ILCS » Chapter 735 · Act 5
Illinois Compiled Statutes

735 ILCS 5/15-1502.5 (2026)

(Repealed)

✓ current as of May 2026
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(735 ILCS 5/15-1502.5)
    Sec. 15-1502.5. (Repealed).
(Source: P.A. 98-25, eff. 6-20-13. Repealed internally, eff. 7-1-16.)

    
Notes of Decisions
Cited in 33 cases (3 in the last 5 years), 2011–2021 · leading case: Bank of Am., N.A. v. Adeyiga, 2014 IL App (1st) 131252 (Ill. App. Ct. 2014).
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Bank of Am., N.A. v. Adeyiga, 2014 IL App (1st) 131252 (Ill. App. Ct. 2014). · cites it 18× “1 735 ILCS 5/15-1502.5 (West 2010). ¶5 Since there is no evidence in the record that the Bank sent a grace period notice prior to filing its complaint, which is required before any foreclosure action may be instituted under the Foreclosure Law, by sections 15-1502.”
U.S. Bank, N.A. v. Coe, 2017 IL App (1st) 161910 (Ill. App. Ct. 2017). · cites it 15× “On appeal, they raise only one claim: that plaintiff failed to send them a grace period notice as required by section 15-1502.”
Banco Popular North Am. v. Gizynski, 2015 IL App (1st) 142871 (Ill. App. Ct. 2015). · cites it 14× “5 of the Illinois Mortgage Foreclosure Law (Foreclosure Law), commonly known as the “Homeowner Protection Act” (Act), describes protections afforded to mortgagors of residential property (735 ILCS 5/15-1502.5 (West 2010)). The Act was written to provide owners of single-family,…”
Banco Popular North Am. v. Gizynski, 2015 IL App (1st) 142871 (Ill. App. Ct. 2015). · cites it 15× “1-14-2871 to mortgagors of residential property (735 ILCS 5/15-1502.5 (West 2010)). The Act was written to provide owners of single-family, owner-occupied properties an additional last- minute escape valve to rescue their mortgages before the lender files a suit under the…”
Deutsche Bank Trust Co. Americas v. Sigler, 2020 IL App (1st) 191006 (Ill. App. Ct. 2020). · cites it 3× “5 of the Code (735 ILCS 5/15-1502.5 (West 2010)). 2 ¶ 17 Deutsche Bank and the Siglers subsequently filed cross-motions for summary judgment, with the Siglers once again invoking the single-refiling rule as a bar to Sigler III.”
U.S. Bank, N.A. v. Coe, 2017 IL App (1st) 161910 (Ill. App. Ct. 2018). · cites it 11× “5 of the Illinois Mortgage Foreclosure Law (Foreclosure Law) (735 ILCS 5/15-1502.5 (West 2012)).1 It is for this reason alone that they request this court reverse the judgment of the circuit court and remand the matter for an evidentiary hearing in compliance with Bank of…”
Taylor, Bean, & Whitaker Mortg. Corp. v. Cocroft, 2018 IL App (1st) 170969 (Ill. App. Ct. 2018). · cites it 3× “5 of the Illinois Mortgage Foreclosure Law (Foreclosure Law) ( 735 ILCS 5/15-1502.5 (West 2014) ). Section 15-1502.”
Parkway Bank & Trust Co. v. Korzen, 2013 IL App (1st) 130380 (Ill. App. Ct. 2013). · cites it 2× “The first statute requires lenders to send a “grace period notice” to certain borrowers before filing for foreclosure.”
Boyd v. U.S. Bank, N.A., 787 F. Supp. 2d 747 (N.D. Ill. 2011). · cites it 2× “” 735 ILCS 5/15-1502.5(b). Boyd’s bankruptcy court filings, which are subject to judicial notice, establish that Boyd filed several bankruptcy petitions, including one in January 2009 that sought relief from the mortgage debt at issue in this litigation.”
Taylor, Bean, & Whitaker Mortg. Corp. v. Cocroft, 2018 IL App (1st) 170969 (Ill. App. Ct. 2018). · cites it 3× “5 of the Illinois Mortgage Foreclosure Law (Foreclosure Law) (735 ILCS 5/15-1502.5 (West 2014)). Section 15-1502.”
Bayview Loan Servicing, LLC v. Szpara, 2015 IL App (2d) 140331 (Ill. App. Ct. 2016). · cites it 3× “5 of the Code of Civil Procedure (Code) (735 ILCS 5/15-1502.5 (West 2010)) by failing to send a grace-period notice prior to filing its complaint, which voided the foreclosure and the sale; (3) the broker, who was also the appraiser, committed fraud in the inducement by…”
CitiMortgage, Inc. v. Johnson, 2013 IL App (2d) 120719 (Ill. App. Ct. 2013). “5 of the Code (735 ILCS 5/15-1502.5 (West 2010)), including failure to postpone the sheriff’s sale after defendants submitted a HAMP application on July 14, 2010, and lack of communication from plaintiff regarding their application, and attached their HAMP application.”
