Iowa Code

Iowa Code § 528.3 (2026)

Financial institutions allowed to make alternative mortgages

✓ current as of July 2026

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A financial institution may make alternative mortgage loans in accordance with this chapter. General provisions governing a financial institution’s mortgage loans apply to alternative mortgage loans unless inconsistent with the provisions of this chapter. This chapter does not prohibit a financial institution from making any loan which is not an alternative mortgage loan, provided such loan otherwise complies with applicable laws. 89 Acts, ch 267, §3

Notes of Decisions

Cited in 2 cases, 1968–1979 · leading case: Mechanicsville Trust & Sav. Bank v. Hawkeye-Sec. Ins. Co., 158 N.W.2d 89 (Iowa 1968).

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Mechanicsville Trust & Sav. Bank v. Hawkeye-Sec. Ins. Co., 158 N.W.2d 89 (Iowa 1968). · cites it 2× “Paulson procured the discovery bond as required by Code section 528.3 which provides: “The officers and employees of any state bank, savings bank, or trust company having the care, custody, or control of any funds or securities for any such bank or trust company, shall give a…”

Fed. Deposit Ins. Corp. v. Nat'l Sur. Corp., 281 N.W.2d 816 (Iowa 1979). “We find there is ample support for the trial court’s finding that these acts have violated the terms of § 528.3, The Code, 1966, and § 524.705, The Code, 1971.”

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