ILCS » Chapter 815 · Act 405
Illinois Compiled Statutes

815 ILCS 405/1 (2026)

This Act may be cited as the Retail Installment Sales Act

✓ current as of May 2026
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(815 ILCS 405/1) (from Ch. 121 1/2, par. 501)
    Sec. 1. This Act may be cited as the Retail Installment Sales Act.
(Source: Laws 1967, p. 2149.)

    
Notes of Decisions
Cited in 7 cases, 1995–2001 · leading case: Rubino v. Circuit City Stores, Inc., 758 N.E.2d 1 (Ill. App. Ct. 2001).
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Rubino v. Circuit City Stores, Inc., 758 N.E.2d 1 (Ill. App. Ct. 2001). · cites it 4× “226 (1999)) (Regulation Z); the Illinois Retail Installment Sales Act (815 ILCS 405/1 et seq. (West 1998)); and the Illinois Consumer Fraud and Deceptive Business Practices Act (815 ILCS 505/1 et seq.”
People v. Wright, 740 N.E.2d 755 (Ill. 2000). · cites it 2× “(West 1998)); the Retail Installment Sales Act (815 ILCS 405/1 et seq. (West 1998)); the Motor Vehicle Retail Installment Sales Act (815 ILCS 375/1 et seq.”
Allen v. Aronson Furniture Co., 971 F. Supp. 1259 (N.D. Ill. 1997). “(“TILA”), and state claims under the Illinois Retail Installment Sales Act, 815 ILCS 405/1 et seq. (“RISA”), and the Illinois Consumer Fraud Act, 815 ILCS 505/1 et seq.”
DeLeon v. Beneficial Constr. Co., 998 F. Supp. 859 (N.D. Ill. 1998). “, and the Illinois Retail Installment Sales Act (RISA), 815 ILCS 405/1 et seq., by engaging in the unfair and .”
Rubino v. Circuit City Stores, Inc. Modification of Feb. 9, 2001, opinion upon denial of rehearing (Ill. App. Ct. 2001). · cites it 2× “226 (1999)) (Regulation Z); the Illinois Retail Installment Sales Act (815 ILCS 405/1 et seq. (West 1998)); and the Illinois Consumer Fraud and Deceptive Business Practices Act (815 ILCS 505/1 et seq.”
People v. Wright Modification of Feb. 17, 2000, opinion (Ill. 2000). “(West 1998)); the Retail Installment Sales Act (815 ILCS 405/1 et seq. (West 1998)); the Motor Vehicle Retail Installment Sales Act (815 ILCS 375/1 et seq.”
McCoy v. MTI Vacations, Inc., 650 N.E.2d 605 (Ill. App. Ct. 1995). “(now 815 ILCS 405/1 et seq. (West 1992))), which contained a provision for enforcement by the Attorney General, did not provide for a private cause of action.”
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