Show all 33 citing cases →
— 735 ILCS 5/15-1502.5(a) — 5 cases
Bank of Am., N.A. v. Adeyiga, 2014 IL App (1st) 131252 (Ill. App. Ct. 2014). “1 735 ILCS 5/15-1502.5 (West 2010). ¶5 Since there is no evidence in the record that the Bank sent a grace period notice prior to filing its complaint, which is required before any foreclosure action may be instituted under the Foreclosure Law, by sections 15-1502.”
U.S. Bank, N.A. v. Coe, 2017 IL App (1st) 161910 (Ill. App. Ct. 2017). “On appeal, they raise only one claim: that plaintiff failed to send them a grace period notice as required by section 15-1502.”
U.S. Bank, N.A. v. Coe, 2017 IL App (1st) 161910 (Ill. App. Ct. 2018). “5 of the Illinois Mortgage Foreclosure Law (Foreclosure Law) (735 ILCS 5/15-1502.5 (West 2012)).1 It is for this reason alone that they request this court reverse the judgment of the circuit court and remand the matter for an evidentiary hearing in compliance with Bank of…”
Bank of Am., N.A. v. Adeyiga, 2014 IL App (1st) 131252 (Ill. App. Ct. 2014).
Bank of Am., N.A. v. Adeyiga, 2014 IL App (1st) 131252 (Ill. App. Ct. 2014).
— 735 ILCS 5/15-1502.5(b) — 7 cases
Bank of Am., N.A. v. Adeyiga, 2014 IL App (1st) 131252 (Ill. App. Ct. 2014). “1 735 ILCS 5/15-1502.5 (West 2010). ¶5 Since there is no evidence in the record that the Bank sent a grace period notice prior to filing its complaint, which is required before any foreclosure action may be instituted under the Foreclosure Law, by sections 15-1502.”
Boyd v. U.S. Bank, N.A., 787 F. Supp. 2d 747 (N.D. Ill. 2011). “” 735 ILCS 5/15-1502.5(b). Boyd’s bankruptcy court filings, which are subject to judicial notice, establish that Boyd filed several bankruptcy petitions, including one in January 2009 that sought relief from the mortgage debt at issue in this litigation.”
Bank of Am., N.A. v. Luca, 2013 IL App (3d) 120601 (Ill. App. Ct. 2013).
Bank of Am., N.A. v. Adeyiga, 2014 IL App (1st) 131252 (Ill. App. Ct. 2014).
Deutsche Bank Nat'l Trust Co. v. Laz, 2021 IL App (2d) 200341-U (Ill. App. Ct. 2021).
— 735 ILCS 5/15-1502.5(c) — 18 cases
Bank of Am., N.A. v. Adeyiga, 2014 IL App (1st) 131252 (Ill. App. Ct. 2014). “1 735 ILCS 5/15-1502.5 (West 2010). ¶5 Since there is no evidence in the record that the Bank sent a grace period notice prior to filing its complaint, which is required before any foreclosure action may be instituted under the Foreclosure Law, by sections 15-1502.”
Banco Popular North Am. v. Gizynski, 2015 IL App (1st) 142871 (Ill. App. Ct. 2015). “5 of the Illinois Mortgage Foreclosure Law (Foreclosure Law), commonly known as the “Homeowner Protection Act” (Act), describes protections afforded to mortgagors of residential property (735 ILCS 5/15-1502.5 (West 2010)). The Act was written to provide owners of single-family,…”
Banco Popular North Am. v. Gizynski, 2015 IL App (1st) 142871 (Ill. App. Ct. 2015). “1-14-2871 to mortgagors of residential property (735 ILCS 5/15-1502.5 (West 2010)). The Act was written to provide owners of single-family, owner-occupied properties an additional last- minute escape valve to rescue their mortgages before the lender files a suit under the…”
Boyd v. U.S. Bank, N.A., 787 F. Supp. 2d 747 (N.D. Ill. 2011). “” 735 ILCS 5/15-1502.5(b). Boyd’s bankruptcy court filings, which are subject to judicial notice, establish that Boyd filed several bankruptcy petitions, including one in January 2009 that sought relief from the mortgage debt at issue in this litigation.”
Taylor, Bean, & Whitaker Mortg. Corp. v. Cocroft, 2018 IL App (1st) 170969 (Ill. App. Ct. 2018). “5 of the Illinois Mortgage Foreclosure Law (Foreclosure Law) ( 735 ILCS 5/15-1502.5 (West 2014) ). Section 15-1502.”
— 735 ILCS 5/15-1502.5(d) — 4 cases
Bank of Am., N.A. v. Adeyiga, 2014 IL App (1st) 131252 (Ill. App. Ct. 2014). “1 735 ILCS 5/15-1502.5 (West 2010). ¶5 Since there is no evidence in the record that the Bank sent a grace period notice prior to filing its complaint, which is required before any foreclosure action may be instituted under the Foreclosure Law, by sections 15-1502.”
