Iowa Code
Iowa Code § 654.26 (2026)
No deficiency judgment in certain cases
✓ current as of July 2026
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If the plaintiff has elected foreclosure without redemption, the plaintiff may include in the petition a waiver of deficiency judgment. If the plaintiff has elected foreclosure without redemption and does not include in the petition a waiver of deficiency judgment, if the mortgaged property is the residence of the mortgagor and is a one-family or two-family dwelling, and if the mortgagor does not file a demand for delay of sale under section 654.21, then the plaintiff shall not be entitled to the entry of a deficiency judgment under section 654.6. 87 Acts, ch 142, §12 Referred to in §654.1A, 654.20, 654.25\n\nTue Dec 09 21:58:09 2025 Iowa Code 2026, Chapter 654 (36, 2)
\nNotes of Decisions
Cited in 3
cases, 1990–2009 · leading case: Morris Plan Co. of Iowa v. Bruner, 458 N.W.2d 853 (Iowa Ct. App. 1990).
Morris Plan Co. of Iowa v. Bruner, 458 N.W.2d 853 (Iowa Ct. App. 1990). “However, Iowa Code section 654.26 makes the omission of the indicated notice merely an irregularity.”
United States v. Lowe, 655 F. Supp. 2d 925 (S.D. Iowa 2009). “See § 654.26 (“[I]f the mortgagor does not file a demand for delay of sale under section 654.”
Nash Finch Co. v. Corey Dev., Ltd., 231 F. Supp. 2d 882 (N.D. Iowa 2002). “See iowa Code § 654.26. If, after a sale under section 654.”
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