not effectively do so, because the legislature intended that 6 Each step in a foreclosure action seeks to terminate the borrower’s legal and equitable interests in the real estate.”
Adler v. Bayview Loan Servicing, LLC, 2020 IL App (2d) 191019 (Ill. App. Ct. 2020). “” 735 ILCS 5/15-1203 (West 2018). Appearing under the heading for part 14, “Methods of Terminating Mortgagor’s Interest in Real Estate,” section 15- 1404 provides as follows: “Judicial Foreclosure.”
Adler v. Bayview Loan Servicing, LLC, 2020 IL App (2d) 191019 (Ill. App. Ct. 2020). “” 735 ILCS 5/15-1203 (West 2018). Appearing under the heading for part 14, “Methods of Terminating Mortgagor’s Interest in Real Estate,” section 15-1404 provides as follows: “Judicial Foreclosure.”
Metrobank v. CANNATELLO, 964 N.E.2d 656 (Ill. App. Ct. 2012). “" 735 ILCS 5/15-1203 (West 2010). Article II of the Code of Civil Procedure generally applies to an action brought under the Foreclosure Law.”
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