Iowa Code » Chapter 654 — FORECLOSURE OF REAL ESTATE MORTGAGES
Iowa Code

Iowa Code § 654.26 (2026)

No deficiency judgment in certain cases

✓ Iowa Code 2026 (laws through the 2025 session)
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If the plaintiff has elected foreclosure without redemption, the plaintiff may include in the petition a waiver of deficiency judgment. If the plaintiff has elected foreclosure without redemption and does not include in the petition a waiver of deficiency judgment, if the mortgaged property is the residence of the mortgagor and is a one-family or two-family dwelling, and if the mortgagor does not file a demand for delay of sale under section 654.21, then the plaintiff shall not be entitled to the entry of a deficiency judgment under section 654.6. 87 Acts, ch 142, §12 Referred to in §654.1A, 654.20, 654.25\n\nTue Dec 09 21:58:09 2025 Iowa Code 2026, Chapter 654 (36, 2)

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Notes of Decisions
Cited in 3 cases, 1990–2009 · leading case: Morris Plan Co. of Iowa v. Bruner, 458 N.W.2d 853 (Iowa Ct. App. 1990).
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Morris Plan Co. of Iowa v. Bruner, 458 N.W.2d 853 (Iowa Ct. App. 1990). · cites it 4× “However, Iowa Code section 654.26 makes the omission of the indicated notice merely an irregularity.”
United States v. Lowe, 655 F. Supp. 2d 925 (S.D. Iowa 2009). “See § 654.26 (“[I]f the mortgagor does not file a demand for delay of sale under section 654.”
Nash Finch Co. v. Corey Dev., Ltd., 231 F. Supp. 2d 882 (N.D. Iowa 2002). “See iowa Code § 654.26. If, after a sale under section 654.”
Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.