Indiana Code

Ind. Code § 34-20-6-3 (2026)

Use of product with knowledge of defect or danger

✓ current as of May 2026
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     Sec. 3. It is a defense to an action under this article (or IC 33-1-1.5 before its repeal) that the user or consumer bringing the action:

(1) knew of the defect;

(2) was aware of the danger in the product; and

(3) nevertheless proceeded to make use of the product and was injured.

[Pre-1998 Recodification Citation: 33-1-1.5-4(b) part.]

As added by P.L.1-1998, SEC.15.

 

Notes of Decisions
Cited in 17 cases (1 in the last 5 years), 1999–2023 · leading case: Campbell Hausfeld/Scott Fetzer Co. v. Paul Johnson, 109 N.E.3d 953 (Ind. 2018).
Campbell Hausfeld/Scott Fetzer Co. v. Paul Johnson, 109 N.E.3d 953 (Ind. 2018). · cites it 4× “The IPLA provides three non-exclusive defenses to a products liability action: incurred risk ( Ind. Code § 34-20-6-3 ); misuse of the product ( Ind.”
Vaughn v. Daniels Co.(West Virginia), Inc., 777 N.E.2d 1110 (Ind. Ct. App. 2002). · cites it 4× “Indiana Code Section 34-20-6-3 provides a complete defense where a plaintiff incurs the risks associated with the use of a product: With respect to any action brought under [the products liability statute] .”
Vaughn v. Daniels Co.(West Virginia), Inc., 841 N.E.2d 1133 (Ind. 2006). · cites it 3× “See I.C. § 34-20-6-3. But, as explained above, the Vaughns' negligence claim is not governed by the PLA and is subject to Indiana's Comparative Fault Act, Indiana Code sections 34-51-2-1 through XX-XX-X-XX.”
Hopper v. Carey, 716 N.E.2d 566 (Ind. Ct. App. 1999). · cites it 4× “See Ind.Code § 34-20-6-3 through -5. “It is a defense to an action under [Ind.”
Morgen v. Ford Motor Co., 762 N.E.2d 137 (Ind. Ct. App. 2002). · cites it 4× “*143 Indiana Code § 34-20-6-3 2 addresses incurred risk while Indiana Code § 34-20-6-4 3 addresses misuse.”
Cole v. Lantis Corp., 714 N.E.2d 194 (Ind. Ct. App. 1999). · cites it 4× “Ind.Code Ann. § 34-20-6-3 (West Supp. 1998) (formerly Ind.”
Scott Weigle v. SPX Corp., 729 F.3d 724 (7th Cir. 2013). “Ind.Code §§ 34-20-6-3 to -5. These are the only defenses available in an action under the IPLA.”
Bailey v. Cottrell, Inc., 721 S.E.2d 571 (Ga. Ct. App. 2011). · cites it 2× “See Ind. Code § 34-20-6-3 . Cottrell argues that this amendment effectively did away with the voluntariness element of incurred risk, but I am not persuaded.”
Andrew Bourne v. Marty Gilman, Inc., Doing Bus. as Gilman Gear, 452 F.3d 632 (7th Cir. 2006). “Indeed, that interpretation makes sense; the accident magnet is just as obvious to the designer as the user, and the rule should not work just one way. Rather than the open-and-obvious defense, the statute creates the so-called “incurred risk defense,” which requires the…”
Mesman v. Crane Pro Servs., 512 F.3d 352 (7th Cir. 2008). “” Ind.Code § 34-20-6-3. The fact that a risk is open and obvious remains relevant to liability.”
John Mesman & Judy Mesman v. Crane Pro Servs., a Div. of Konecranes, Inc., 409 F.3d 846 (7th Cir. 2005). “” Ind.Code § 34-20-6-3; see FMC Corp. v. Brown, 551 N.”
Campbell Hausfeld/Scott Fetzer Co. v. Paul Johnson, 90 N.E.3d 1205 (Ind. Ct. App. 2017). · cites it 4× “I.C. §§ 34-20-6-3 through -5. Campbell Hausfeld asserts all three defenses against Johnson's lawsuit and in support of its motion for summary judgment.”
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