ILCS » Chapter 815 · Act 205
Illinois Compiled Statutes

815 ILCS 205/7 (2026)

The defense of usury shall not be allowed in any suit, unless the person relying upon such defense shall set up the same by plea, or file in the cause a notice in writing, stating that he intends to defend against the contract sued upon or set off, on the ground that the contract is usurious

✓ current as of May 2026
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(815 ILCS 205/7) (from Ch. 17, par. 6415)
    Sec. 7. The defense of usury shall not be allowed in any suit, unless the person relying upon such defense shall set up the same by plea, or file in the cause a notice in writing, stating that he intends to defend against the contract sued upon or set off, on the ground that the contract is usurious.
(Source: Laws 1879, p. 184.)

    
Notes of Decisions
Cited in 1 case (1 in the last 5 years), 2025–2025 · leading case: Polinski v. Olszewski, 2025 IL App (1st) 230936-U (Ill. App. Ct. 2025).
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Polinski v. Olszewski, 2025 IL App (1st) 230936-U (Ill. App. Ct. 2025). “” By defendants’ calculation, this amounts to $70,000 plus 5% annual interest from April 11, 2019.”
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