JPMorgan Chase Bank Nat'l Ass'n v. Ivanov, 2014 IL App (1st) 133553 (Ill. App. Ct. 2014).
Bank of Am., N.A. v. Adeyiga, 2014 IL App (1st) 131252 (Ill. App. Ct. 2014).
Bank of Am., N.A. v. Adeyiga, 2014 IL App (1st) 131252 (Ill. App. Ct. 2014).
— 735 ILCS 5/15-1502.5(e) — 5 cases
Bank of Am., N.A. v. Adeyiga, 2014 IL App (1st) 131252 (Ill. App. Ct. 2014). “1 735 ILCS 5/15-1502.5 (West 2010). ¶5 Since there is no evidence in the record that the Bank sent a grace period notice prior to filing its complaint, which is required before any foreclosure action may be instituted under the Foreclosure Law, by sections 15-1502.”
Banco Popular North Am. v. Gizynski, 2015 IL App (1st) 142871 (Ill. App. Ct. 2015). “5 of the Illinois Mortgage Foreclosure Law (Foreclosure Law), commonly known as the “Homeowner Protection Act” (Act), describes protections afforded to mortgagors of residential property (735 ILCS 5/15-1502.5 (West 2010)). The Act was written to provide owners of single-family,…”
Banco Popular North Am. v. Gizynski, 2015 IL App (1st) 142871 (Ill. App. Ct. 2015). “1-14-2871 to mortgagors of residential property (735 ILCS 5/15-1502.5 (West 2010)). The Act was written to provide owners of single-family, owner-occupied properties an additional last- minute escape valve to rescue their mortgages before the lender files a suit under the…”
Bank of Am., N.A. v. Adeyiga, 2014 IL App (1st) 131252 (Ill. App. Ct. 2014).
Bank of Am., N.A. v. Adeyiga, 2014 IL App (1st) 131252 (Ill. App. Ct. 2014).
— 735 ILCS 5/15-1502.5(h) — 4 cases
Bank of Am., N.A. v. Adeyiga, 2014 IL App (1st) 131252 (Ill. App. Ct. 2014). “1 735 ILCS 5/15-1502.5 (West 2010). ¶5 Since there is no evidence in the record that the Bank sent a grace period notice prior to filing its complaint, which is required before any foreclosure action may be instituted under the Foreclosure Law, by sections 15-1502.”
Banco Popular North Am. v. Gizynski, 2015 IL App (1st) 142871 (Ill. App. Ct. 2015). “1-14-2871 to mortgagors of residential property (735 ILCS 5/15-1502.5 (West 2010)). The Act was written to provide owners of single-family, owner-occupied properties an additional last- minute escape valve to rescue their mortgages before the lender files a suit under the…”
Bank of Am., N.A. v. Adeyiga, 2014 IL App (1st) 131252 (Ill. App. Ct. 2014).
Bank of Am., N.A. v. Adeyiga, 2014 IL App (1st) 131252 (Ill. App. Ct. 2014).
— 735 ILCS 5/15-1502.5(k) — 10 cases
U.S. Bank, N.A. v. Coe, 2017 IL App (1st) 161910 (Ill. App. Ct. 2017). “On appeal, they raise only one claim: that plaintiff failed to send them a grace period notice as required by section 15-1502.”
Bank of Am., N.A. v. Adeyiga, 2014 IL App (1st) 131252 (Ill. App. Ct. 2014). “1 735 ILCS 5/15-1502.5 (West 2010). ¶5 Since there is no evidence in the record that the Bank sent a grace period notice prior to filing its complaint, which is required before any foreclosure action may be instituted under the Foreclosure Law, by sections 15-1502.”
Deutsche Bank Trust Co. Americas v. Sigler, 2020 IL App (1st) 191006 (Ill. App. Ct. 2020). “5 of the Code (735 ILCS 5/15-1502.5 (West 2010)). 2 ¶ 17 Deutsche Bank and the Siglers subsequently filed cross-motions for summary judgment, with the Siglers once again invoking the single-refiling rule as a bar to Sigler III.”
U.S. Bank, N.A. v. Coe, 2017 IL App (1st) 161910 (Ill. App. Ct. 2018). “5 of the Illinois Mortgage Foreclosure Law (Foreclosure Law) (735 ILCS 5/15-1502.5 (West 2012)).1 It is for this reason alone that they request this court reverse the judgment of the circuit court and remand the matter for an evidentiary hearing in compliance with Bank of…”
Taylor, Bean, & Whitaker Mortg. Corp. v. Cocroft, 2018 IL App (1st) 170969 (Ill. App. Ct. 2018). “5 of the Illinois Mortgage Foreclosure Law (Foreclosure Law) ( 735 ILCS 5/15-1502.5 (West 2014) ). Section 15-1502.”
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