Illinois Compiled Statutes
815 ILCS 160/0.01 (2026)
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(815 ILCS 160/0.01)
(from Ch. 17, par. 7100)
Sec. 0.01.
Short title.
This Act may be cited as the
Credit Agreements Act.
(Source: P.A. 86-1324.)
Notes of Decisions
Cited in 14
cases, 1994–2011 · leading case: R & B Kapital Dev., LLC v. North Shore Cmty. Bank & Trust Co., 832 N.E.2d 246 (Ill. App. Ct. 2005).
R & B Kapital Dev., LLC v. North Shore Cmty. Bank & Trust Co., 832 N.E.2d 246 (Ill. App. Ct. 2005). “On appeal, the plaintiff raises the following issues: (1) whether the Credit Agreements Act (the Act) (815 ILCS 160/0.01 et seq. (West 2004)) bars counts I and II of the amended complaint; (2) whether the amended complaint alleged sufficient facts to support causes of action for…”
K. Miller Const. Co., Inc. v. McGinnis, 913 N.E.2d 1147 (Ill. App. Ct. 2009). “Such a consumer, after receiving the benefit of the contractor's services, could use the Act, meant as a shield to protect vulnerable consumers, as a sword to deprive a contractor of the reasonable value of his services. The potential for such a consumer to corrupt the Act makes…”
LaSalle Bank Nat'l Assoc. v. Paramont Props., 588 F. Supp. 2d 840 (N.D. Ill. 2008). “Count III: Negligent Misrepresentation In Count III, Defendants allege that LaSalle negligently misrepresented that it would extend additional funds to Paramont beyond the maximum commitment under the Note to cover cost overruns and some Phase II costs.”
Bank of Am., N.A. v. 108 N. State Retail LLC, 928 N.E.2d 42 (Ill. App. Ct. 2010). “The trial court granted plaintiffs motion for a summary judgment on defendants’ affirmative defenses and counterclaims on the grounds that they were barred by the Credit Agreements Act (now see 815 ILCS 160/0.01 et seq. (West 2006)). Teachers Insurance, 295 Ill.”
First Nat. Bank in Staunton v. Mcbride Chevrolet, Inc., 642 N.E.2d 138 (Ill. App. Ct. 1994). “The court ruled defendants’ counterclaims and affirmative defenses were barred by the Illinois Credit Agreements Act (Act) (815 ILCS 160/0.01 et seq. (West 1992)), and granted plaintiffs motions to dismiss the counterclaims and strike the affirmative defenses.”
Teachers Ins. & Annuity Ass'n of Am. v. La Salle Nat'l Bank, 691 N.E.2d 881 (Ill. App. Ct. 1998). “The trial court ruled that the Credit Agreements Act (Act) (815 ILCS 160/0.01 et seq. (West 1996)) barred defendants’ affirmative defenses and counterclaims in plaintiffs action to foreclose a mortgage.”
Klem v. First Nat'l Bank of Chicago, 655 N.E.2d 1211 (Ill. App. Ct. 1995). “JUSTICE GEIGER delivered the opinion of the court: The plaintiff, Gary Klem, appeals from the trial court’s order dismissing his complaint pursuant to section 2—615 of the Code of Civil Procedure (735 ILCS 5/2—615 (West 1994)), on the grounds that it was barred by the Credit…”
Mach. Transp. of Ill. v. Morton Com. Bank, 687 N.E.2d 533 (Ill. App. Ct. 1997). “JUSTICE BRESLIN delivered the opinion of the court: At issue is whether a complaint based on several oral credit agreements is barred by the Illinois Credit Agreements Act (Act) (815 ILCS 160/0.01 et seq. (West 1996)), which prohibits recovery unless a credit agreement is in…”
Hubbard Street Lofts LLC v. Inland Bank, 963 N.E.2d 262 (Ill. App. Ct. 2011). “Inland Bank also claimed the that Credit Agreements Act (Credit Agreements Act) (815 ILCS 160/0.01 et seq. (West 2010)) barred Hubbard Street Lofts' second count for breach of an oral loan preparation contract and that Hubbard Street Lofts should not be certified as a class.”
Costello v. Haller, 638 F. Supp. 2d 885 (N.D. Ill. 2007). “815 ILCS 160/0.01 et seq. Accordingly, the court concludes that the undisputed facts demonstrate that defendants’ fraudulent misrepresentation defense lacks merit and cannot defeat plaintiffs motion for summary judgment.”
Hubbard Street Lofts v. Inland Bank, 2011 IL App (1st) 102640 (Ill. App. Ct. 2011). “Inland Bank also claimed the that Credit Agreements Act (Credit Agreements Act) (815 ILCS 160/0.01 et seq. (West 2010)) barred Hubbard Street Lofts’ second count for breach of an oral loan preparation contract and that Hubbard Street Lofts should not be certified as a class.”
Bank of Am. v. 108 N. State LLC (Ill. App. Ct. 2010). “The trial court granted plaintiff’s motion for a summary judgment on defendants’ affirmative defenses and counterclaims on the grounds that they were barred by the Credit Agreements Act (now see 815 ILCS 160/0.01 et seq. (West 2006)). Teachers Insurance, 295 Ill.”
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