Iowa Code

Iowa Code § 446.29 (2026)

Certificate of purchase

✓ current as of July 2026
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The county treasurer shall prepare, sign, and deliver to the purchaser of any parcel or part of a parcel sold a certificate of purchase, describing the parcel or part of the parcel as shown in the county system identifying the parcel or part of the parcel sold, the total amount due for each parcel as described, and that payment has been made. Not more than one parcel shall be entered upon each certificate of purchase. The certificate fee is the amount specified in section 331.552, subsection 23. The delinquent tax lien transfers with the tax sale certificate, whether held by the county or purchased by an individual through assignment or direct purchase at the tax sale. The delinquent tax lien expires when the tax sale certificate expires. [C51, §503; R60, §777; C73, §887; C97, §1432; S13, §1432; C24, 27, 31, 35, 39, §7263; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §446.29; 82 Acts, ch 1104, §25] 90 Acts, ch 1203, §2; 91 Acts, ch 191, §80

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Notes of Decisions
Cited in 15 cases (3 in the last 5 years), 1990–2023 · leading case: City of Waterloo v. Bainbridge, 749 N.W.2d 245 (Iowa 2008).
City of Waterloo v. Bainbridge, 749 N.W.2d 245 (Iowa 2008). · cites it 3× “Iowa Code § 446.29 . Section 657A.10A allows a city the opportunity to obtain title to property containing an abandoned building.”
Schaer v. Webster Cnty., 644 N.W.2d 327 (Iowa 2002). “§ 446.29. If the parcel is not subsequently redeemed following the tax sale, the purchaser or assignee can receive a deed to the property by returning the certificate of purchase to the county treasurer.”
Fennelly v. A-1 Mach. & Tool Co., 728 N.W.2d 163 (Iowa 2006). “§ 446.29. This certificate allows the county to pursue many avenues, including assigning the certificate, id.”
In Re Donovan, 266 B.R. 862 (Bankr. S.D. Iowa 2001). · cites it 2× “After the sale, the county treasurer delivers to the purchaser at the tax sale a certificate stating a description of the parcel, the total amount due for the parcel, and that the amount has been paid.”
City of Muscatine v. Northbrook P'ship Co., 619 N.W.2d 362 (Iowa 2000). · cites it 2× “Although a certificate of purchase at tax sale for the property was issued to Muscatine County, see Iowa Code § 446.29 , no tax deed was ever issued to the county.”
Dohrn v. Mooring Tax Asset Grp., L.L.C., 743 N.W.2d 857 (Iowa 2008). “§ 446.29. The certificate represents an inchoate right or lien and not an interest in the property.”
Adams v. Thorp Credit, Inc., 452 N.W.2d 435 (Iowa 1990). · cites it 2× “See Iowa Code § 446.29 . Nine months later, in accordance with Iowa Code section 447.”
Gary Kluender, Jr. v. Plum Grove Investments, Inc. (Iowa 2023). · cites it 3× “2d 857, 860 (Iowa 2008); see Iowa Code § 446.29 . Even after the tax sale is done and a certificate of purchase has been issued, the property owner still “has two years to redeem the property by paying the county treasurer the amount for which the property was sold as well as…”
No Boundry, LLC v. Brandi Smithson (Iowa Ct. App. 2023). · cites it 2× “See Iowa Code § 446.29 (2018). This certificate did not actually transfer ownership of the property to Wago 262.”
City Of Waterloo Vs. Lee Bainbridge, Irene Bainbridge, Ronald Wood, & Joyce Wood (Iowa 2008). · cites it 3× “Iowa Code § 446.29 . Section 657A.10A allows a city the opportunity to obtain title to property containing an abandoned building.”
Thomas A. Rehr, Kathryn A. Rehr, Jeffrey Minner, Rodney Petersen, Brady Lemke, & 1st Gateway Credit Union v. Guardian Tax Partners, Inc. (Iowa Ct. App. 2017). “§ 446.29. Thereafter, a proper party, as determined by the treasurer, could redeem the property “at any time before the right of redemption expires.”
Luana Sav. Bank v. John Eveland (Iowa Ct. App. 2022). “§ 446.29. The property owner, or an interested party such as a mortgagee, has two years to redeem the property from the certificate holder.”
Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.